Other 28 March 2023| Version v1.0 2022 Public Consultation on the [Instant] Euro One-Leg Out Credit Transfer Arrangement Rulebook – Collected Comments with EPC Responses Other Credit transfer One-Leg Out Instant Credit Transfer (OCT Inst) Instant credit transfer Public consultation EPC091-22 [Inst] Euro OCT Arrangement rulebook - 2022 Public Consultation comments & EPC responses DownloadPDF | 1.13 MB
EPC091-22 [Inst] Euro OCT Arrangement rulebook - 2022 Public Consultation comments & EPC responses DownloadPDF | 1.13 MB
Guidance documents 14 November 2023| Version 1.1 Guidance on the use of structured addresses under the SEPA payment schemes as of November 2025 Guidance documents Credit transfer Direct debit Instant credit transfer EPC153-22 v1.1 EPC guidance document - Use of Structured Address under the SEPA Payment Schemes as of Nov 2025 DownloadPDF | 425.99 KB
EPC153-22 v1.1 EPC guidance document - Use of Structured Address under the SEPA Payment Schemes as of Nov 2025 DownloadPDF | 425.99 KB
Rulebooks 09 January 2024| Version v5.0 EPC Payment Scheme Management Rules Rulebooks Adherence Credit transfer Direct debit Governance One-Leg Out Instant credit transfer Scheme End-User Multi-Stakeholder Group (SEU MSG) Scheme Technical Player Multi-Stakeholder Group (STP MSG) Dispute Resolution Committee (DRC) Payment Scheme Management Board (PSMB) EPC207-14 v5.0 EPC Payment Scheme Management Rules DownloadPDF | 519.01 KB
Minutes and agendas 30 November 2023 Agenda and minutes of the fourth meeting of the Scheme End-User Multi-Stakeholder Group (September 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) SEU MSG 003-23 Agenda 4th SEU MSG meeting 2023-09-12 DownloadPDF | 195.17 KB SEU MSG 004-23 Minutes 4th SEU MSG meeting 12 September 2023 DownloadPDF | 234.12 KB
Minutes and agendas 30 November 2023 Agenda and minutes of the fourth meeting of the Scheme Technical Player Multi-Stakeholder Group (September 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) STP MSG 003-23 Agenda 4th STP MSG meeting 2023-09-13 DownloadPDF | 196.41 KB STP MSG 004-23 Minutes 4th STP MSG meeting 13 September 2023 DownloadPDF | 267.6 KB
Other 14 November 2023| Version 3.0 Payment Scheme Participation Fees - Policy and Invoicing Guidelines Other Adherence Credit transfer Direct debit One-Leg Out Instant credit transfer EPC194-15 EPC Payment Scheme Participation Fees - Invoicing policy and guidelines v3.0 DownloadPDF | 462.51 KB
EPC194-15 EPC Payment Scheme Participation Fees - Invoicing policy and guidelines v3.0 DownloadPDF | 462.51 KB
Reports 06 December 2023| Version 1.0 Yearly update of the “Payment Threats and Fraud Trends Report” Reports Cards Contactless payments Credit transfer Instant credit transfer Direct debit Mobile Security SEPA Request-to-Pay (SRTP) Payment System Security Group (PSSG) EPC181-23 v1.0 2023 Payments Threats and Fraud Trends Report DownloadPDF | 1.16 MB
Other 12 March 2024| Version v1.0 Template to Propose a Change to the EPC Payment Scheme Rulebooks Other Credit transfer Direct debit One-Leg Out Instant credit transfer Public consultation EPC064-24 v1.0 EPC payment scheme change request template DownloadDOCX | 431.45 KB
Minutes and agendas 10 May 2023 Agenda and Minutes of the 38th and 39th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 38th MSG MSCT Plenary meeting – 30 January 2023 (MSG MSCT 005-23) DownloadPDF | 270.31 KB Minutes 38th MSG MSCT Plenary meeting – 30 January 2023 (MSG MSCT 006-23) DownloadPDF | 508.08 KB Agenda 39th MSG MSCT Plenary meeting – 9 March 2023 (MSG MSCT 012-23) DownloadPDF | 250.96 KB Minutes 39th MSG MSCT Plenary meeting – 9 March 2023 (MSG MSCT 013-23) DownloadPDF | 471.9 KB
Minutes and agendas 26 June 2023 Agenda and Minutes of the 40th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 40th MSG MSCT Plenary meeting – 18 April 2023 (MSG MSCT 020-23) DownloadPDF | 256.01 KB Minutes 40th MSG MSCT Plenary meeting – 18 April 2023 (MSG MSCT 021-23) DownloadPDF | 483.14 KB
Minutes and agendas 13 October 2022 Agenda and Minutes of the 34th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 34th MSG MSCT Plenary meeting – 23 August 2022 (MSG MSCT 070-22) DownloadPDF | 227.39 KB Minutes 34th MSG MSCT Plenary meeting – 23 August 2022 (MSG MSCT 071-22) DownloadPDF | 512.32 KB
Minutes and agendas 06 June 2023 Agenda and minutes of the third meeting of the Scheme End-User Multi-Stakeholder Group (March 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) SEU MSG 001-23 Agenda 3rd SEU MSG meeting 2023-03-28 DownloadPDF | 169.21 KB SEU MSG 002-23 Minutes 3rd SEU MSG meeting 28 March 2023 DownloadPDF | 302.06 KB
Guidance documents 10 January 2023 Standardisation of QR-codes for MSCTs Guidance documents Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Person-to-Person mobile payments Request-To-Pay Multi-Stakeholder Group (RTP MSG) Standardisation of QR-codes for MSCTs (EPC024-22v2.0) DownloadPDF | 1.53 MB
Minutes and agendas 06 June 2023 Agenda and minutes of the third meeting of the Scheme Technical Player Multi-Stakeholder Group (March 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) STP MSG 001-23 Agenda 3rd STP MSG meeting 2023-03-29 DownloadPDF | 172.61 KB STP MSG 002-23 Minutes 3rd STP MSG meeting 29 March 2023 DownloadPDF | 295.81 KB
Minutes and agendas 07 February 2023 Agenda and Minutes of the 35th, 36th and 37th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 35th MSG MSCT Plenary meeting – 6 October 2022 (MSG MSCT 080-22) DownloadPDF | 228.05 KB Minutes 35th MSG MSCT Plenary meeting – 6 October 2022 (MSG MSCT 081-22) DownloadPDF | 469.25 KB Agenda 36th MSG MSCT Plenary meeting – 3 November 2022 (MSG MSCT 090-22) DownloadPDF | 241.92 KB Minutes 36th MSG MSCT Plenary meeting – 3 November 2022 (MSG MSCT 091-22) DownloadPDF | 462.93 KB Agenda 37th MSG MSCT Plenary meeting – 6 December 2022 (MSG MSCT 100-22) DownloadPDF | 276.68 KB Minutes 37th MSG MSCT Plenary meeting – 6 December 2022 (MSG MSCT 101-22) DownloadPDF | 485.49 KB
Minutes and agendas 11 April 2022 Agenda and Minutes of the 29th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 29th MSG MSCT Plenary meeting – 26 January 2022 (MSG MSCT 007-22) DownloadPDF | 243.59 KB Minutes 29th MSG MSCT Plenary meeting – 26 January 2022 (MSG MSCT 008-22) DownloadPDF | 505.32 KB
Guidance documents 16 February 2022 Public consultation on draft document “Standardisation of QR-codes for MSCTs” Guidance documents Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Public consultation Request-To-Pay Multi-Stakeholder Group (RTP MSG) Standardisation of QR-codes for MSCTs (EPC024-22v0.6) DownloadPDF | 1.53 MB Feedback questionnaire Standardisation of QR-codes for MSCTs (MSG MSCT 011-22v1.0) DownloadDOCX | 346.29 KB
Feedback questionnaire Standardisation of QR-codes for MSCTs (MSG MSCT 011-22v1.0) DownloadDOCX | 346.29 KB
Minutes and agendas 24 June 2022 Agenda and Minutes of the 30th and 31st MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 30th MSG MSCT Plenary meeting – 21 March 2022 (MSG MSCT 030-22) DownloadPDF | 304.17 KB Minutes 30th MSG MSCT Plenary meeting – 21 March 2022 (MSG MSCT 031-22) DownloadPDF | 465.18 KB Agenda 31st MSG MSCT Plenary meeting – 29 April 2022 (MSG MSCT 041-22) DownloadPDF | 226.39 KB Minutes 31st MSG MSCT Plenary meeting – 29 April 2022 (MSG MSCT 042-22) DownloadPDF | 481.18 KB
Minutes and agendas 21 December 2021 Agenda and minutes of the 15th meeting of the EPC Scheme Technical Forum (September 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme Technical Forum (ESTF) Instant credit transfer ESTF 003-21 Agenda 15th meeting EPC Scheme Technical Forum 2021-09-09 DownloadPDF | 168.01 KB ESTF 004-21 Minutes 15th ESTF meeting 09 September 2021 DownloadPDF | 398.57 KB
Minutes and agendas 21 December 2021 Agenda and minutes of the 13th meeting of the EPC Scheme End-User Forum (September 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme End User Forum (SEUF) Instant credit transfer SEUF 003-21 Agenda 13th meeting Scheme End-User Forum 2021-09-10 DownloadPDF | 165.79 KB SEUF 004-21 Minutes 13th SEUF meeting 10 September 2021 DownloadPDF | 339.74 KB
Minutes and agendas 20 October 2022 Agenda and minutes of the second meeting of the Scheme Technical Player Multi-Stakeholder Group (September 2022) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) STP MSG 003-22 Agenda 2nd STP MSG meeting 2022-09-07 DownloadPDF | 192.42 KB STP MSG 004-22 Minutes 2nd STP MSG meeting 07 September 2022 DownloadPDF | 308.75 KB
Minutes and agendas 14 April 2022 Agenda and minutes of the first meeting of the Scheme End-User Multi-Stakeholder Group (March 2022) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) SEU MSG 001-22 Agenda 1st SEU MSG meeting 2022-03-01 DownloadPDF | 195.45 KB SEU MSG 002-22 Minutes 1st SEU MSG meeting 01 March 2022 DownloadPDF | 345.29 KB
Guidance documents 16 February 2023| Version v2.0 Clarification Paper on the Use of Slashes in References, Identifications and Identifiers Guidance documents Credit transfer Direct debit Instant credit transfer EPC230-15 V2.0 Clarification Paper on the Use of Slashes in References Identifications and Identifiers v2.0 DownloadPDF | 335.95 KB
EPC230-15 V2.0 Clarification Paper on the Use of Slashes in References Identifications and Identifiers v2.0 DownloadPDF | 335.95 KB
Reports 08 December 2022 Yearly update of the “Payment Threats and Fraud Trends Report” Reports Cards Contactless payments Credit transfer Direct debit Instant credit transfer Mobile Security SEPA Request-to-Pay (SRTP) Payment System Security Group (PSSG) EPC183-22 v1.0 2022 Payments Threats and Fraud Trends Report DownloadPDF | 1.22 MB
Minutes and agendas 02 December 2021 Agenda and Minutes of the 25th and 26th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Person-to-Person mobile payments Agenda 25th MSG MSCT Plenary meeting – 30 September 2021 (MSG MSCT 106-21v1.0) DownloadPDF | 240.17 KB Minutes 25th MSG MSCT Plenary meeting – 30 September 2021 (MSG MSCT 108-21v1.0) DownloadPDF | 540.83 KB Agenda 26th MSG MSCT Plenary meeting – 20 October 2021 (MSG MSCT 126-21v1.0) DownloadPDF | 238.32 KB Minutes 26th MSG MSCT Plenary meeting – 20 October 2021 (MSG MSCT 127-21v1.0) DownloadPDF | 546.08 KB
Agenda 25th MSG MSCT Plenary meeting – 30 September 2021 (MSG MSCT 106-21v1.0) DownloadPDF | 240.17 KB
Minutes 25th MSG MSCT Plenary meeting – 30 September 2021 (MSG MSCT 108-21v1.0) DownloadPDF | 540.83 KB
Minutes 26th MSG MSCT Plenary meeting – 20 October 2021 (MSG MSCT 127-21v1.0) DownloadPDF | 546.08 KB
Minutes and agendas 14 April 2022 Agenda and minutes of the first meeting of the Scheme Technical Player Multi-Stakeholder Group (March 2022) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) STP MSG 001-22 Agenda 1st STP MSG meeting 2022-03-03 DownloadPDF | 192.61 KB STP MSG 002-22 Minutes 1st STP MSG meeting 03 March 2022 DownloadPDF | 412.12 KB
Minutes and agendas 20 October 2022 Agenda and minutes of the second meeting of the Scheme End-User Multi-Stakeholder Group (September 2022) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) SEU MSG 003-22 Agenda 2nd SEU MSG meeting 2022-09-12 DownloadPDF | 195.91 KB SEU MSG 004-22 Minutes 2nd SEU MSG meeting 12 September 2022 DownloadPDF | 280.91 KB
Minutes and agendas 02 November 2021 Agendas and Minutes of the 23rd and 24th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments SEPA Proxy Lookup (SPL) Agenda 23rd MSG MSCT Plenary meeting – 29 June 2021 (MSG MSCT 081-21v1.0) DownloadPDF | 268.57 KB Minutes 23rd MSG MSCT Plenary meeting – 29 June 2021 (MSG MSCT 082-21v1.0) DownloadPDF | 430.33 KB Agenda 24th MSG MSCT Plenary meeting – 31 August 2021 (MSG MSCT 086-21v1.0) DownloadPDF | 332.52 KB Minutes 24th MSG MSCT Plenary meeting – 31 August 2021 (MSG MSCT 087-21v1.0) DownloadPDF | 439.35 KB
Minutes and agendas 05 November 2020 Agenda and Minutes of the 14th and 15th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 14th MSG MSCT Plenary meeting – 1 September 2020 (MSG MSCT 073-20v1.0) DownloadPDF | 260.13 KB Minutes 14th MSG MSCT Plenary meeting – 1 September 020 (MSG MSCT 074-20v1.0 DownloadPDF | 678.1 KB Agenda 15th MSG MSCT Plenary meeting – 1 October 2020 (MSG MSCT 087-20v1.0) DownloadPDF | 232.93 KB Minutes 15th MSG MSCT Plenary meeting – 1 October 2020 (MSG MSCT 088-20v1.0) DownloadPDF | 673.31 KB
Agenda 14th MSG MSCT Plenary meeting – 1 September 2020 (MSG MSCT 073-20v1.0) DownloadPDF | 260.13 KB
Other 27 June 2023 Final document “Interoperability of MSCTs based on NFC or BLE” Other Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Instant credit transfer SEPA Proxy Lookup (SPL) Person-to-Person mobile payments Interoperability of MSCTs based on NFC or BLE (EPC287-22v1.0) DownloadPDF | 4.47 MB
Minutes and agendas 26 May 2021 Agenda and minutes of the 12th meeting of the EPC Scheme End-User Forum (March 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme End User Forum (SEUF) Instant credit transfer SEUF 001-21 Agenda 12th meeting Scheme End-User Forum 2021-03-25 DownloadPDF | 164.89 KB SEUF 002-21 Minutes 12th SEUF meeting 25 March 2021 DownloadPDF | 317.5 KB
Reports 06 December 2021| Version v1.0 2021 Payment Threats and Fraud Trends Report Reports Cards Contactless payments Credit transfer Direct debit Mobile Instant credit transfer Security SEPA Request-to-Pay (SRTP) Payment System Security Group (PSSG) EPC193-21 v1.0 2021 Payments Threats and Fraud Trends DownloadPDF | 1.18 MB
Minutes and agendas 21 December 2020 Agenda and Minutes of the 16th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments MSG MSCT 097-20v1.0 Agenda 16th MSG MSCT Plenary meeting 21 October 2020 DownloadPDF | 224.34 KB MSG MSCT 098-20v1.0 Approved minutes MSG MSCT Plenary meeting 21-10-2020 DownloadPDF | 557.43 KB
Minutes and agendas 23 February 2022 Agenda and Minutes of the 28th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 138-21v1.0) DownloadPDF | 240.53 KB Minutes 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 139-21v1.0) DownloadPDF | 580.08 KB
Agenda 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 138-21v1.0) DownloadPDF | 240.53 KB
Minutes 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 139-21v1.0) DownloadPDF | 580.08 KB
Minutes and agendas 26 May 2021 Agenda and minutes of the 14th meeting of the EPC Scheme Technical Forum (March 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme Technical Forum (ESTF) Instant credit transfer ESTF 001-21 Agenda 14th meeting EPC Scheme Technical Forum 2021-03-24 DownloadPDF | 167.4 KB ESTF 002-21 Minutes 14th ESTF meeting 24 March 2021 DownloadPDF | 359.87 KB
Guidance documents 28 May 2020| Version v1.0 Technical Interoperability for MSCTs based on payee-presented data Guidance documents Contactless payments Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments EPC312-19v1.0 - Technical Interoperability of MSCTs based on payee-presented data DownloadPDF | 818.49 KB
EPC312-19v1.0 - Technical Interoperability of MSCTs based on payee-presented data DownloadPDF | 818.49 KB
Other 09 May 2019 Terms of Reference for new MSG MSCT Works-stream on MSCT technical interoperability Other Contactless payments Credit transfer Instant credit transfer Mobile Person-to-Person mobile payments Security Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Terms of Reference Works-stream MSCT technical interoperability (MSG MSCT 033-19v1.0) DownloadPDF | 144.04 KB EPC LEGAL 001-18 Call for Candidates Privacy Disclaimer DownloadPDF | 62.75 KB
Terms of Reference Works-stream MSCT technical interoperability (MSG MSCT 033-19v1.0) DownloadPDF | 144.04 KB
Rulebooks 25 May 2022| Version v1.0 2022 Public Consultation – EPC SEPA Payment Scheme Change Proposal Submission Documents Rulebooks Credit transfer Direct debit Governance Instant credit transfer Public consultation EPC005-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT change requests DownloadPDF | 565.5 KB EPC006-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT Inst change requests DownloadPDF | 633.96 KB EPC007-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD Core change requests DownloadPDF | 488.04 KB EPC008-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD B2B change requests DownloadPDF | 459.57 KB
EPC005-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT change requests DownloadPDF | 565.5 KB
EPC006-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT Inst change requests DownloadPDF | 633.96 KB
EPC007-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD Core change requests DownloadPDF | 488.04 KB
EPC008-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD B2B change requests DownloadPDF | 459.57 KB
Guidance documents 08 December 2020| Version 1.0 Technical interoperability of MSCTs based on payer-presented data Guidance documents Contactless payments Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Request-To-Pay Multi-Stakeholder Group (RTP MSG) EPC096-20v1.0 Technical interoperability of MSCTs based on payer-presented data DownloadPDF | 1.03 MB
EPC096-20v1.0 Technical interoperability of MSCTs based on payer-presented data DownloadPDF | 1.03 MB
Minutes and agendas 02 June 2021 Agendas and Minutes of the 20th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 20th MSG MSCT Plenary meeting - 22 March 2021 (MSG MSCT 033-21v1.0) DownloadPDF | 245.37 KB Minutes 20th MSG MSCT Plenary meeting - 22 March 2021 (MSG MSCT 034-21v1.0) DownloadPDF | 539.8 KB
Minutes and agendas 04 February 2021 Agenda and Minutes of the 17th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments MSG MSCT 103-20v1.0 Agenda 17th MSG MSCT Plenary meeting 4 December 2020 DownloadPDF | 225.92 KB MSG MSCT 104-20v1.0 Minutes MSG MSCT Plenary meeting 4-12-2020 DownloadPDF | 537.5 KB
Guidance documents 25 May 2022| Version v1.0 Guidance to improve transparency for retail payment end-users Guidance documents Credit transfer Direct debit Instant credit transfer Scheme End-User Multi-Stakeholder Group (SEU MSG) EPC088-22 EPC guidance document - Improve Transparency for Retail Payment End-Users DownloadPDF | 677.37 KB
EPC088-22 EPC guidance document - Improve Transparency for Retail Payment End-Users DownloadPDF | 677.37 KB
Minutes and agendas 29 March 2021 Agendas and Minutes of the 18th and 19th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Multi-stakeholder group on mobile contactless SEPA card payments (MSG MCP) Person-to-Person mobile payments Agenda 18th MSG MSCT Plenary meeting - 15 January 2021 (MSG MSCT 003-21v1.0) DownloadPDF | 239.54 KB Minutes 18th MSG MSCT Plenary meeting - 15 January 2021 (MSG MSCT 004-21v1.0) DownloadPDF | 537.85 KB Agenda 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 014-21v1.0) DownloadPDF | 268.99 KB Minutes 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 015-21v1.0) DownloadPDF | 538.26 KB
Minutes 18th MSG MSCT Plenary meeting - 15 January 2021 (MSG MSCT 004-21v1.0) DownloadPDF | 537.85 KB
Agenda 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 014-21v1.0) DownloadPDF | 268.99 KB
Minutes 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 015-21v1.0) DownloadPDF | 538.26 KB
15 March 2018 Mandate ad-hoc multi-stakeholder group on Mobile Initiated SEPA Credit Transfers (including SCT Inst) and Table of Content of the Mobile Initiated SEPA Credit Transfer Interoperability Implementation Guidelines Credit transfer Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) DownloadPDF | 134.54 KB
Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) DownloadPDF | 134.54 KB
Guidance documents 01 December 2021 Business requirements for consumer selection of the payment instrument Guidance documents Mobile Cards Credit transfer Contactless payments Instant credit transfer Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) MSG MSCT 045-21v1.1 Business requirements - Consumer selection of preferred payment instrument DownloadPDF | 1.08 MB
MSG MSCT 045-21v1.1 Business requirements - Consumer selection of preferred payment instrument DownloadPDF | 1.08 MB
Minutes and agendas 08 July 2021 Agenda and Minutes of the 22nd MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 22nd MSG MSCT Plenary meeting - 28 May 2021 DownloadPDF | 244.77 KB Minutes 22nd MSG MSCT Plenary meeting - 28 May 2021 DownloadPDF | 527.88 KB
Minutes and agendas 28 January 2022 Agenda and Minutes of the 27th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 27th MSG MSCT Plenary meeting – 4 November 2021 (MSG MSCT 130-21v1.0) DownloadPDF | 250.66 KB Minutes 27th MSG MSCT Plenary meeting – 4 November 2021 (MSG MSCT 131-21v1.0) DownloadPDF | 596.17 KB
Minutes 27th MSG MSCT Plenary meeting – 4 November 2021 (MSG MSCT 131-21v1.0) DownloadPDF | 596.17 KB
Guidance documents 10 January 2023 Public consultation on draft document “Interoperability of MSCTs based on NFC or BLE” Guidance documents Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Public consultation Request-To-Pay Multi-Stakeholder Group (RTP MSG) Interoperability of MSCTs based on NFC or BLE (EPC287-22v0.18) DownloadPDF | 4.28 MB Feedback questionnaire on Interoperability of MSCTs based on NFC or BLE (MSG MSCT 102-22v1.0) DownloadDOCX | 349.28 KB
Feedback questionnaire on Interoperability of MSCTs based on NFC or BLE (MSG MSCT 102-22v1.0) DownloadDOCX | 349.28 KB
Minutes and agendas 14 June 2021 Agendas and Minutes of the 21st MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 21st MSG MSCT Plenary meeting – 26 April 2021 (MSG MSCT 057-21v1.0) DownloadPDF | 243.61 KB Minutes 21st MSG MSCT Plenary meeting – 26 April 2021 (MSG MSCT 058-21v1.0) DownloadPDF | 538.51 KB