SEPA Credit Transfer Additional Optional Services
SEPA Direct Debit Additional Optional Services
What is a payment scheme?
SEPA goals and benefits
One-Leg Out Instant Credit Transfer Scheme Inter-PSP Implementation Guidelines 2023 version 1.0
26 March 24
Creating a sustainable pan-European payment method through SPAA
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.The building blocks of an open, pan-European payment method are in place: SEPA Instant Credit Transfers (SCT Inst) and open banking to turn them into a payment method. The
SEPA Credit Transfer rulebook and implementation guidelines
What we do
Evolution of the EPC payment schemes
SEPA Direct Debit B2B rulebook and implementation guidelines
SEPA Instant Credit Transfer rulebook and implementation guidelines
Participating in the schemes
24 November 23
Publication of the SEPA Payment Account Access (SPAA) scheme’s default remuneration model
The European Payments Council (EPC) has published the business conditions for the SEPA Payment Account Access (SPAA) scheme, marking a significant step forward in the development of open banking in Europe. The SPAA scheme builds on the investments done in the context of the revised Payment
The schemes rely on global open standards
28 September 23
Exploring FIDA: revised rules on financial data sharing access
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council or the European Commission. In June 2023 the European Commission put forward a proposal for a Regulation to further digitalise and improve competitiveness in the Europe
12 January 24
TrueLayer first participant to the SEPA Payment Account Access (SPAA) scheme
We are happy to announce TrueLayer as the first participant to the SEPA Payment Account Access (SPAA) scheme! This marks a first important milestone for the scheme, which is open for scheme adherence since December 2023. The SPAA scheme covers the set of rules, practices and standards th
SEPA for cash