60 results
Insight

21 April 11

More Europe is Needed, Not Less

The notion that EU integration would aggravate the impact of the crisis is mistaken In the first edition of the European Payments Council (EPC) Newsletter published in January 2009, then Commissioner Charlie McCreevy, the former Head of the European Commission's Directorate-General Internal Market...

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Insight

22 February 11

The Way is the Goal

Knowledge is everything The book "EU Payments Integration. The Tale of SEPA, PSD and Other Milestones Along the Road" (ISBN 9780230243477) provides a comprehensive assessment of the EU's legislation in the field of payments with a particular focus on the Payment Services Directive (PSD). It identifies...

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Insight

31 January 11

SEPA Global Impact: the View from Japan

Following the SEPA pioneers: Japanese banks to implement the ISO20022 standards The SEPA harmonisation exercise - in particular the pioneering role of the European banking industry with regard to the implementation of the ISO 20022 message standards1 - is closely monitored in the Japanese transaction...

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Insight

31 January 11

Work in Progress

A brief overview of EPC deliverables in the area of cards The EPC has developed the SEPA Cards Framework (SCF). The aim of the SCF is to enable a consistent customer experience when making or accepting payments and cash withdrawals in euros with cards that have achieved a very high levels of security....

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Insight

18 January 11

The Single Euro Cash Area

The importance of cash To give an exact account of the importance of cash is not easy. No one keeps records of its use, and there is no way to count directly the total number or value of cash transactions. Retailers are knowledgeable on the mix of payment instruments, but no studies have been published...

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Insight

18 January 11

Moving Forward

The Banks & Future Innovation Forum "Banks & Future" is an innovation forum, which brings together several international banks and IT partners to cooperatively investigate interests and research issues related to the current and future needs of banks1. Since the group was established in...

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