Minutes of the ninth and tenth meeting of the ad-hoc multi-stakeholder group on mobile contactless SEPA card payments (October and November 2017)

The ad hoc multi-stakeholder group for the update of the Mobile Contactless Card Payments Interoperability Implementation Guidelines held its ninth and tenth meetings on 25 October and 27 November 2018 respectively.
These meetings were dedicated to non-NFC (Near Field Communication) mobile card-based proximity payments (MCPPs) in view of the development of a new white paper. A mobile proximity payment is defined as a mobile payment where the consumer and the merchant (and/or their equipment) are in the same location and where the communication between the mobile device and the merchant takes place through a proximity technology. The group agreed to focus on solutions based on Quick Response-code (QR-code) and Bluetooth Low Energy (BLE) proximity technology. During the meetings, presentations on available market solutions were made and analysed as well as an insight was provided on existing standardisation efforts in this area such as the recently published documents on QR-codes by EMVCo. The group also agreed on a draft table of content and started to look into possible MCPP use cases.

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