611 results
News

16 March 23

API Security Framework

The European Payments Council (EPC) publishes today the Application Programming Interface (API) security framework that lists the minimum security-related requirements applicable to the SEPA Request-to-Pay (SRTP) and SEPA Payment Account Access (SPAA) scheme participants using APIs, whether they rel

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News

03 March 23

SEPA Request-to-Pay Implementation Guidelines Version 3.0

Today the European Payments Council (EPC) published version 3.0 of the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) Implementation Guidelines (IGs). These IGs set out the rules for implementing the relevant ISO 20022 XML message standards based on version 3.0 of the SRTP scheme rulebook

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Insight

28 February 23

Green payments: sustainability by design for a more viable future

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Currently, more and more companies talk about sustainability and are starting to take action to change their products to become more environmentally friendly and creat

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Insight

23 February 23

How the Dutch became the frontrunners in payment transformation

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Netherlands has a fascinating and ever-changing payment landscape where card payments are increasing each year and are preferred over cash payments. We wanted to k

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Dialogue with stakeholders

The evolution of EPC SEPA schemes is organised in close collaboration with a broad range of stakeholders in order to truly reflect market needs. 

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What is a payment scheme?

The payment schemes developed by the EPC are used by thousands of payment service providers (PSPs) in Europe to facilitate some 46 billion transactions each year.

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SEPA goals and benefits

The Single Euro Payments Area (SEPA) is a European Union (EU) payments integration initiative aimed at harmonising electronic euro payments in Europe.

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About SEPA

The introduction of the euro as the common currency for millions of Europeans was a great advance in European integration, but it was just the first step towards European payments harmonisation.

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Non-euro currencies banknotes

The EPC publishes information on technical specifications related to non-euro currencies banknotes to help interested parties ascertain whether these are still in circulation and can be accepted in payment.

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