Knowledge Bank

02.08.10EPC Press Release: EPC Appoints Marco Musto As New Secretary General

19.07.10On Payments and Light Bulbs - Commission ready to write off SEPA via EU legislation? Commentary on Commission services´ Working Paper 'SEPA Migration-End Date' of June 2010 (EPC Newsletter)

19.07.10On SEPA and US Health Care Reform - The EC Discussion Paper 'SEPA Migration End-Date' of March 2010: a Commentary (EPC Newsletter)

15.07.10EPC Response to the Commission services´ Working Paper 'SEPA Migration End-Date' of 2 June 2010

12.07.10The Use of Audit Trails in Security Systems: Guidelines for European Banks

06.07.10Press Release: EPC publishes White Paper on Mobile Payments

02.07.10White Paper on Mobile Payments v2.0

18.06.10e-Mandate e-Operating Model

14.06.10Errata to the 2010 Implementation Guidelines

26.05.10Template for proposing a Suggestion for a Change to a SEPA Scheme

21.05.10SEPA Core DD Scheme Rulebook 2011- Change Request Documents

21.05.10SEPA B2B DD Scheme Rulebook 2011 - Change Request Consultation Documents

19.05.10Timeline for Suggestions for Change for Rulebook Release in 2011

30.04.10Approval Scheme for EPC Approved CAs

19.04.10SEPA for the Public Sector - Swedish

19.04.10SEPA for the Public Sector - Lithuanian

19.04.10SEPA for the Public Sector - Latvian

19.04.10SEPA for the Public Sector - Finnish

14.04.10SEPA for the Public Sector - Estonian

14.04.10SEPA for the Public Sector - Greek

14.04.10SEPA for the Public Sector - Czech

14.04.10SEPA for the Public Sector - Danish

07.04.10SEPA for the Public Sector - Slovenian

07.04.10SEPA for the Public Sector - Slovak

07.04.10SEPA for the Public Sector - Romanian

07.04.10SEPA for the Public Sector - Portuguese

07.04.10SEPA for the Public Sector - Polish

07.04.10SEPA for the Public Sector - Italian

07.04.10SEPA for the Public Sector - Hungarian

07.04.10SEPA for the Public Sector - French

07.04.10SEPA for the Public Sector - Dutch

07.04.10SEPA for the Public Sector - Spanish

07.04.10SEPA for the Public Sector - German

07.04.10SEPA for the Public Sector - Bulgarian

07.04.10EPC103-08 Non CI Application Pack - v3.0 - March 2010

05.04.10SEPA Credit Transfer and the reason code for non-acceptance by the Beneficiary Bank

17.03.10Press Release: EPC Annual Report 2009 confirms Commitment of European Payments Indusry

17.03.10EPC Annual Report 2009

01.03.10EPC Position Paper on EU White Paper on cross-border Cash Transport

10.02.10EPC Decisions - Public Consultation SCT RB 2010

10.02.10EPC Decisions - Public Consultation Core SDD RB 2010

10.02.10EPC Decisions - Public Consultation SCT RB 2009

03.02.10EPC Decisions after public Consultation on the B2B SDD Rulebook 2010

29.01.10Joint Press Release EPC and GSMA TSM Consultation v 1.0 - Jan 2010

29.01.10EPC and GSMA introduce Consultation on SEPA Mobile Payments

28.01.10Merchants - the 10 best Reasons to Practice SEPA

28.01.10Shortcut to SEPA Cards Standardisation

28.01.10Shortcut to the SEPA Cards Framework

28.01.10EPC-GSMA TSM Service Management Requirements and Specifications

28.01.10EPC Charter

21.12.09SEPA Cards Standardisation Volume - Results of public Consultation

21.12.09SEPA Requirements for an Extended Character Set (UNICODE Subset) - Best Practices

21.12.09SEPA Cards Standardisation Volume - Book of Requirements version 4.0

21.12.09SEPA Cards Framework v 2.1

24.11.09Payments at your Fingertips. The Mobey Forum and the European Payments Council start Cooperation to boost mobile Payments across SEPA.

17.11.09EPC List of SEPA Countries

06.11.09Summary Text Spanish - Press Release 30 October 2009 on the Benefits of SEPA Direct Debit for Businesses

06.11.09Summary Text Italian - Press Release 30 October 2009 on the Benefits of SEPA Direct Debit for Businesses

06.11.09Full German Text - Press Release 30 October 2009 on the Benefits of SEPA Direct Debit for Businesses

06.11.09Full French Text - Press Release 30 October 2009 on the Benefits of SEPA Direct Debit for Businesses

03.11.09SEPA Credit Transfer Scheme Inter-Bank Implementation Guidelines v 4.0

03.11.09SEPA Credit Transfer Scheme Customer-to-Bank Implementation Guidelines v 4.0

03.11.09SEPA Core Direct Debit Scheme Customer-to-Bank Implementation Guidelines v 4.0

03.11.09SEPA Core Direct Debit Scheme Inter-Bank Implementation Guidelines v 4.0

03.11.09SEPA Core Direct Debit Scheme e-Mandate Service Implementation Guidelines v 4.0

03.11.09SEPA Business to Business Direct Debit Scheme Inter-Bank Implementation Guidelines v 2.0

03.11.09SEPA Business to Business Direct Debit Scheme Customer-to-Bank Implementation Guidelines v 2.0

03.11.09SEPA Business to Business Direct Debit Scheme e-Mandate Service Implementation Guidelines v 2.0

02.11.09The X Factor. Are EU Governments still committed to SEPA?

02.11.09Better Business with SEPA Direct Debit. Corporate Customers confirm Benefits of SEPA Implementation

30.10.09SEPA Core Direct Debit Scheme Rulebook v 4.0

30.10.09SEPA Business to Business Direct Debit Scheme Rulebook v 2.0

30.10.09Privacy Shielding for Pin Entry

30.10.09SEPA Credit Transfer Scheme Rulebook v 4.0

30.10.09SEPA Business to Business Direct Debit Scheme e-Mandate Service Implementation Guidelines v 1.3

30.10.09SEPA Business to Business Direct Debit Scheme Customer-to-Bank Implementation Guidelines v 1.3

30.10.09SEPA Business to Business Direct Debit Scheme Inter-Bank Implementation Guidelines v 1.3

30.10.09SEPA Business to Business Direct Debit Scheme Rulebook v 1.3

30.10.09SEPA Core Direct Debit Scheme e-Mandate Service Implementation Guidelines v 3.4

30.10.09SEPA Core Direct Debit Scheme Inter-Bank Implementation Guidelines v 3.4

30.10.09SEPA Core Direct Debit Scheme Customer-to-Bank Implementation Guidelines v 3.4

30.10.09SEPA Core Direct Debit Scheme Rulebook v 3.4

30.10.09SEPA Credit Transfer Scheme Customer-to-Bank Implementation Guidelines v 3.3

30.10.09SEPA Credit Transfer Scheme Inter-Bank Implementation Guidelines v 3.3

30.10.09SEPA Credit Transfer Scheme Rulebook v 3.3

30.10.09EPC Champions Benefits of SEPA Direct Debit Schemes - Press Release - Brussels - 30 October 2009

19.10.09Second Open Letter to SEPA Banks on SDD Adherence

15.10.09Recommendation on Customer Reporting of SCT and SDD

14.10.09SEPA Sucess Story - Belgium

13.10.09Summary Text Italian - EPC Press Release SEPA Direct Debit Launch

13.10.09EPC launches SDD Schemes - Press Release - Brussels - 13 October 2009

13.10.09Full German Text - EPC Press Release SEPA Direct Debit Launch

13.10.09Summary Text Spanish - EPC Press Release SEPA Direct Debit Launch

13.10.09Speech EPC Chair - SDD Launch 2009-10-13

13.10.09Full French Text - EPC Press Release SEPA Direct Debit Launch

01.10.09A Shortcut to the European Payments Council SDD Launch Media Kit

15.09.09SEPA for the Media

15.09.09Shortcut to SEPA

15.09.09SEPA for IT Providers

08.09.09Overview of Creditor Identifiers

05.08.09Exit Procedures for Scheme Participants in the SEPA Credit Transfer Scheme

17.07.09Open Letter to SEPA Banks on SDD Adherence

06.07.09SEPA for Consumers

15.06.09Change Request Document - SEPA B2B Direct Debit Scheme Rulebook for November 2010

15.06.09Change Request Document - SEPA Credit Transfer Scheme Rulebook for November 2010

15.06.09Change Request Document - SEPA Core Direct Debit Scheme Rulebook for November 2010

15.06.09Scheme Management Internal Rules - Extract - Chapter 3

15.06.09Think Ahead - The SEPA Scheme Change Management - Towards SCT Scheme Rulebook v 4.0

15.06.09The Preview - Rulebook Release Management 2009

05.06.09Open Letter regarding the Application of the SCF to Three Party Schemes

18.05.09The EPC and GlobalPlatform sign MoU to align Mobile Contactless Technology

15.05.09Customer to Bank Security - Good Practices Guide

21.04.09e-Mandates e-Operating Model - Detailed Specification

21.04.09Annex IX of the SEPA Core Direct Debit Scheme Rulebook v3.3 approved

09.04.09Single Euro Cash Area (SECA) Framework

07.04.09Use of BIC for SCT Payments

06.04.09Technical Validation Subsets (TVS) Versions for use in 2009

06.04.09The most popular Misunderstandings about SEPA - clarified

06.04.09Public Sector - the 10 best Reasons to practice SEPA

06.04.09Business - the 10 best Reasons to practice SEPA

03.04.09Guide to the Adherence Process for the SEPA Core Direct Debit Scheme and for the SEPA B2B Direct Debit Scheme

02.04.09Sample SEPA Direct Debit Mandate

01.04.09EPC launches the two SEPA Direct Debit Schemes in November 2009

25.03.09The EPC takes Note of Regulator's Position regarding multilateral Interchange Arrangements for the SEPA Direct Debit

13.03.09SEPA Testing Framework

07.03.09Guidelines on Algorithms Usage and Key Management

04.02.09Open Letter to SEPA Banks

22.01.09Shortcut to the SEPA Data Format

22.01.09SEPA for the Public Sector

22.01.09Making SEPA a Reality - the definitive Guide to the Single Euro Payments Area

22.01.09SEPA in your Inbox: EPC launches Newsletter

21.01.09Shortcut to the SEPA Credit Transfer Scheme

21.01.09Shortcut to the SEPA Direct Debit Schemes

21.01.09SEPA for Business

13.01.09Application Pack for Adherence to the SEPA Credit Transfer Schemes for non-Credit Institutions

30.12.08Recommended ATM Anti-skimming Solutions within SEPA

04.12.08Guidelines for the Appearance of Mandates in the SEPA Core Direct Debit Scheme

03.11.08Delivery Note - EPC Technical Validation Subsets v 3.x

04.10.08Guidance Notes - Implementation of Regulation (EC) No 1781/2006

28.09.08SEPA Scheme Management Internal Rules

11.09.08Open Letter to SCT Scheme Participants - Clarification of SCT Implementation Issues

10.09.08Clarifications on SCT Implementation Issues

04.09.08Press Release on Interchange Fee for SEPA Direct Debits

08.07.08EPC Guidance on the Use of the Future ISO Standard for the "Structured Creditor Reference"

30.06.08GSMA teams up with European Payments Council

26.06.08Questions and Answers clarifying key Aspects of the SEPA Cards Framework

30.05.08Storyboard - E-Mandates for Suppliers

30.05.08Storyboard - E-Mandates for Consumers

14.04.08SEPA Logo - Visual Identity Guidelines

12.04.08Disclosure of Current Community AOS for SEPA Credit Transfer Scheme

01.03.08"SEPA Goes Live" EPC Chair Speech at SEPA Credit Transfer Scheme Launch

15.02.08SEPA CSM Market Practices

28.01.08Terms and Conditions - Usage of SEPA Logo

28.01.08EPC launches first SEPA Payment Scheme (credit transfer) together with more than 4000 European Banks

28.01.08Election of the EPC Chair and Vice Chair

16.01.08EPC Recommendation on the Conversion of a Domestic Account Number to an IBAN for SEPA Payments

09.10.07Improving Euro Zone Cash Processing Harmonisation and Efficiency within SEPA

08.10.07Addendum to the Open Letter of 31 May 2007 to all SEPA Banks planning to adhere to the SEPA Credit Transfer Scheme

08.10.07Open Letter to Banks planning to adhere to the SEPA Credit Transfer and SEPA Direct Debit Schemes

23.09.07Disclosure of Intent to be a SEPA-Scheme compliant CSM

08.08.07Guide to the Adherence Process for the SEPA Credit Transfer Scheme

25.07.07Clarification Note on the EPC TVS and Implementation Guidelines

13.04.07A Response to the Eurosystem's View of a "SEPA for Cards"

16.03.07Statement of Principles and Functional Requirements for an IBAN/BIC Database

09.03.07Public Letter from the EPC Concerning Progress of the SEPA Programme

05.01.07PE-ACH/CSM Framework

01.11.06EPC146-06 - Resolution: Reachability of all Scheme Participants in SEPA Credit Transfer and Direct Debit Schemes

05.04.06EPC Response to the EC Consultative Paper on SEPA Incentives

02.12.05EPC welcomes Publication of Payments Directive

01.12.05EPC Roadmap 2004-2010

21.09.05The Banking Industry delivers the next Milestone on the Road to SEPA

11.05.05Interim Measures and Resolution in Relation to cross-border Electronic Credit Transfers in euro within EU/EEA

05.04.05Transforming Europe's Payment Landscape

01.05.02Euroland: Our Single Payment Area!