The Blog welcomes a contribution from Douwe Lycklama, Partner at Innopay (a Dutch e-payment consultancy), about European harmonisation of the connectivity of Access to Account (XS2A) solutions, in the perspective of the implementation of the revised Payment Services Directive ().
In this Blog, Douwe Lycklama explains that there seems to be a consensus that harmonisation of XS2A solutions would be beneficial and cost-efficient for payment players. But what would happen in the case of ‘XS2A fragmentation’? What would be the options to improve harmonisation in this field? From where should Europe draw its inspiration to find a solution?
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