The Scheme Technical Forum (ESTF) is made up of the representatives of technical players who provide services facilitating the processing of transactions under the Single Euro Payments Area ( ) payment schemes. Members of this forum include Clearing and Settlement Mechanism (CSM) organisations, technical solution providers and payment messaging services companies.
The ESTF held its eleventh meeting on 11 September 2019 in its new composition for the period 2019-2021. The approved agenda and minutes are available on this page.
During this meeting, the ESTF welcomed the decision by the to present the migration of the four payment scheme rulebooks to the 2019 version of the ISO 20022 standard by November 2022, as a major change request in the 2020 rulebook change management cycle. The ESTF shared valuable comments which the will consider when working out the concerned change request.
The ESTF further appreciated the decision to increase the maximum amount an Originator can transfer via a single Instant Credit Transfer ( Inst) Instruction to 100.000,00 EUR as of 1 July 2020. The ESTF also discussed the Inst scheme implementation status at that point in time and shared its views on the actual Inst scheme reachability status. The ESTF also provided the with issues from scheme participants about the current Inst processing and with recommendations.
The ESTF members were also invited to report any concrete concerns or issues with respect to the inquiry procedure which enters into force on 17 November 2019.
The ESTF was also briefed about the operational implications a “no-deal Brexit” on 1 November 2019 would bring on and transactions to be processed as from that date onwards.
Finally, the ESTF members were invited to present concrete change requests to any of the four
payment scheme rulebooks for the 2020 rulebook change management cycle by 31 December 2019.