SEPA Credit Transfer
SCT Register of Participants
The register sets out a list of scheme participants adhering to the SEPA Credit Transfer Scheme (SCT).
What is a scheme participant?
A scheme participant is an entity that satisfies the eligibility criteria set out in section 5.4 of the SCT Rulebook and adheres to the scheme. A participant that is established in a Single Euro Payments Area (SEPA) jurisdiction may have one or more branches within SEPA.
A branch does not have a separate legal personality from that of the legal entity of which it is part, and therefore cannot adhere to the scheme in its own right. Its participation in the scheme however, is automatically covered by the adherence of the legal entity of which it is part.
A subsidiary of a participant does have an independent legal personality and it must adhere to the scheme in its own right, in order to become a participant. Its application will not be covered by that of its parent.
With the exception of third country branches, the Register of Participants is a list of legal entities within SEPA that have adhered to the SCT Scheme. The register therefore includes the names and details of such legal entities only. It does not include the names and details of their SEPA branches.
To download the Register of Participants, click here.
Important note on reference business identifier codes
The business identifier codes (BICs) that are listed in the Register of Participants are reference BICs only, and must not be relied upon to be valid routing BICs. Any person using these BICs for routing rather than reference purposes does so at their own risk.
For routing purposes for SCT payments, scheme participants are responsible for providing the clearing and settlement mechanisms (CSMs) of their choice, all the BICs assigned to the participant and its branches and agreeing with the CSM(s) which delivery channel is to be used for each BIC. Reliable and up-to-date information as to which routing BICs are reachable through SCT may be obtained from CSMs and from third-party providers of routing directory services.
Note that the organisations listed on the 'SCT Scheme-Compliant Clearing and Settlement Mechanisms (CSMs)' page on this website have committed to process only those SCT payments containing routing BICs that have a correspondence with reference BICs contained in the EPC Register, and to reject all others.
Register updates publication schedule
The operational start date has been aligned to the first Monday of the month in accordance with industry practice.
Deadline for receipt
|25 March 2016||15 April 2016||9 May 2016|
|22 April 2016||13 May 2016||6 June 2016|
|20 May 2016||10 June 2016||4 July 2016|
|24 June 2016||15 July 2016||8 August 2016|
|22 July 2016||12 August 2016||5 September 2016|
|19 August 2016||9 September 2016||3 October 2016|
|23 September 2016||14 October 2016||7 November 2016|
|18 November 2016||9 December 2016||2 January 2017|
|23 December 2016||13 January 2017||6 February 2017|
|20 January 2017||10 February 2017||6 March 2017|
|17 February 2017||10 March 2017||3 April 2017|
|24 March 2017||14 April 2017||8 May 2017|
|21 April 2017||12 May 2017||5 June 2017|
|19 May 2017||9 June 2017||3 July 2017|
|23 June 2017||14 July 2017||7 August 2017|
|21 July 2017||11 August 2017||4 September 2017|
|18 August 2017||8 September 2017||2 October 2017|
|22 September 2017||13 October 2017||6 November 2017|