260 results

SEPA Direct Debit Additional Optional Services

The SEPA Direct Debit schemes (SDD) provide the sets of rules that enable a harmonised application by all participating payment service providers (PSPs) in Europe. PSPs can also provide additional services to meet specific customer needs.

Read more
Insight

26 January 21

Instant payment environment in Slovenia

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Since November 2020, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in use in Slovenia, where six payment service providers (PSPs) have joined the scheme

Read more
News

30 October 20

The updated version 1.2 of the 2019 EPC SEPA payment scheme rulebooks

The European Payments Council (EPC) publishes today the updated version 1.2 of the 2019 SEPA payment rulebooks. The version 1.2 has no impact on the business and operational rules compared to the versions 1.0 and 1.1 of the 2019 rulebooks, or on any specification in the related implementation guidel

Read more
News

05 March 20

Publication of the updated SEPA Proxy Lookup scheme rulebook

Today the EPC has published version 2.0 of the SEPA Proxy Lookup (SPL) scheme rulebook which consists of a set of rules, practices and standards that makes it possible to operate, join and participate in the SPL scheme. The rulebook will come into effect on 1 June 2020. The updated SPL rulebook,

Read more
Insight

25 February 21

European payments: looking back and ahead

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The European payment landscape is going through a considerable transformation due to technological developments, entry by new actors and regulatory changes. We intervi

Read more
Insight

15 July 22

European Digital Identity

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The European Commission (EC) is now working on electronic identification (eID) and its further harmonisation across Europe as secure eID should be an essential feature

Read more
Insight

14 April 22

Pix: the rapid development of instant payments in Brazil

The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council.   Two years ago, the Brazilian Central Bank decided to launch Pix, an instant payment scheme that the bank developed, manages, operates, and owns. Since its lau

Read more
Insight

07 October 20

ECB takes steps to ensure pan-European reach of instant payments

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The European Central Bank’s (ECB) Governing Council, in line with the European Commission’s (EC) objectives, has taken an important move towards the full reach of inst

Read more
Insight

23 September 20

Country profile: digital and instant payments are the norm in Estonia

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We continue our series of European payment landscapes with a profile of Estonia. Estonia is a frontrunner for card payments, and its PSP community was among the first

Read more