The 2019 Single Euro Payments Area Instant Credit Transfer ( Inst) rulebook version 1.0 has been published on 22 November 2018 and is effective as of 17 November 2019 at 08:00 CET.
The document EPC023-16 sets the maximum amount per instruction that can be processed under the Credit Transfer Inst scheme based on the 2019 Credit Transfer Inst rulebook version 1.0. This document is referred to in section 2.5 of the Credit Transfer Inst rulebook and forms a binding supplement to the Credit Transfer Inst rulebook.
This document also gives the European Payments Council (European Payments Council) the possibility to adapt the maximum amount per instruction under the Credit Transfer Inst scheme outside the regular scheme rulebook release management cycle as defined in the Scheme Management Internal Rules of the Credit Transfer Inst rulebook.
In September 2019, the decided that the maximum amount an Originator can transfer via a single Inst Instruction is set at 15.000,00 EUR until the beginning of July 2020. This amount is increased to 100.000,00 EUR as of 1 July 2020 at 08:00 CET.