Open positions
21 December 22
The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. Single Euro Payments Area (SEPA) Payment Account Access (SPAA) is the newest European Payments Council (EPC) scheme. SPAA covers messaging functionalities allowing th
28 July 23
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Russia invaded Ukraine on 24 February 2022. Ever since, martial law has made ensuring the country’s economic and financial stability a challenge for the National Bank
26 March 24
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.The building blocks of an open, pan-European payment method are in place: SEPA Instant Credit Transfers (SCT Inst) and open banking to turn them into a payment method. The
19 April 24
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council.During the first quarter of 2024, we compiled a collection of payment-related reports. This selection not only delves into the future and evolution of payments but a
20 January 21
To contribute to the take-up of mobile initiated (instant) credit transfers (MSCTs) in Europe, the EPC created in 2018 an ad-hoc multi-stakeholder group (MSG MSCT). The group has been focusing during the past years on the interoperability of MSCTs across Single Euro Payments Area (SEPA) and publishe
18 March 20
Disclaimer: The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We close our series of interviews representing the views of various stakeholders on the implementation of the revised Payment Services Directive (PSD2) wit
05 May 21
Payment Service Providers (PSPs) and non-PSPs across Europe can now apply for adherence to the European Payments Council’s (EPC) SEPA Request-to-Pay (SRTP) scheme ahead of its effective date and pending the announcement of its homologation body. As part of its vision to support an increasin
24 November 23
The European Payments Council (EPC) has published the business conditions for the SEPA Payment Account Access (SPAA) scheme, marking a significant step forward in the development of open banking in Europe. The SPAA scheme builds on the investments done in the context of the revised Payment
18 September 23
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council or the European Commission. On June 28, 2023, the European Commission (EC) published a set of new legislative proposals, notably for a Third Payment Services Directive
20 January 23
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We continue our series of European payment landscapes with the profile of the United Kingdom (UK), and we interviewed Jana Mackintosh, Managing Director for Payments a
20 December 21
To contribute to the take-up of mobile initiated (instant) credit transfers (MSCT) in Europe, the EPC created in 2018 an ad-hoc multi-stakeholder group (MSG MSCT). The group has been focusing during the past years on the interoperability of MSCTs across the Single Euro Payments Area (SEPA) and publi
22 July 20
*The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the second quarter of 2020, we gathered a list of recent and free reports that shine a spotlight on the future of payments, open banking and other intere
07 July 21
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The UK payments industry highly values the work of the European Payments Council (EPC) and its members ensured the UK retained its membership of the Single Euro Paymen
30 May 22
We continue our series of articles for the 20th anniversary of the European Payments Council (EPC). This time we interviewed Rita Camporeale, EPC Vice-Chair. We wanted to hear her thoughts on European payments and more particularly on how the EPC has changed over the years, what lessons have been le
01 December 23
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Finland is a European frontrunner in payment digitalisation, with e-invoicing particularly commonplace in the country – a likely trend anticipated to happen in the res
31 October 23
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The payments sector in Romania has been very dynamic in recent years. Since its launch in 2019, the Romanian domestic instant payment system has seen a sharp rise in u
25 July 22
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Polish payment landscape is characterised both by traditional practices such as cash, which remains one of the dominant methods of payment, and by innovation and d
16 March 22
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Since January 2022, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in use in Slovakia, where three payment service providers (PSPs) have joined the scheme
15 July 21
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the second quarter of 2021, we gathered a list of recent and free reports that are highlighting the future of payments, open banking and other interesting
22 April 20
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the first quarter of 2020, we gathered a list of recent and free reports that focus on artificial intelligence (AI), fraud and other interesting paym