182 results
SEPA Credit Transfer public consultation
The EPC attaches utmost importance to involve all stakeholders of the payment value chain in the evolution of the SEPA Credit Transfer (SCT) scheme.
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Contributing to the future of payments in Europe
The EPC focuses on the harmonisation of electronic methods of payments in SEPA.
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SEPA Credit Transfer rulebook and implementation guidelines
SEPA Credit Transfer (SCT) is among the favourite payment methods of citizens and businesses in Europe, and a convenient alternative to cash and cheques.
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What is a payment scheme?
The payment schemes developed by the EPC are used by thousands of payment service providers (PSPs) in Europe to facilitate some 50 billion transactions each year.
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SEPA goals and benefits
The Single Euro Payments Area (SEPA) is a European Union (EU) payments integration initiative aimed at harmonising electronic euro payments in Europe.
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About SEPA
The introduction of the euro as the common currency for millions of Europeans was a great advance in European integration, but it was just the first step towards European payments harmonisation.
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SEPA Instant Credit Transfer options
The SEPA Instant Credit Transfer (SCT Inst) rulebook provides SCT Inst scheme participants with some specific SCT Inst scheme options.
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List of EPC members
Seventy-seven organisations representing payment service providers (PSPs) throughout SEPA (PSPs and national or European associations of PSPs) are currently members of the EPC. One organisation has the status of ‘associate member’.
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Clearing and Settlement Mechanisms
Clearing and Settlement Mechanisms (CSMs) are the processes underlying all payment transactions exchanged between two payment service providers (PSPs).
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Evolution of the EPC payment schemes
The EPC payment schemes are used to facilitate billions of transactions every year in Europe and beyond.
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The schemes rely on global open standards
In order to efficiently and automatically exchange information and process payments in SEPA, financial institutions across the area have to speak the same technical language.
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Register of Participants
The Register of Participants lists all payment service providers (PSPs) and other eligible institutions who adhere to the EPC payment and payment related schemes.
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Toolkit for new scheme participants
This page will answer all applicants’ questions regarding participation in the EPC payment and payment related schemes.
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Participating in the schemes
If payment service providers (PSPs) want to offer SEPA euro credit transfers and direct debits to their customers, they have to formally adhere to the EPC payment schemes.
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