All scheme participants and stakeholders (technical players, end-users…) can participate in the change management process of the Single Euro Payments Area ( ) payment schemes, by providing their feedback on the last published Scheme rulebooks (hereafter referred to as 'the rulebooks') of the European Payments Council ( ), until 31 December 2015.
The Credit Transfer ( ), the Direct Debit ( ) Core and the Business to Business (B2B) Schemes rely on the rulebooks, which are sets of rules and technical standards for the execution of payment transactions that have to be followed by adhering payment service providers. These rulebooks can be regarded as instruction manuals which provide a common understanding on how to move funds from account A to account B within . They are therefore at the core of payments.
The , responsible for the creation and maintenance of the rulebooks, aims to ensure that they evolve in response to proven market needs and reflect updates of technical standards. To this end, the organises a call for suggestions for changes open to all stakeholders. This process highlights the ’s commitment for stakeholder involvement in its scheme management governance.
The period for submitting suggestions for changes to the SCT Rulebook version 8.1, SDD Core Rulebook version 9.1, and SDD B2B Rulebook version 7.1 runs until 31 December 2015. Suggestions for changes to these rulebooks can be sent to email@example.com, by filling in the dedicated template.
These suggestions will then be evaluated by the and subjected to a three-month public consultation in 2016. Suggestions finding broad acceptance will be taken forward, as long as they are technically and legally feasible. They will afterwards be implemented in the rulebook versions to be published in 2016.
For more information on the scheme rulebook release management, please refer to this page.
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