16 December 2019 Technical Interoperability for MSCTs based on payee-presented data Guidance documents Contactless payments Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments EPC312-19v0.12 Technical interoperability of MSCTs based on payee-presented data DownloadPDF | 1.29 MB MSG MSCT 069-19v1.0 Feedback questionnaire techn interoperability MSCTs based on payee-presented data - EPC312-19v0.12 DownloadDOCX | 343.75 KB
EPC312-19v0.12 Technical interoperability of MSCTs based on payee-presented data DownloadPDF | 1.29 MB
MSG MSCT 069-19v1.0 Feedback questionnaire techn interoperability MSCTs based on payee-presented data - EPC312-19v0.12 DownloadDOCX | 343.75 KB
29 November 2019 Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance (MSCT IG) Guidance documents Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Contactless payments Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup Person-to-Person mobile payments EPC 269-19v1.0 Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance (MSCT IG) DownloadPDF | 4.27 MB
EPC 269-19v1.0 Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance (MSCT IG) DownloadPDF | 4.27 MB
27 November 2019 EIPP: report from the EIPP MSG Guidance documents Multi-stakeholder group on E-invoice Presentment and Payment (EIPP) EIPP MSG 026-19 EIPP MSG report 2019 v1.0 DownloadPDF | 701.23 KB
26 November 2019 Request-to-Pay: specifications for a standardisation framework Guidance documents Request-To-Pay Multi-Stakeholder Group (RTP MSG) RTP MSG 005-19 RTP Specifications for a standardisation framework v1.0 DownloadPDF | 992.54 KB
29 October 2019| Version 1.0 “Recirculation paper”: improving the efficiency of the handling of cash Guidance documents Cash EPC115-18 Recirculation Paper - Improving the efficiency of the handling of cash DownloadPDF | 936.36 KB
EPC115-18 Recirculation Paper - Improving the efficiency of the handling of cash DownloadPDF | 936.36 KB
24 September 2019| Version v5.0 Guidelines for the appearance of mandates in the SEPA Direct Debit schemes Guidance documents Direct debit SDD mandate EPC392-08 v5.0 SDD Mandate Layout Guidelines DownloadPDF | 396.37 KB
24 September 2019| Version v7.0 Creditor Identifier Overview Guidance documents Direct debit SDD mandate EPC262-08 v7.0 Creditor Identifier Overview DownloadPDF | 533.57 KB
08 July 2019| Version 3.0 EPC Recommendation on ISO 20022 Customer Reporting of SCTs and SDDs Guidance documents Credit transfer Direct debit EPC188-09 V3.0 Recommendation on Customer Reporting of SCTs and SDDs DownloadPDF | 1001.87 KB
18 January 2019| Version v8.0 Guidelines on cryptographic algorithms usage and key management Guidance documents Cards Credit transfer Direct debit Instant credit transfer Mobile SDD mandate Security Guidelines on cryptographic algorithms usage and key management (EPC 342-08v8.0) DownloadPDF | 561.24 KB
Guidelines on cryptographic algorithms usage and key management (EPC 342-08v8.0) DownloadPDF | 561.24 KB
10 December 2018 API Evaluation Group: Recommended Functionalities (PSD2/RTS) Guidance documents API EG API EG 045-18 Recommended Functionalities 10 December 2018 DownloadPDF | 255.73 KB
03 December 2018 eIDAS and TPP Identification (PSD2) Guidance documents API EG API EG 058-18 v1.0 eIDAS and TPP identification (PSD2) DownloadPDF | 97.49 KB
29 November 2018 2018 Payment Threats and Fraud Trends Report Guidance documents Card Fraud Prevention Forum (CFPF) Credit transfer Direct debit Instant credit transfer Mobile Multi-stakeholder group on mobile contactless SEPA card payments (MSG MCP) Person-to-Person mobile payments SDD mandate Security Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) 2018 Payment Threats and Fraud Trends Report (EPC211-18v1.0) DownloadPDF | 712.29 KB
18 September 2018| Version v4.1 Guidance on reason codes for SEPA Direct Debit R-transactions Guidance documents Direct debit EPC173-14 v4.1 Guidance on Reason Codes for SDD R-transactions DownloadPDF | 189.37 KB
18 September 2018| Version v1.0 Guidance on reason codes for SEPA Credit Transfer R-transactions Guidance documents Credit transfer EPC135-18 v1.0 Guidance on Reason Codes for SCT R-transactions DownloadPDF | 154.69 KB
18 September 2018| Version v1.0 Guidance on reason codes for SEPA Instant Credit Transfer R-transactions Guidance documents Instant credit transfer EPC059-18 v1.0 Guidance on Reason Codes for SCT Inst R-transactions DownloadPDF | 219.25 KB
02 July 2018 Mobile Contactless SEPA Card Payments Interoperability Implementation Guidelines Guidance documents Mobile Multi-stakeholder group on mobile contactless SEPA card payments (MSG MCP) Mobile Contactless SEPA Card Payments Interoperability Implementation Guidelines (EPC144-1777v1.0) DownloadPDF | 1.75 MB
Mobile Contactless SEPA Card Payments Interoperability Implementation Guidelines (EPC144-1777v1.0) DownloadPDF | 1.75 MB
08 December 2016| Version v2.0 Privacy Shielding for Pin Entry Guidance documents Security Cards Cash EPC343-08 v2.0 Privacy Shielding for PIN entry DownloadPDF | 223.26 KB
22 November 2016 Guidance for SDD B2B Mandate Confirmations Guidance documents Direct debit SDD mandate EPC147-14 v2.0 Guidance for SDD B2B Mandate Confirmations DownloadPDF | 77.34 KB
22 November 2016 SCT and SDD Clarification Paper Guidance documents Credit transfer Direct debit EPC348-12 v3.0 SCT and SDD Clarification Paper DownloadPDF | 117.82 KB
10 October 2016 EPC clarifying statement for complaints from Non-PSPs regarding the SEPA Schemes Guidance documents Credit transfer Direct debit Instant credit transfer
04 July 2016 Explanatory note on use of ‘COR1’ and ‘SMNDA’ in SDD R-transactions Guidance documents Direct debit EPC156-16 Explanatory note on use of COR1 and SMNDA in SDD R-transactions DownloadPDF | 157.95 KB
10 May 2016 Single Euro Cash Area (SECA) Framework Guidance documents Cash Cash 021-05 v4.0 - SECA Framework 2016 DownloadPDF | 760.63 KB
30 October 2015 EPC230-15 Clarification Paper on the Use of Slashes in References, Identifications and Identifiers Guidance documents Credit transfer Direct debit EPC230-15 Clarification Paper on the Use of Slashes in References, Identifications and Identifiers.pdf DownloadPDF | 109.43 KB
EPC230-15 Clarification Paper on the Use of Slashes in References, Identifications and Identifiers.pdf DownloadPDF | 109.43 KB
02 July 2015 Quick Response Code: Guidelines to Enable Data Capture for the Initiation of a SEPA Credit Transfer Guidance documents Credit transfer Security EPC069-12 Quick Response Code: Guidelines to Enable Data Capture for the Initiation of a SEPA Credit Transfer DownloadPDF | 119.57 KB
EPC069-12 Quick Response Code: Guidelines to Enable Data Capture for the Initiation of a SEPA Credit Transfer DownloadPDF | 119.57 KB
23 January 2015| Version 7 EPC Introductory Note on Changes Incorporated into the SEPA Direct Debit (SDD) Core Rulebook Version 9.0 and SDD Business to Business Rulebook Guidance documents Direct debit EPC022-15 EPC Introductory Note on Changes Incorporated into the SDD Core Rulebook v9.0 and SDD B2B Rulebook v7.0.pdf DownloadPDF | 35.9 KB
EPC022-15 EPC Introductory Note on Changes Incorporated into the SDD Core Rulebook v9.0 and SDD B2B Rulebook v7.0.pdf DownloadPDF | 35.9 KB
28 October 2013 SEPA Requirements for an Extended Character Set (UNICODE Subset) - Best Practices Guidance documents Credit transfer Direct debit EPC217-08 SEPA Conversion Table.xls DownloadXLS | 229.5 KB EPC217-08 Best practices SEPA Requirements for an Extended character set DownloadPDF | 132.95 KB
02 October 2013 EPC Clarification Letter on Electronic Mandates to SEPA Direct Debit Scheme Participants Guidance documents Direct debit SDD mandate Letter EPC098-13 Clarification letter to SDD Scheme Participants.pdf DownloadPDF | 97.03 KB
12 August 2013 Improving the Efficiency of the Handling of Cash - Cash Cycle Models Guidance documents Cash Public consultation EPC037-13 Improving the efficiency of the handling of cash - Cash Cycle...pdf DownloadPDF | 820.02 KB
EPC037-13 Improving the efficiency of the handling of cash - Cash Cycle...pdf DownloadPDF | 820.02 KB
21 July 2011 The EPC e-Operating Model for e-Mandates: Security Concept Guidance documents Direct debit SDD mandate Security EPC187-11 v1.1 e-Operating Model for e-Mandates Security Concept.pdf DownloadPDF | 766.26 KB
02 October 2010 Joint EPC-GSMA Paper 'Mobile Contactless Payments Service Management Roles - Requirements and Specifications' Guidance documents Mobile Contactless payments Mobile Contactless Payments Service Management Roles Requirements and Specifications v.2.pdf DownloadPDF | 3.7 MB
Mobile Contactless Payments Service Management Roles Requirements and Specifications v.2.pdf DownloadPDF | 3.7 MB
15 March 2009 Customer to Bank Security - Good Practices Guide Guidance documents Security EPC397-08 v1 1 C2Bsecurity good practices guide.pdf DownloadPDF | 266 KB
03 November 2008 Delivery Note - EPC Technical Validation Subsets v 3.x Guidance documents Credit transfer Direct debit Delivery Note - EPC Technical Validation Subsets v3_x .pdf DownloadPDF | 28.64 KB
24 June 2008 EPC Guidance on the Use of the Future ISO Standard for the "Structured Creditor Reference" Guidance documents Credit transfer Direct debit EPC142-08 EPC Guidance on Creditor Reference ISO Std.pdf DownloadPDF | 62.02 KB
18 July 2007 Clarification Note on the EPC TVS and Implementation Guidelines Guidance documents Credit transfer Direct debit EPC169_07 Clarification_EPC TVS use and Implemenation Guidelines.pdf DownloadPDF | 113.3 KB
15 March 2007 Statement of Principles and Functional Requirements for an IBAN/BIC Database Guidance documents EPC148-06 IBAN BIC Database Requirements.pdf DownloadPDF | 127.25 KB
