599 results
News
15 December 22
SRTP related API Security Framework
The European Payments Council (EPC) publishes today the SEPA Request-To-Pay (SRTP) related Application Programming Interface (API) security framework which lists the minimum security-related requirements applicable to the SRTP scheme participants using APIs, and whether they rely on the default EPC
News
14 December 22
Call for independent candidates for the Payment Scheme Management Board (PSMB)
The EPC Payment Scheme Management Board (PSMB) – the body responsible for the administration and evolution of the EPC Single Euro Payments Area (SEPA) payment schemes will be renewed in 2023. In addition to the seats allocated to scheme participant representatives (maximum 22), three seats (includin
Non-euro currencies banknotes
The EPC publishes information on technical specifications related to non-euro currencies banknotes to help interested parties ascertain whether these are still in circulation and can be accepted in payment.
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SEPA Instant Credit Transfer options
The SEPA Instant Credit Transfer (SCT Inst) rulebook provides SCT Inst scheme participants with some specific SCT Inst scheme options.
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List of EPC members
Seventy-seven organisations representing payment service providers (PSPs) throughout SEPA (PSPs and national or European associations of PSPs) are currently members of the EPC. One organisation has the status of ‘associate member’.
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Clearing and Settlement Mechanisms
Clearing and Settlement Mechanisms (CSMs) are the processes underlying all payment transactions exchanged between two payment service providers (PSPs).
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Evolution of the EPC SEPA payment schemes
The EPC SEPA payment schemes are used to facilitate billions of transactions every year in Europe.
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The schemes rely on global open standards
In order to efficiently and automatically exchange information and process payments in SEPA, financial institutions across the area have to speak the same technical language.
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Register of Participants
The Register of Participants lists all payment service providers and other eligible institutions who adhere to the EPC SEPA payment and payment related schemes.
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Toolkit for new scheme participants
This page will answer all applicants’ questions regarding participation in the EPC SEPA payment and payment related schemes.
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Participating in the schemes
If payment service providers (PSPs) want to offer SEPA euro credit transfers and direct debits to their customers, they have to formally adhere to the EPC SEPA payment schemes.
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SEPA for cash
The SEPA project and the EPC’s drive to improve payments harmonisation and innovation in Europe both encourage a shift from cash to electronic payments.
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Mobile proximity payments
If you have ever tried to pay with your smartphone in a shop, you are familiar with ‘mobile proximity payments’. The smartphone is the device used to access payment details such as card information when executing a face-to-face transaction.
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SEPA goes mobile
Mobile payments are soaring in Europe. The EPC aims to facilitate the use of all SEPA instruments with a mobile while ensuring the convenience, safety, reliability and cost-effectiveness of these payments.
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EPC contribution to a SEPA for cards
When citizens travel in Europe or shop online on websites based in other European countries, they should be able to withdraw cash or pay by card as easily as they do in their home country.
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SEPA Direct Debit Additional Optional Services
The SEPA Direct Debit schemes (SDD) provide the sets of rules that enable a harmonised application by all participating payment service providers (PSPs) in Europe. PSPs can also provide additional services to meet specific customer needs.
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SEPA Direct Debit B2B rulebook and implementation guidelines
The SEPA Direct Debit Business-to-Business (SDD B2B) scheme is an optional scheme, offered exclusively to business payers.
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SEPA Direct Debit
The two EPC SEPA Direct Debit schemes offer consumers and businesses a convenient and secure means of paying bills. They are used to facilitate over 20 billion transactions every year in SEPA.
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SEPA Instant Credit Transfer rulebook and implementation guidelines
The SEPA Instant Credit Transfer (SCT Inst) scheme will make European payments faster and ever more convenient.
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SEPA Instant Credit Transfer
SEPA Instant Credit Transfer (SCT Inst) heralds a new era in payments. Payments are no exception to an increasingly digital and immediate society.
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SEPA Credit Transfer Additional Optional Services
The SEPA Credit Transfer (SCT) scheme provides the sets of rules that enable a harmonised implementation by all participating payment service providers (PSPs) in Europe.
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SEPA Credit Transfer
A credit transfer is an electronic payment from one payment account to another. The SEPA Credit Transfer (SCT) scheme makes the transfer of money in Europe easy and convenient.
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Subscription to the monthly digest
Make sure you do not miss any major EPC or SEPA news, and subscribe for free to Rep(l)ay, the EPC’s monthly digest.
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SEPA payment scheme management
The primary mission of the EPC is to manage the SEPA payment schemes, which are the rules underlying most of the euro credit transfers and direct debits in Europe.
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