Implementation Guidelines 14 November 2023| Version 2023 V1.1 SEPA Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Credit transfer EPC132-08 SCT C2PSP IG 2023 V1.1 DownloadPDF | 2.07 MB EPC132-08 SCT C2PSP IG 2023 V1.0 XSD UPDATE DownloadZIP | 67.33 KB EPC143-22 v1.0 Addendum to EPC132-08 SCT C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 462.49 KB EPC050-23 v1.0 Errata to the 2023 version 1.0 SCT IGs DownloadPDF | 529.29 KB
EPC143-22 v1.0 Addendum to EPC132-08 SCT C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 462.49 KB
Implementation Guidelines 14 November 2023| Version 2023 V1.1 SEPA Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Credit transfer EPC115-06 SCT Inter-PSP IG 2023 V1.1 DownloadPDF | 4.34 MB EPC115-06 SCT Inter-PSP IG 2023 V1.0 XSD UPDATE DownloadZIP | 281.99 KB EPC144-22 v1.0 Addendum to EPC115-06 SCT Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 748.97 KB EPC050-23 v1.0 Errata to the 2023 version 1.0 SCT IGs DownloadPDF | 529.29 KB
EPC144-22 v1.0 Addendum to EPC115-06 SCT Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 748.97 KB
Implementation Guidelines 14 November 2023| Version 2023 V1.2 SEPA Instant Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.2 Implementation Guidelines Instant credit transfer EPC122-16 SCT Inst Inter-PSP IG 2023 V1.2 DownloadPDF | 2.46 MB EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 XSD UPDATE DownloadZIP | 137.03 KB EPC146-22 v1.0 Addendum to EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 515.67 KB EPC053-23 v1.0 Errata to the 2023 version 1.0 SCT Inst IGs DownloadPDF | 568.07 KB
EPC146-22 v1.0 Addendum to EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 515.67 KB
Implementation Guidelines 14 November 2023| Version 2023 V1.2 SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.2 Implementation Guidelines Instant credit transfer EPC121-16 SCT Inst C2PSP IG 2023 V1.2 DownloadPDF | 2.08 MB EPC121-16 SCT Inst C2PSP IG 2023 V1.0 XSD UPDATE DownloadZIP | 56.31 KB EPC145-22 v1.0 Addendum to EPC121-16 SCT Inst C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 389.39 KB EPC053-23 v1.0 Errata to the 2023 version 1.0 SCT Inst IGs DownloadPDF | 568.07 KB
EPC145-22 v1.0 Addendum to EPC121-16 SCT Inst C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 389.39 KB
Implementation Guidelines 14 November 2023| Version 2023 V1.1 SEPA Direct Debit Business-to-Business Inter-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Direct debit EPC301-07 SDD B2B Inter-PSP IG 2023 V1.1 DownloadPDF | 1.6 MB EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 XSD DownloadZIP | 59.85 KB EPC151-22 v1.0 Addendum to EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 347.95 KB EPC058-23 v1.0 Errata to the 2023 version 1.0 SDD B2B IGs DownloadPDF | 682.93 KB
EPC151-22 v1.0 Addendum to EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 347.95 KB
Implementation Guidelines 14 November 2023 SEPA Direct Debit Core Inter-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Direct debit EPC114-06 SDD Core Inter-PSP IG 2023 V1.1 DownloadPDF | 1.57 MB EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 XSD UPDATE DownloadZIP | 61.67 KB EPC148-22 v1.0 Addendum to EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 352.24 KB EPC057-23 v1.0 Errata to the 2023 version 1.0 SDD Core IGs DownloadPDF | 556.02 KB
EPC148-22 v1.0 Addendum to EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 352.24 KB
Implementation Guidelines 14 November 2023| Version 2023 V1.1 SEPA Direct Debit Core Customer-to-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Direct debit EPC130-08 SDD Core C2PSP IG 2023 V1.1 DownloadPDF | 1.54 MB EPC130-08 SDD Core C2PSP IG 2023 V1.0 XSD DownloadZIP | 45.33 KB EPC147-22 v1.0 Addendum to EPC130-08 SDD Core C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 331.61 KB EPC057-23 v1.0 Errata to the 2023 version 1.0 SDD Core IGs DownloadPDF | 556.02 KB
EPC147-22 v1.0 Addendum to EPC130-08 SDD Core C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 331.61 KB
Implementation Guidelines 14 November 2023| Version 2023 V1.1 SEPA Direct Debit Business-to-Business Customer-to-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Direct debit EPC131-08 SDD B2B C2PSP IG 2023 V1.1 DownloadPDF | 1.69 MB EPC131-08 SDD B2B C2PSP IG 2023 V1.0 XSD DownloadZIP | 44.95 KB EPC150-22 v1.0 Addendum to EPC131-08 SDD B2B C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 365.66 KB EPC058-23 v1.0 Errata to the 2023 version 1.0 SDD B2B IGs DownloadPDF | 682.93 KB
EPC150-22 v1.0 Addendum to EPC131-08 SDD B2B C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 365.66 KB
Implementation Guidelines 30 June 2023| Version v1.0 One-Leg Out Instant Credit Transfer Scheme Inter-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines One-Leg Out EPC251-22 OCT Inst Inter-PSP INCOMING IGs 2023 v1.0 DownloadPDF | 2.29 MB EPC251-22 OCT Inst Inter-PSP INCOMING IGs 2023 V1.0 XSD DownloadZIP | 140.1 KB EPC294-22 OCT Inst Inter-PSP OUTGOING IGs 2023 v1.0 DownloadPDF | 3.17 MB EPC294-22 OCT Inst Inter-PSP OUTGOING IGs 2023 V1.0 XSD DownloadZIP | 180.65 KB
Implementation Guidelines 30 June 2023| Version v1.0 One-Leg Out Instant Credit Transfer Scheme Customer-to-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines One-Leg Out EPC250-22 OCT Inst C2PSP IGs 2023 v1.0 DownloadPDF | 1.67 MB EPC250-22 OCT Inst C2PSP IGs 2023 V1.0 XSD DownloadZIP | 51.72 KB
Guidance documents 03 November 2022| Version v2.0 Clarification paper on SEPA Credit Transfer and SEPA Instant Credit Transfer rulebooks Guidance documents Credit transfer Instant credit transfer EPC131-17 v2.0 Clarification Paper SCT and SCT Inst scheme rulebooks DownloadPDF | 733.67 KB
Implementation Guidelines 27 October 2022| Version v.2023 V.1.1 SEPA Instant Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Instant credit transfer EPC122-16 SCT Inst Inter-PSP IG 2023 V1.1 DownloadPDF | 2.45 MB EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 XSD UPDATE DownloadZIP | 137.03 KB EPC146-22 v1.0 Addendum to EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 515.67 KB EPC053-23 v1.0 Errata to the 2023 version 1.0 SCT Inst IGs DownloadPDF | 568.07 KB
EPC146-22 v1.0 Addendum to EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 515.67 KB
Implementation Guidelines 27 October 2022| Version v.2023 V.1.1 SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Instant credit transfer EPC121-16 SCT Inst C2PSP IG 2023 V1.1 DownloadPDF | 2.09 MB EPC121-16 SCT Inst C2PSP IG 2023 V1.0 XSD UPDATE DownloadZIP | 56.31 KB EPC145-22 v1.0 Addendum to EPC121-16 SCT Inst C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 389.39 KB EPC053-23 v1.0 Errata to the 2023 version 1.0 SCT Inst IGs DownloadPDF | 568.07 KB
EPC145-22 v1.0 Addendum to EPC121-16 SCT Inst C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 389.39 KB
Implementation Guidelines 30 June 2022| Version 2023 V1.0 SEPA Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines Credit transfer EPC132-08 SCT C2PSP IG 2023 V1.0 DownloadPDF | 2.07 MB EPC132-08 SCT C2PSP IG 2023 V1.0 XSD UPDATE DownloadZIP | 67.33 KB EPC143-22 v1.0 Addendum to EPC132-08 SCT C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 419.39 KB EPC050-23 v1.0 Errata to the 2023 version 1.0 SCT IGs DownloadPDF | 529.29 KB
EPC143-22 v1.0 Addendum to EPC132-08 SCT C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 419.39 KB
Implementation Guidelines 22 June 2022| Version 2023 V1.0 SEPA Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines Credit transfer EPC115-06 SCT Inter-PSP IG 2023 V1.0 DownloadPDF | 4.38 MB EPC115-06 SCT Inter-PSP IG 2023 V1.0 XSD UPDATE DownloadZIP | 281.99 KB EPC144-22 v1.0 Addendum to EPC115-06 SCT Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 748.97 KB EPC050-23 v1.0 Errata to the 2023 version 1.0 SCT IGs DownloadPDF | 529.29 KB
EPC144-22 v1.0 Addendum to EPC115-06 SCT Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 748.97 KB
Implementation Guidelines 22 June 2022| Version 2023 V1.0 SEPA Instant Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines Instant credit transfer EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 DownloadPDF | 2.42 MB EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 XSD DownloadZIP | 136.55 KB EPC146-22 v1.0 Addendum to EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 515.67 KB
EPC146-22 v1.0 Addendum to EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 515.67 KB
Implementation Guidelines 22 June 2022| Version 2023 V1.0 SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines Instant credit transfer EPC121-16 SCT Inst C2PSP IG 2023 V1.0 DownloadPDF | 2.07 MB EPC121-16 SCT Inst C2PSP IG 2023 V1.0 XSD DownloadZIP | 56.1 KB EPC145-22 v1.0 Addendum to EPC121-16 SCT Inst C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 389.39 KB
EPC145-22 v1.0 Addendum to EPC121-16 SCT Inst C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 389.39 KB
Implementation Guidelines 22 June 2022| Version 2023 V1.0 SEPA Direct Debit Business-to-Business Inter-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines Direct debit EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 DownloadPDF | 1.59 MB EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 XSD DownloadZIP | 59.85 KB EPC151-22 v1.0 Addendum to EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 347.95 KB EPC058-23 v1.0 Errata to the 2023 version 1.0 SDD B2B IGs DownloadPDF | 682.93 KB
EPC151-22 v1.0 Addendum to EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 347.95 KB
Implementation Guidelines 22 June 2022| Version 2023 V1.0 SEPA Direct Debit Core Inter-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines Direct debit EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 DownloadPDF | 1.57 MB EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 XSD UPDATE DownloadZIP | 61.67 KB EPC148-22 v1.0 Addendum to EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 352.24 KB EPC057-23 v1.0 Errata to the 2023 version 1.0 SDD Core IGs DownloadPDF | 556.02 KB
EPC148-22 v1.0 Addendum to EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 352.24 KB
Implementation Guidelines 22 June 2022| Version 2023 V1.0 SEPA Direct Debit Core Customer-to-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines Direct debit EPC130-08 SDD Core C2PSP IG 2023 V1.0 DownloadPDF | 1.54 MB EPC130-08 SDD Core C2PSP IG 2023 V1.0 XSD DownloadZIP | 45.33 KB EPC147-22 v1.0 Addendum to EPC130-08 SDD Core C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 331.61 KB EPC057-23 v1.0 Errata to the 2023 version 1.0 SDD Core IGs DownloadPDF | 556.02 KB
EPC147-22 v1.0 Addendum to EPC130-08 SDD Core C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 331.61 KB
Implementation Guidelines 22 June 2022| Version 2023 V1.0 SEPA Direct Debit Business-to-Business Customer-to-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines Direct debit EPC131-08 SDD B2B C2PSP IG 2023 V1.0 DownloadPDF | 1.67 MB EPC131-08 SDD B2B C2PSP IG 2023 V1.0 XSD DownloadZIP | 44.95 KB EPC150-22 v1.0 Addendum to EPC131-08 SDD B2B C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 365.66 KB EPC058-23 v1.0 Errata to the 2023 version 1.0 SDD B2B IGs DownloadPDF | 682.93 KB
EPC150-22 v1.0 Addendum to EPC131-08 SDD B2B C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 365.66 KB
Implementation Guidelines 13 December 2021| Version 2021 V1.0 SEPA Credit Transfer Scheme Inter-PSP Implementation Guidelines 2021 version 1.0 Implementation Guidelines Credit transfer EPC115-06 SCT Inter-PSP IG 2021 V1.0 DownloadPDF | 4.04 MB EPC080-21v1.0 Errata to the 2021 Version 1.0 SCT IGs DownloadPDF | 583.76 KB ECP115-06_2021 SCT InterPSP IG 2021 V1.0 XSD_Update_26112021 DownloadZIP | 234.33 KB
Implementation Guidelines 26 November 2020| Version 2021 V1.0 SEPA Credit Transfer Scheme Customer-to-PSP Implementation Guidelines 2021 version 1.0 Implementation Guidelines Credit transfer EPC132-08 SCT C2PSP IG 2021 V1.0 DownloadPDF | 1.9 MB EPC132-08 SCT C2PSP IG 2021 V1.0 XSD Update DownloadZIP | 50.38 KB EPC080-21v1.0 Errata to the 2021 Version 1.0 SCT IGs DownloadPDF | 583.76 KB
Implementation Guidelines 26 November 2020| Version 2021 V1.0 SEPA Instant Credit Transfer Scheme Customer-to-PSP Implementation Guidelines 2021 version 1.0 Implementation Guidelines Instant credit transfer EPC121-16 SCT Inst C2PSP IG 2021 V1.0 DownloadPDF | 2 MB EPC121-16 SCT Inst C2PSP IG 2021 V1.0 XSD Update DownloadZIP | 51.68 KB EPC081-21v1.0 Errata to the 2021 Version 1.0 SCT Inst C2PSP IGs DownloadPDF | 575.62 KB
Guidance documents 10 January 2023 Specification of QR-codes for Mobile (Instant) Credit Transfers (MCTs) submitted to ISO Guidance documents Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Request-To-Pay Multi-Stakeholder Group (RTP MSG) Specification of QR-codes for Mobile (Instant) Credit Transfers (MSCTs) in ISO format (EPC193-22v1.2) DownloadPDF | 1000.79 KB
Specification of QR-codes for Mobile (Instant) Credit Transfers (MSCTs) in ISO format (EPC193-22v1.2) DownloadPDF | 1000.79 KB
Guidance documents 10 January 2023 Standardisation of QR-codes for MSCTs Guidance documents Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Person-to-Person mobile payments Request-To-Pay Multi-Stakeholder Group (RTP MSG) Standardisation of QR-codes for MSCTs (EPC024-22v2.0) DownloadPDF | 1.53 MB
Guidance documents 29 November 2021 Standardisation and governance of QR-codes for Instant Payments at the Point of Interaction (IPs at the POI) Guidance documents Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments SEPA Proxy Lookup (SPL) Standardisation and governance of QR-codes for Instant Payments at the Point of Interaction (IPs at the POI) DownloadPDF | 1.45 MB
Standardisation and governance of QR-codes for Instant Payments at the Point of Interaction (IPs at the POI) DownloadPDF | 1.45 MB
Guidance documents 16 February 2022 Public consultation on draft document “Standardisation of QR-codes for MSCTs” Guidance documents Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Public consultation Request-To-Pay Multi-Stakeholder Group (RTP MSG) Standardisation of QR-codes for MSCTs (EPC024-22v0.6) DownloadPDF | 1.53 MB Feedback questionnaire Standardisation of QR-codes for MSCTs (MSG MSCT 011-22v1.0) DownloadDOCX | 346.29 KB
Feedback questionnaire Standardisation of QR-codes for MSCTs (MSG MSCT 011-22v1.0) DownloadDOCX | 346.29 KB
Implementation Guidelines 26 November 2020| Version 2021 V1.0 SEPA Direct Debit Business-to-Business Scheme Customer-to-PSP Implementation Guidelines 2021 version 1.0 Implementation Guidelines Direct debit EPC131-08 SDD B2B C2PSP IG 2021 V1.0 DownloadPDF | 1.55 MB EPC131-08 SDD B2B C2PSP IG 2021 V1.0 XSD DownloadZIP | 38.88 KB
Implementation Guidelines 26 November 2020| Version 2021 V1.0 SEPA Direct Debit Core Scheme Customer-to-PSP Implementation Guidelines 2021 version 1.0 Implementation Guidelines Direct debit EPC130-08 SDD Core C2PSP IG 2021 V1.0 DownloadPDF | 1.43 MB EPC130-08 SDD Core C2PSP IG 2021 V1.0 XSD DownloadZIP | 39.49 KB
Implementation Guidelines 16 December 2021| Version v2.0 SEPA Request-to-Pay Implementation Guidelines Version 2.0 Implementation Guidelines SEPA Request-to-Pay (SRTP) EPC133-20 SEPA Request-to-Pay IGs V2.0 (pdf) DownloadPDF | 15.3 MB EPC133-20 SEPA Request-to-Pay IGs V2.0 (ZIP file) DownloadZIP | 444.99 KB
Implementation Guidelines 26 November 2020| Version 2021 V1.0 SEPA Direct Debit Business-to-Business Scheme Inter-PSP Implementation Guidelines 2021 version 1.0 Implementation Guidelines Direct debit EPC301-07 SDD B2B Inter-PSP IG 2021 V1.0 DownloadPDF | 1.48 MB EPC301-07 SDD B2B Inter-PSP IG 2021 V1.0 XSD DownloadZIP | 52.93 KB
Implementation Guidelines 26 November 2020| Version 2021 V1.0 SEPA Direct Debit Core Scheme Inter-PSP Implementation Guidelines 2021 version 1.0 Implementation Guidelines Direct debit EPC114-06 SDD Core Inter-PSP IG 2021 V1.0 DownloadPDF | 1.46 MB EPC114-06 SDD Core Inter-PSP IG 2021 V1.0 XSD DownloadZIP | 53.48 KB
Implementation Guidelines 01 February 2021| Version v1.0 SEPA Request-to-Pay Implementation Guidelines Version 1.0 Implementation Guidelines SEPA Request-to-Pay (SRTP) EPC133-20 SEPA Request-to-Pay IGs 2021 V1.0 DownloadPDF | 13.1 MB EPC133-20 SEPA Request-to-Pay IGs 2021 V1.0 XSD DownloadZIP | 352.35 KB
Implementation Guidelines 26 November 2020| Version 2021 V1.0 SEPA Instant Credit Transfer Scheme Inter-PSP Implementation Guidelines 2021 version 1.0 Implementation Guidelines Instant credit transfer EPC122-16 SCT Inst Inter-PSP IG 2021 V1.0 DownloadPDF | 2.22 MB EPC122-16 SCT Inst InterPSP IG 2021 V1.0 XSD Update DownloadZIP | 113.79 KB