In November 2020, the European Payments Council ( ) published updated and enhanced versions of the Credit Transfer ( ) and Direct Debit ( ) rulebooks. To ensure planning security for all market participants, the publication of the new rulebook versions follows a predictable release management cycle.
In accordance with industry best practice, payment service providers and their suppliers have enough time to address the rulebook updates ahead of November 2021, when these updates come into effect.
Here you find the 2021 rulebook version 1.0 which takes effect on 21 November 2021.
Annex IV of the 2021 rulebook version 1.0 lists all changes compared to the version 1.2 of the 2019 rulebook.