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News

15 December 22

SRTP related API Security Framework

The European Payments Council (EPC) publishes today the SEPA Request-To-Pay (SRTP) related Application Programming Interface (API) security framework which lists the minimum security-related requirements applicable to the SRTP scheme participants using APIs, and whether they rely on the default EPC

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Non-euro currencies banknotes

The EPC publishes information on technical specifications related to non-euro currencies banknotes to help interested parties ascertain whether these are still in circulation and can be accepted in payment.

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List of EPC members

Seventy-seven organisations representing payment service providers (PSPs) throughout SEPA (PSPs and national or European associations of PSPs) are currently members of the EPC. One organisation has the status of ‘associate member’.

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Contact

We make extensive information about the SEPA payment schemes and our other activities publicly available on our website. If you cannot find the answer to your question, do not hesitate to contact us by filling in the form below. We will be glad to help.

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Register of Participants

The Register of Participants lists all payment service providers and other eligible institutions who adhere to the EPC SEPA payment and payment related schemes.

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Participating in the schemes

If payment service providers (PSPs) want to offer SEPA euro credit transfers and direct debits to their customers, they have to formally adhere to the EPC SEPA payment schemes.

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SEPA for cash

The SEPA project and the EPC’s drive to improve payments harmonisation and innovation in Europe both encourage a shift from cash to electronic payments.

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Mobile proximity payments

If you have ever tried to pay with your smartphone in a shop, you are familiar with ‘mobile proximity payments’. The smartphone is the device used to access payment details such as card information when executing a face-to-face transaction.

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SEPA goes mobile

Mobile payments are soaring in Europe. The EPC aims to facilitate the use of all SEPA instruments with a mobile while ensuring the convenience, safety, reliability and cost-effectiveness of these payments.

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EPC contribution to a SEPA for cards

When citizens travel in Europe or shop online on websites based in other European countries, they should be able to withdraw cash or pay by card as easily as they do in their home country.

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SEPA Direct Debit Additional Optional Services

The SEPA Direct Debit schemes (SDD) provide the sets of rules that enable a harmonised application by all participating payment service providers (PSPs) in Europe. PSPs can also provide additional services to meet specific customer needs.

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SEPA Direct Debit

The two EPC SEPA Direct Debit schemes offer consumers and businesses a convenient and secure means of paying bills. They are used to facilitate over 20 billion transactions every year in SEPA.

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SEPA Credit Transfer

A credit transfer is an electronic payment from one payment account to another. The SEPA Credit Transfer (SCT) scheme makes the transfer of money in Europe easy and convenient.

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SEPA payment scheme management

The primary mission of the EPC is to manage the SEPA payment schemes, which are the rules underlying most of the euro credit transfers and direct debits in Europe.

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