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In your view, what is the main advantage for non-consumer payment service users resulting from migration to harmonised SEPA payment schemes and technical standards?

Streamline back office processes and, consequently, reduce costs
Collect direct debit payments based on the new harmonised SEPA Direct Debit Schemes across all SEPA countries
Generate efficiencies with implementation of the ISO 20022 message standards
Centralise cash management
Consolidate number of bank accounts required to manage payment business
or show results

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The EPC Newsletter highlights the deliverables accomplished by the more than 360 payment professionals cooperating in the European Payments Council (EPC). They represent all banking communities and sectors in the 32 Single Euro Payments Area (SEPA) countries. In addition, this newsletter documents opinions and research results on a range of important topics which have been contributed by industry professionals actively engaged in SEPA. Last but not least, we are ambitious to provide an informative - and fun! - read for payment professionals and SEPA newcomers alike.

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