Public consultation: Electronic Invoice Presentment and Payment – draft documents for submission to ISO 20022 of new servicing messages

The Electronic Invoice Presentment and Payment (EIPP) Multi-Stakeholder Group of the has released the documents required for submitting to ISO 20022 a request to standardise servicing messages to complete the standardisation layer of a pan-European EIPP eco-system.

These documents (Business Justification and Message Definition Report) are now published for a 2-month public consultation.

Background:

The EIPP has been on the agenda of the Euro Retail Payments Board ( ) since 2016 when it was concluded that EIPP is an important opportunity for the retail payments industry and when a first report was released focusing on the identification of barriers preventing EIPP adoption.  A second stage of work followed with the delivery of business requirements for EIPP and proposals for a step-by-step way forward on the path to the achievement of a pan-European EIPP eco-system.

In 2018 the , mandated by the , continued the work on EIPP in a multi-stakeholder format. Therefore, the EIPP Multi-Stakeholder Group (EIPP MSG) completed the adoption of technical ISO 20022-based messages (pain.013 and pain.014) for Request-to-Pay for EIPP and provided a functional design of harmonised additional (or servicing) messages to form a “common language” for communication between different EIPP providers1.

In 2019, the EIPP MSG has been working on developing technical standards for the servicing messages on the basis of the design delivered in 2018 and seeks to submit a necessary request to ISO 20022 by October 2019. This request is presented in the form of the two documents that are proposed for public consultation.

The identified EIPP new servicing messages, detailed in these documents are:

-    Enrolment message, initiated by a Payee/Creditor via its EIPP providers to distribute in the EIPP eco-system the information about the enrolment (registration) of this Payee/Creditor

-    Activation message, initiated by a Payer/Debtor to a Payee/Creditor to establish an EIPP link between these parties allowing the Creditor to send Requests-to-pay and E-invoices to the Debtor

Read more about the Business Justification and Message Definition Report documents below.

The EIPP MSG wishes to ask through this consultation the opinion of stakeholders on these two documents.

Furthermore, the EIPP MSG identified possible extensions of the scope of Enrolment and Activation Services:

−    In the current EIPP basic model design, only the distribution in the EIPP eco-system of information regarding enrolled Payees, able to receive activation requests from Payers, is presented. This distribution takes place using the Enrolment Message, sent by the Payee or its EIPP provider, that aims to insert the Payee identity in the EIPP eco-system.

Possible extension: for the B2B context only, the distribution in the EIPP eco-system of information of Payers, enrolled and able to receive activation requests and RTPs/E-Invoices from Payees 

−    In the current EIPP basic model design, the Service Activation can only be initiated by the Payer/Debtor.

Possible extension: Allow the Service Activation to be initiated also by the Payee/Creditor in the EIPP eco-system

The EIPP MSG wishes also to ask the stakeholders, through this consultation, if they share these business needs and support the related extension.

How to participate:

The EIPP MSG looks forward to receiving feedback and comments from the various communities and stakeholders through the feedback questionnaire (see “Related Documents”) to be sent by e-mail at eipp@epc-cep.eu by 23 August 2019.

EIPP MSG Report - November 2018

Document download