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Today the EPC has published the first version of the SEPA Proxy Lookup (SPL) scheme rulebook which consists of a set of rules, practices and standards that makes it possible to operate, join and participate in the SPL scheme. The SPL scheme covers the exchange of the data necessary to initiate payments...

The EPC invited professionals working in the payments industry to share their views on the future of biometric authentication. It held over the last two months a poll on forecasting which of the suggested technologies would become a common practice in the medium run.   The question asked all participants...

The EPC Scheme Management Board (SMB) – the body responsible for the administration and evolution of the EPC Single Euro Payments Area (SEPA) payment schemes will be renewed in 2019. In addition to the seats allocated to scheme participant representatives (maximum 20), three seats (including the Chairmanship...

* The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The EPC payment schemes are updated every two years to reflect market evolution and customer needs. Last month we published the four EPC SEPA scheme rulebooks as a result...

As of 1 March 2019, the Principality of Andorra and the Vatican City State / the Holy See will be part of the geographical scope of the Single Euro Payments Area (SEPA) schemes. The inclusion of financial institutions from these two states is a natural extension of the SEPA project and demonstrates the...

To contribute to creating awareness on payment threats and fraud trends, and to help payment stakeholders decide on possible actions, the EPC publishes the 2018 Payment Threat and Fraud Trends Report. The report provides an overview of the most important threats that affect electronic payments such...

Updated 2017 EPC SEPA scheme rulebook versions for the SEPA Credit Transfer (SCT) scheme, the SEPA Instant Credit Transfer (SCT Inst) scheme, the SEPA Direct Debit Core (SDD Core) scheme and the SDD Business-to-Business (SDD B2B) scheme have been published on 22 November 2018 and are effective as of...

The EPC Single Euro Payments Area (SEPA) scheme rulebooks are updated every two years to reflect market needs and evolutions in the technical standards. We have just published the new versions of the four EPC SEPA scheme rulebooks as a result of the rulebook change management cycle that started in 2017....

* The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Capgemini, in conjunction with BNP Paribas recently published the “World Payments Report 2018” (WPR) which provides insightful analysis of the development of the new...

The multi-stakeholder group on mobile contactless SEPA card payments (MSG MCP), facilitated by the EPC, has developed a white paper to create awareness on the use by mobile card payment solutions of non-NFC (Near Field Communication) proximity technologies (e.g. QR-codes, Bluetooth-Low-Energy (BLE)).  In...

* The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Over the past years, SEPA payment schemes have evolved and a new SEPA Instant Credit Transfer (SCT Inst) scheme was introduced, to facilitate daily payment situations...

The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the third quarter of 2018, we gathered a list of recent reports that shine a spotlight on interesting topics such as artificial intelligence, digital payments,...