Rulebooks 13 September 2021| Version v1.0 SEPA Direct Debit Core Rulebook - Public Consultation Document on 2022 Change Requests and Response Template Rulebooks Direct debit Public consultation EPC158-21 SDD Core Scheme Rulebook - Public Consultation Document on 2022 Change Requests DownloadPDF | 2.62 MB EPC162-21 Response template – SDD Core - 2022 scheme change management cycle DownloadXLSX | 665.96 KB
EPC158-21 SDD Core Scheme Rulebook - Public Consultation Document on 2022 Change Requests DownloadPDF | 2.62 MB
EPC162-21 Response template – SDD Core - 2022 scheme change management cycle DownloadXLSX | 665.96 KB
Rulebooks 13 September 2021| Version v1.0 SEPA Direct Debit Business-to-Business Rulebook - Public Consultation Document on 2022 Change Requests and Response Template Rulebooks Direct debit Public consultation EPC159-21 SDD B2B Scheme Rulebook - Public Consultation Document on 2022 Change Requests DownloadPDF | 2.38 MB EPC163-21 Response template - SDD B2B - 2022 scheme change management cycle DownloadXLSX | 665.53 KB
EPC159-21 SDD B2B Scheme Rulebook - Public Consultation Document on 2022 Change Requests DownloadPDF | 2.38 MB
Other 19 January 2022| Version v2.0 Terms of Reference Scheme Technical Player Multi-Stakeholder Group (STP MSG) Other Credit transfer Direct debit Scheme Technical Player Multi-Stakeholder Group (STP MSG) Instant credit transfer SEPA Proxy Lookup (SPL) Request-To-Pay Multi-Stakeholder Group (RTP MSG) One-Leg Out SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) EPC155-21 ToR STP MSG v2.0 DownloadPDF | 221.46 KB
Other 19 January 2022| Version v2.0 Terms of Reference Scheme End-User Multi-Stakeholder Group (SEU MSG) Other Credit transfer Direct debit Scheme End-User Multi-Stakeholder Group (SEU MSG) Instant credit transfer SEPA Proxy Lookup (SPL) One-Leg Out EPC154-21 ToR SEU MSG v2.0 DownloadPDF | 217.61 KB
Rulebooks 26 November 2020| Version v1.0 2021 SEPA Direct Debit Core rulebook version 1.0 Rulebooks Direct debit 2021 SDD Core Rulebook version 1.0 DownloadPDF | 2.2 MB
Rulebooks 26 November 2020| Version v1.0 2021 SEPA Direct Debit Business-to-Business rulebook version 1.0 Rulebooks Direct debit 2021 SDD Business-to-Business Rulebook version 1.0 DownloadPDF | 2.08 MB
Other 12 March 2024| Version v1.0 Template to Propose a Change to the EPC Payment Scheme Rulebooks Other Credit transfer Direct debit One-Leg Out Instant credit transfer Public consultation EPC064-24 v1.0 EPC payment scheme change request template DownloadDOCX | 431.45 KB
Other 04 March 2024| Version 3.0 Membership list of the Scheme End-User Multi-Stakeholder Group Other Credit transfer Direct debit Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) One-Leg Out One-Leg Out Instant Credit Transfer (OCT Inst) EPC280-23 SEU MSG Membership List v3.0 DownloadPDF | 207.46 KB
Other 11 March 2024| Version 2.0 Membership list of the Scheme Technical Player Multi-Stakeholder Group Other Credit transfer Direct debit Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) EPC279-23 STP MSG Membership List v2.0 DownloadPDF | 170.3 KB
Minutes and agendas 21 December 2021 Agenda and minutes of the 15th meeting of the EPC Scheme Technical Forum (September 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme Technical Forum (ESTF) Instant credit transfer ESTF 003-21 Agenda 15th meeting EPC Scheme Technical Forum 2021-09-09 DownloadPDF | 168.01 KB ESTF 004-21 Minutes 15th ESTF meeting 09 September 2021 DownloadPDF | 398.57 KB
Reports 06 December 2021| Version v1.0 2021 Payment Threats and Fraud Trends Report Reports Cards Contactless payments Credit transfer Direct debit Mobile Instant credit transfer Security SEPA Request-to-Pay (SRTP) Payment System Security Group (PSSG) EPC193-21 v1.0 2021 Payments Threats and Fraud Trends DownloadPDF | 1.18 MB
Minutes and agendas 26 May 2021 Agenda and minutes of the 14th meeting of the EPC Scheme Technical Forum (March 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme Technical Forum (ESTF) Instant credit transfer ESTF 001-21 Agenda 14th meeting EPC Scheme Technical Forum 2021-03-24 DownloadPDF | 167.4 KB ESTF 002-21 Minutes 14th ESTF meeting 24 March 2021 DownloadPDF | 359.87 KB
Guidance documents 18 March 2024| Version v10.0 Creditor Identifier Overview Guidance documents Direct debit SDD mandate EPC262-08 v10.0 Creditor Identifier Overview DownloadPDF | 4.27 MB
Rulebooks 12 March 2024| Version 1.0 SEPA Direct Debit Business-to-Business Rulebook - Public Consultation Document on 2024 Change Requests and Response Template Rulebooks Direct debit Public consultation EPC009-24 SDD B2B Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 2.02 MB EPC014-24 Response template - SDD B2B - 2024 scheme change management cycle DownloadXLSX | 665.51 KB
EPC009-24 SDD B2B Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 2.02 MB
Rulebooks 12 March 2024| Version 1.0 SEPA Direct Debit Core Rulebook - Public Consultation Document on 2024 Change Requests and Response Template Rulebooks Direct debit Public consultation EPC008-24 SDD Core Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 2.23 MB EPC013-24 Response template - SDD Core - 2024 scheme change management cycle DownloadXLSX | 665.53 KB
EPC008-24 SDD Core Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 2.23 MB
EPC013-24 Response template - SDD Core - 2024 scheme change management cycle DownloadXLSX | 665.53 KB
Guidance documents 13 March 2024| Version 13.0 Yearly update of the “Guidelines on cryptographic algorithms usage and key management” Guidance documents Cards Contactless payments Credit transfer Direct debit Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments SDD mandate Security EPC342-08 v13.0 Guidelines on Cryptographic Algorithms Usage and Key Management.pdf DownloadPDF | 1.34 MB
EPC342-08 v13.0 Guidelines on Cryptographic Algorithms Usage and Key Management.pdf DownloadPDF | 1.34 MB
Guidance documents 18 March 2024| Version v9.0 Guidelines for the appearance of mandates in the SEPA Direct Debit schemes Guidance documents Direct debit SDD mandate EPC392-08 v9.0 SDD Mandate Layout Guidelines DownloadPDF | 2.82 MB
Rulebooks 09 January 2024| Version v5.0 EPC Payment Scheme Management Rules Rulebooks Adherence Credit transfer Direct debit Governance One-Leg Out Instant credit transfer Scheme End-User Multi-Stakeholder Group (SEU MSG) Scheme Technical Player Multi-Stakeholder Group (STP MSG) Dispute Resolution Committee (DRC) Payment Scheme Management Board (PSMB) EPC207-14 v5.0 EPC Payment Scheme Management Rules DownloadPDF | 519.01 KB
Rulebooks 14 November 2023| Version 1.3 2021 SEPA Direct Debit Core rulebook version 1.3 Rulebooks Direct debit EPC016-06 2021 SDD Core Rulebook version 1.3 DownloadPDF | 2.05 MB
Rulebooks 14 November 2023| Version 1.3 2021 SEPA Direct Debit Business-to-Business rulebook version 1.3 Rulebooks Direct debit EPC222-07 2021 SDD B2B Rulebook version 1.3 DownloadPDF | 2.26 MB
Rulebooks 14 November 2023| Version 1.1 2023 SEPA Direct Debit Core rulebook version 1.1 Rulebooks Direct debit EPC016-06 2023 SDD Core Rulebook version 1.1 DownloadPDF | 2.46 MB
Rulebooks 14 November 2023| Version 1.1 2023 SEPA Direct Debit Business-to-Business rulebook version 1.1 Rulebooks Direct debit EPC222-07 2023 SDD B2B Rulebook version 1.1 DownloadPDF | 3 MB
Implementation Guidelines 14 November 2023| Version 2023 V1.1 SEPA Direct Debit Business-to-Business Inter-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Direct debit EPC301-07 SDD B2B Inter-PSP IG 2023 V1.1 DownloadPDF | 1.6 MB EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 XSD DownloadZIP | 59.85 KB EPC151-22 v1.0 Addendum to EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 347.95 KB EPC058-23 v1.0 Errata to the 2023 version 1.0 SDD B2B IGs DownloadPDF | 682.93 KB
EPC151-22 v1.0 Addendum to EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 347.95 KB
Implementation Guidelines 14 November 2023 SEPA Direct Debit Core Inter-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Direct debit EPC114-06 SDD Core Inter-PSP IG 2023 V1.1 DownloadPDF | 1.57 MB EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 XSD UPDATE DownloadZIP | 61.67 KB EPC148-22 v1.0 Addendum to EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 352.24 KB EPC057-23 v1.0 Errata to the 2023 version 1.0 SDD Core IGs DownloadPDF | 556.02 KB
EPC148-22 v1.0 Addendum to EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 352.24 KB
Implementation Guidelines 14 November 2023| Version 2023 V1.1 SEPA Direct Debit Core E-Mandate Service Implementation Guidelines 2023 version 1.1 Implementation Guidelines Direct debit EPC002-09 SDD Core e-Mandate Service IG 2023 V1.1 DownloadPDF | 1.91 MB EPC002-09 SDD Core e-Mandate Service IG 2023 V1.0 XSD DownloadZIP | 36.48 KB EPC149-22 v1.0 Addendum to EPC002-09 SDD Core E-Mandate IG 2023 V1.0 - List of detailed changes DownloadPDF | 375.84 KB
EPC149-22 v1.0 Addendum to EPC002-09 SDD Core E-Mandate IG 2023 V1.0 - List of detailed changes DownloadPDF | 375.84 KB
Implementation Guidelines 14 November 2023| Version 2023 V1.1 SEPA Direct Debit Business-to-Business E-Mandate Service Implementation Guidelines 2023 version 1.1 Implementation Guidelines Direct debit EPC129-09 SDD B2B e-Mandate Service IG 2023 V1.1 DownloadPDF | 1.87 MB EPC129-09 SDD B2B e-Mandate Service IG 2023 V1.0 XSD DownloadZIP | 36.82 KB EPC152-22 v1.0 Addendum to EPC129-06 SDD B2B E-Mandate IG 2023 V1.0 - List of detailed changes DownloadPDF | 365.81 KB
EPC152-22 v1.0 Addendum to EPC129-06 SDD B2B E-Mandate IG 2023 V1.0 - List of detailed changes DownloadPDF | 365.81 KB
Implementation Guidelines 14 November 2023| Version 2023 V1.1 SEPA Direct Debit Core Customer-to-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Direct debit EPC130-08 SDD Core C2PSP IG 2023 V1.1 DownloadPDF | 1.54 MB EPC130-08 SDD Core C2PSP IG 2023 V1.0 XSD DownloadZIP | 45.33 KB EPC147-22 v1.0 Addendum to EPC130-08 SDD Core C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 331.61 KB EPC057-23 v1.0 Errata to the 2023 version 1.0 SDD Core IGs DownloadPDF | 556.02 KB
EPC147-22 v1.0 Addendum to EPC130-08 SDD Core C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 331.61 KB
Implementation Guidelines 14 November 2023| Version 2023 V1.1 SEPA Direct Debit Business-to-Business Customer-to-PSP Implementation Guidelines 2023 version 1.1 Implementation Guidelines Direct debit EPC131-08 SDD B2B C2PSP IG 2023 V1.1 DownloadPDF | 1.69 MB EPC131-08 SDD B2B C2PSP IG 2023 V1.0 XSD DownloadZIP | 44.95 KB EPC150-22 v1.0 Addendum to EPC131-08 SDD B2B C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 365.66 KB EPC058-23 v1.0 Errata to the 2023 version 1.0 SDD B2B IGs DownloadPDF | 682.93 KB
EPC150-22 v1.0 Addendum to EPC131-08 SDD B2B C2PSP IG 2023 V1.0 - List of detailed changes DownloadPDF | 365.66 KB
Reports 06 December 2023| Version 1.0 Yearly update of the “Payment Threats and Fraud Trends Report” Reports Cards Contactless payments Credit transfer Instant credit transfer Direct debit Mobile Security SEPA Request-to-Pay (SRTP) Payment System Security Group (PSSG) EPC181-23 v1.0 2023 Payments Threats and Fraud Trends Report DownloadPDF | 1.16 MB
Other 17 January 2024| Version v5.0 SEPA Direct Debit Business-to-Business scheme adherence pack Other Direct debit Adherence SDD B2B scheme adherence document templates DownloadZIP | 95.39 KB
Other 17 January 2024| Version v5.0 SEPA Direct Debit Core scheme adherence pack Other Direct debit Adherence SDD Core scheme adherence document templates DownloadZIP | 92.46 KB
Guidance documents 14 November 2023| Version v4.1 EPC Recommendation on ISO 20022 Customer Reporting of SCTs and SDDs Guidance documents Credit transfer Direct debit Instant credit transfer EPC188-09 version 4.1 DownloadPDF | 895.13 KB
Guidance documents 13 March 2023| Version v12.0 Yearly update of the “Guidelines on cryptographic algorithms usage and key management” Guidance documents Cards Contactless payments Credit transfer Direct debit Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Multi-stakeholder group on mobile contactless SEPA card payments (MSG MCP) Person-to-Person mobile payments SDD mandate Security EPC342-08 v12.0 Guidelines on Cryptographic Algorithms Usage and Key Management DownloadPDF | 1.55 MB
EPC342-08 v12.0 Guidelines on Cryptographic Algorithms Usage and Key Management DownloadPDF | 1.55 MB
Reports 08 December 2022 Yearly update of the “Payment Threats and Fraud Trends Report” Reports Cards Contactless payments Credit transfer Direct debit Instant credit transfer Mobile Security SEPA Request-to-Pay (SRTP) Payment System Security Group (PSSG) EPC183-22 v1.0 2022 Payments Threats and Fraud Trends Report DownloadPDF | 1.22 MB
Other 30 May 2023| Version v 6.0 Guide for Adherence to the SEPA Credit Transfer scheme, the SEPA Instant Credit Transfer scheme, the SEPA Direct Debit schemes and the One-Leg Out Instant Credit Transfer Other Adherence Credit transfer Direct debit Instant credit transfer One-Leg Out Instant Credit Transfer (OCT Inst) EPC012-17 Adherence Guide to the EPC Payment Schemes v6.0 DownloadPDF | 579.97 KB
Rulebooks 25 May 2022| Version v1.2 2021 SEPA Direct Debit Core rulebook version 1.2 Rulebooks Direct debit EPC016-06 2021 SDD Core Rulebook version 1.2 DownloadPDF | 1.88 MB
Other 14 November 2023| Version 3.0 Payment Scheme Participation Fees - Policy and Invoicing Guidelines Other Adherence Credit transfer Direct debit One-Leg Out Instant credit transfer EPC194-15 EPC Payment Scheme Participation Fees - Invoicing policy and guidelines v3.0 DownloadPDF | 462.51 KB
EPC194-15 EPC Payment Scheme Participation Fees - Invoicing policy and guidelines v3.0 DownloadPDF | 462.51 KB
Rulebooks 25 May 2022| Version v1.0 2022 Public Consultation – EPC SEPA Payment Scheme Change Proposal Submission Documents Rulebooks Credit transfer Direct debit Governance Instant credit transfer Public consultation EPC005-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT change requests DownloadPDF | 565.5 KB EPC006-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT Inst change requests DownloadPDF | 633.96 KB EPC007-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD Core change requests DownloadPDF | 488.04 KB EPC008-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD B2B change requests DownloadPDF | 459.57 KB
EPC005-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT change requests DownloadPDF | 565.5 KB
EPC006-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT Inst change requests DownloadPDF | 633.96 KB
EPC007-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD Core change requests DownloadPDF | 488.04 KB
EPC008-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD B2B change requests DownloadPDF | 459.57 KB
Rulebooks 25 May 2022| Version v1.2 2021 SEPA Direct Debit Business-to-Business rulebook version 1.2 Rulebooks Direct debit EPC222-07 2021 SDD B2B Rulebook version 1.2 DownloadPDF | 2.29 MB
Rulebooks 25 May 2022| Version v1.0 2023 SEPA Direct Debit Core rulebook version 1.0 Rulebooks Direct debit EPC016-06 2023 SDD Core Rulebook version 1.0 DownloadPDF | 1.89 MB
Minutes and agendas 26 May 2021 Agenda and minutes of the 12th meeting of the EPC Scheme End-User Forum (March 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme End User Forum (SEUF) Instant credit transfer SEUF 001-21 Agenda 12th meeting Scheme End-User Forum 2021-03-25 DownloadPDF | 164.89 KB SEUF 002-21 Minutes 12th SEUF meeting 25 March 2021 DownloadPDF | 317.5 KB
Rulebooks 13 December 2021| Version v1.1 2021 SEPA Direct Debit Core rulebook version 1.1 Rulebooks Direct debit EPC016-06 2021 SDD Core Rulebook version 1.1 DownloadPDF | 1.82 MB
Minutes and agendas 21 December 2021 Agenda and minutes of the 13th meeting of the EPC Scheme End-User Forum (September 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme End User Forum (SEUF) Instant credit transfer SEUF 003-21 Agenda 13th meeting Scheme End-User Forum 2021-09-10 DownloadPDF | 165.79 KB SEUF 004-21 Minutes 13th SEUF meeting 10 September 2021 DownloadPDF | 339.74 KB
Rulebooks 25 May 2022| Version v1.0 2023 SEPA Direct Debit Business-to-Business rulebook version 1.0 Rulebooks Direct debit EPC222-07 2023 SDD B2B Rulebook version 1.0 DownloadPDF | 2.04 MB