SEPA Credit Transfer

2017 Scheme Participation Fees


In accordance with the relevant provisions of the Scheme Management Internal Rules, scheme participation fees are being established on a yearly basis at scheme participant level and depend on the number of schemes adhered to.

In the case of a declared group or grouping as defined in the EMIR Regulation[1], the scheme participation fees will be consolidated and calculated based on a sliding scale taking into account the number of scheme participants that are part of such a group or grouping across the geographical scope of the schemes; the consolidated scheme participation fee amount will cover the SEPA Credit Transfer, SEPA Direct Debit Core and the SEPA Direct Debit Business to Business (B2B) schemes and be due by the parent undertaking or the central body of the corresponding group or grouping. No 2017 scheme participation fee is due for payment service providers that are scheme participants to the SEPA Instant Credit Transfer (SCT Inst) scheme in 2017.

The 2017 scheme participation fees are as follows:


Individual scheme participant - not part of a declared group(ing):

SEPA Credit Transfer

SEPA Direct Debit Core

SEPA Direct Debit B2B

All three Schemes

EUR 219

EUR 327

EUR 434

EUR 980


Declared group(ing):

Number of Participants per group(ing)

Group(ing) fee


EUR 1,960


EUR 4,900


EUR 7,841


EUR 14,701


EUR 19,602


EUR 29,403


EUR 39,204

Above 1,000

EUR 49,004


Note: Local VAT may in some cases be due on the above amounts.

The EPC sends the 2017 scheme participation fee invoices to each scheme participant (or the parent undertaking in case of grouping of scheme participants) during the first quarter of 2017. The invoices are to be paid within 30 days from the invoicing date by means of electronic SEPA instruments only.

[1] For those scheme participants located in a country outside the European Economic Area (EEA) and within the geographical scope of the schemes the definition of “group” will need to fulfil substantially equivalent requirements as those referred to in the EMIR Regulation.

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