The 2017 Single Euro Payments Area Direct Debit ( ) Core rulebook version 1.2 has been published on 22 November 2018 and is effective as of 1 January 2019 until 17 November 2019.
The first change covered in the new 2017 rulebook is the updated definition of the term ‘Major Incidents’. This definition change constitutes a regulatory change. The updated definition of this term now refers to the Eurosystem major incident reporting framework for payment schemes and retail payment systems entering into force on 1 January 2019. The new definition also points to the document 190-18 ‘Details about major incident reporting for scheme participants’.
Until now, there was unclarity for the European Payments Council ( ) scheme participants as of when an operational or information security incident should be interpreted as a ‘major incident’. The concerned Eurosystem framework provides now further clarity in this matter. The scheme participants are obliged to report such major incidents directly to the .
To assist the scheme participant in its assessment whether an operational or information security incident fits the criteria of a major incident and needs to be reported to the or not, the has developed the document 190-18 outlining the detailed assessment criteria. The document 190-18 is not publicly available. The shares this document directly with all existing and future scheme participants.
Furthermore, the new 2017 rulebook also includes the updated version 4.2 of the Scheme Management Internal Rules (SMIRs) which are an integral part of each scheme rulebook. The updated SMIRs include a new section 18.104.22.168 on voting by written procedure by the Scheme Management Board (SMB) and several rewordings in the section 22.214.171.124 on the National Adherence Support Organisation.
The new SMIRs also contain a new section 126.96.36.199 covering the dialogue between the and its Overseer, and a new section 4.5 describing the process for making changes to the Risk Management Annexes. These SMIRs no longer make any reference to the Certification Authority Supervisory Board (CASB) set up for the e-Mandate option under the scheme rulebooks. The SMB decided to disband the CASB as of 1 January 2019.
No changes impacting the business and operational rules or the related implementation guidelines ( ) were made in the updated 2017 rulebook.
Annex III of the 2017 rulebook version 1.2 lists all changes compared to versions 1.0 and 1.1.