27 October 2022|
Version
v.2023 V.1.1
438 results
13 September 2021|
Version
v1.0
SEPA Instant Credit Transfer Rulebook - Public Consultation Document on 2022 Change Requests and Response Template
What is a payment scheme?
The payment schemes developed by the EPC are used by thousands of payment service providers (PSPs) in Europe to facilitate some 50 billion transactions each year.
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EPC scheme participation fees
Payment service providers (PSPs) have to pay an annual scheme participation fee to use the EPC payment schemes.
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News
28 November 23
The EPC One-Leg Out Instant Credit Transfer (OCT Inst) payment scheme goes live
Brussels, 28 November 2023 - As of today 08h00 CET, the new payment scheme of the European Payments Council (EPC) designed for international instant credit transfers is ready for use. The launch of the OCT Inst scheme marks a significant development for the EPC as it is the EPC’s first venture outsi
Participating in the schemes
If payment service providers (PSPs) want to offer SEPA euro credit transfers and direct debits to their customers, they have to formally adhere to the EPC payment schemes.
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26 November 2020|
Version
2021 V1.0
SEPA Instant Credit Transfer Scheme Customer-to-PSP Implementation Guidelines 2021 version 1.0
22 June 2022|
Version
2023 V1.0
SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.0
News
30 June 23
Publication of the OCT Inst Implementation Guidelines and version 1.1 of the 2023 OCT Inst Rulebook
Today the European Payments Council (EPC) published the Customer-to-Payment Service Provider (PSP) (C2PSP) and the Inter-PSP implementation guidelines (IGs) based on version 1.1 of the 2023 One-Leg Out Instant Credit Transfer (OCT Inst) rulebook. Version 1.1 of the 2023 OCT Inst rulebook has also be
22 June 2022|
Version
2023 V1.0
SEPA Instant Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.0
What we do
The EPC designs and manages euro payment and payment-related schemes that contribute to the creation of a single payments market in Europe and facilitate economic exchanges in the Single Euro Payments Area (SEPA) for citizens and businesses alike.
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25 May 2022|
Version
v1.0
2022 Public Consultation – EPC SEPA Payment Scheme Change Proposal Submission Documents
Contributing to the future of payments in Europe
The EPC focuses on the harmonisation of electronic methods of payments in SEPA.
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News
28 March 23
Publication of the first OCT Inst scheme rulebook
Today the European Payments Council (EPC) publishes the first One-Leg Out Instant Credit Transfer (OCT Inst) scheme rulebook. Version 1.0 of the 2023 OCT Inst scheme rulebook focuses exclusively on the Euro Leg of international instant credit transfer-based payment transactions. About the scheme