SEPA Instant Credit Transfer options
The SEPA Instant Credit Transfer (SCT Inst) rulebook provides SCT Inst scheme participants with some specific SCT Inst scheme options.
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SEPA Instant Credit Transfer
SEPA Instant Credit Transfer (SCT Inst) heralds a new era in payments. Payments are no exception to an increasingly digital and immediate society.
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SEPA Instant Credit Transfer rulebook and implementation guidelines
The SEPA Instant Credit Transfer (SCT Inst) scheme will make European payments faster and ever more convenient.
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SEPA Credit Transfer Additional Optional Services
The SEPA Credit Transfer (SCT) scheme provides the sets of rules that enable a harmonised implementation by all participating payment service providers (PSPs) in Europe.
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SEPA Credit Transfer
A credit transfer is an electronic payment from one payment account to another. The SEPA Credit Transfer (SCT) scheme makes the transfer of money in Europe easy and convenient.
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SEPA Credit Transfer rulebook and implementation guidelines
SEPA Credit Transfer (SCT) is among the favourite payment methods of citizens and businesses in Europe, and a convenient alternative to cash and cheques.
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SEPA Credit Transfer public consultation
The EPC attaches utmost importance to involve all stakeholders of the payment value chain in the evolution of the SEPA Credit Transfer (SCT) scheme.
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Register of Participants
The Register of Participants lists all payment service providers (PSPs) and other eligible institutions who adhere to the EPC payment and payment related schemes.
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18 January 2022|
Version
v0.1
Public consultation on the [Instant] Euro One-Leg Out Credit Transfer Arrangement Rulebook
12 March 2024|
Version
v1.0
SEPA Credit Transfer Rulebook - Public Consultation Document on 2024 Change Requests and Response Template
Participating in the schemes
If payment service providers (PSPs) want to offer SEPA euro credit transfers and direct debits to their customers, they have to formally adhere to the EPC payment schemes.
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EPC scheme participation fees
Payment service providers (PSPs) have to pay an annual scheme participation fee to use the EPC payment schemes.
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