Guidance documents 10 December 2018 API Evaluation Group: Recommended Functionalities (PSD2/RTS) Guidance documents API EG API EG 045-18 Recommended Functionalities 10 December 2018 DownloadPDF | 255.73 KB
Call for interest 26 March 2024 Call for Interest: development of SEPA Payment Account Access compliant API specifications Call for interest SEPA Payment Account Access (SPAA)
Guidance documents 16 March 2023 API Security Framework Guidance documents Security SEPA Request-to-Pay (SRTP) SEPA Payment Account Access (SPAA) EPC164-22 v1.0 API Security Framework DownloadPDF | 530.15 KB
Guidance documents 30 June 2023| Version 3.1 Default SRTP related API Specifications Guidance documents SEPA Request-to-Pay (SRTP) EPC137-22 v3.1 SRTP related API Specifications - Preliminary Information DownloadPDF | 372.09 KB
Other 03 February 2022 Terms of reference for the SEPA Payment Account Access API Work Block (SPAA API WB) Other SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 001-22v1.0 ToR SPAA API Work Block DownloadPDF | 225.84 KB
Minutes and agendas 26 March 2024 Minutes of the 28th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 27 February 2024 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 004-24 v1.0 Minutes 28th Meeting of the SPAA MSG – 27 February 2024 DownloadPDF | 385.67 KB
Minutes and agendas 04 May 2018 Authentication (SCA) guidance: Key topic clarification for API standards initiatives Minutes and agendas API EG API EG 30-18 Authentication guidance (SCA) DownloadPDF | 108.53 KB
Minutes and agendas 26 March 2024 Agenda of the 29th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 22 March 2024 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 003-24 v1.0 Agenda 29th Meeting of the SPAA MSG – 22 March 2024 DownloadPDF | 173.4 KB
Other 12 December 2022 Terms of Reference SEPA Proxy Lookup Scheme Participants Group Other SEPA Proxy Lookup Scheme Participant Group (SPL SPG) EPC275-22 ToR SPL Scheme Participants Group (SPL SPG) v1.0 DownloadPDF | 262.09 KB
Minutes and agendas 06 March 2024 Minutes of the 27th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 4 December 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 026-23 v1.0 Minutes 27th Meeting of the SPAA MSG – 4 December 2023 DownloadPDF | 370.47 KB
Minutes and agendas 06 March 2024 Agenda of the 28th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 27 February 2024 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 001-24 v1.0 Agenda 28th Meeting of the SPAA MSG – 27 February 2024 DownloadPDF | 175.72 KB
Rulebooks 20 February 2024 Public consultation on the Verification Of Payee Scheme Rulebook Rulebooks Credit transfer Instant credit transfer Public consultation Regulatory Verification Of Payee (VOP) EPC218-23 2024 Verification Of Payee Scheme Rulebook v0.1 for public consultation DownloadPDF | 1.17 MB EPC288-23 Proposed EPC Recommendations for the Matching Processes under the VOP Scheme Rulebook DownloadPDF | 230.44 KB EPC289-23 VOP Scheme Rulebook - response template for public consultation DownloadDOCX | 207.82 KB
EPC218-23 2024 Verification Of Payee Scheme Rulebook v0.1 for public consultation DownloadPDF | 1.17 MB
EPC288-23 Proposed EPC Recommendations for the Matching Processes under the VOP Scheme Rulebook DownloadPDF | 230.44 KB
Other 11 March 2024| Version 2.0 Membership list of the Scheme Technical Player Multi-Stakeholder Group Other Credit transfer Direct debit Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) EPC279-23 STP MSG Membership List v2.0 DownloadPDF | 170.3 KB
15 March 2018 Mandate ad-hoc multi-stakeholder group on Mobile Initiated SEPA Credit Transfers (including SCT Inst) and Table of Content of the Mobile Initiated SEPA Credit Transfer Interoperability Implementation Guidelines Credit transfer Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) DownloadPDF | 134.54 KB
Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) DownloadPDF | 134.54 KB
Other 23 November 2023| Version 1.0 Version 1.0 of the SPAA Scheme Default Fees Other SEPA Payment Account Access (SPAA) SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) EPC270-23 SPAA Scheme Default fees Version 1.0 DownloadPDF | 243.34 KB
Rulebooks 26 June 2023| Version v1.1 The SEPA Payment Account Access (SPAA) Scheme Rulebook v1.1 Rulebooks SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SEPA Payment Account Access (SPAA) EPC012-22 v1.1 SEPA Payment Account Access Scheme Rulebook DownloadPDF | 1.73 MB
Other 04 March 2024| Version 3.0 Membership list of the Scheme End-User Multi-Stakeholder Group Other Credit transfer Direct debit Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) One-Leg Out One-Leg Out Instant Credit Transfer (OCT Inst) EPC280-23 SEU MSG Membership List v3.0 DownloadPDF | 207.46 KB
Minutes and agendas 08 November 2023 Minutes of the 25th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 20 September 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) Minutes of the 25th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 20 September 2023 DownloadPDF | 385.72 KB
Minutes of the 25th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 20 September 2023 DownloadPDF | 385.72 KB
Rulebooks 30 November 2022| Version v1.0 The SEPA Payment Account Access (SPAA) Scheme Rulebook Rulebooks SEPA Payment Account Access (SPAA) EPC012-22 v1.0 SEPA Payment Account Access Scheme Rulebook DownloadPDF | 1.54 MB
Guidance documents 03 December 2018 eIDAS and TPP Identification (PSD2) Guidance documents API EG API EG 058-18 v1.0 eIDAS and TPP identification (PSD2) DownloadPDF | 97.49 KB
02 July 2018 Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) DownloadPDF | 134.17 KB
Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) DownloadPDF | 134.17 KB
Minutes and agendas 08 December 2023 Minutes of the 26th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) - 6 November 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 022-23 v1.0 Minutes 26th Meeting of the SPAA MSG - 6 November 2023 DownloadPDF | 358.26 KB
Minutes and agendas 06 June 2023 Agenda and minutes of the third meeting of the Scheme End-User Multi-Stakeholder Group (March 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) SEU MSG 001-23 Agenda 3rd SEU MSG meeting 2023-03-28 DownloadPDF | 169.21 KB SEU MSG 002-23 Minutes 3rd SEU MSG meeting 28 March 2023 DownloadPDF | 302.06 KB
Minutes and agendas 05 May 2023 Minutes of the 22nd meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 31 March 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 010-23 v1.0 Minutes 22nd Meeting of the SPAA MSG - 31 March 2023 DownloadPDF | 404.36 KB
Minutes and agendas 24 January 2023 Minutes of the 18th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 05 December 2022 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 036-22 v1.0 Minutes 18th Meeting of the SPAA MSG - 5 December 2022 DownloadPDF | 387.41 KB
Guidance documents 27 November 2019 EIPP: report from the EIPP MSG Guidance documents Multi-stakeholder group on E-invoice Presentment and Payment (EIPP) EIPP MSG 026-19 EIPP MSG report 2019 v1.0 DownloadPDF | 701.23 KB
Rulebooks 30 June 2022| Version v2.1 SRTP scheme rulebook version 2.1 Rulebooks SEPA Request-to-Pay (SRTP) EPC014-20 The Sepa Request-to-Pay scheme rulebook version V2.1 DownloadPDF | 1.56 MB
Other 09 May 2019 Terms of Reference for new MSG MSCT Works-stream on MSCT technical interoperability Other Contactless payments Credit transfer Instant credit transfer Mobile Person-to-Person mobile payments Security Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Terms of Reference Works-stream MSCT technical interoperability (MSG MSCT 033-19v1.0) DownloadPDF | 144.04 KB EPC LEGAL 001-18 Call for Candidates Privacy Disclaimer DownloadPDF | 62.75 KB
Terms of Reference Works-stream MSCT technical interoperability (MSG MSCT 033-19v1.0) DownloadPDF | 144.04 KB
Minutes and agendas 06 June 2023 Agenda and minutes of the third meeting of the Scheme Technical Player Multi-Stakeholder Group (March 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) STP MSG 001-23 Agenda 3rd STP MSG meeting 2023-03-29 DownloadPDF | 172.61 KB STP MSG 002-23 Minutes 3rd STP MSG meeting 29 March 2023 DownloadPDF | 295.81 KB
Minutes and agendas 10 October 2022 Minutes of the 14th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 12 August 2022 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 023-22 v1.0 Minutes 14th Meeting of the SPAA MSG - 12 August 2022 DownloadPDF | 346.09 KB
Minutes and agendas 06 December 2021 Minutes of the 3rd meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 010-21 v1.0 Minutes 3rd Meeting of the SPAA MSG – 8 November 2021 DownloadPDF | 324.11 KB
Minutes and agendas 24 June 2022 Minutes of the 8th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 25 March 2022 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SSPAA MSG 008-22 v 1.0 Minutes 8th Meeting of the SPAA MSG - 25 March 2022 DownloadPDF | 321.53 KB
Rulebooks 13 June 2022 Public consultation on the SEPA Payment Account Access Scheme Rulebook Rulebooks Public consultation SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) EPC012-22 v0.9 SEPA Payment Account Access Scheme Rulebook - Draft version for public consultation DownloadPDF | 1.76 MB EPC123-22 v1.0 SPAA Possible Additional Functionality for Public Consultation DownloadDOCX | 204.24 KB EPC112-22 v1.0 Response template for public consultation on SPAA scheme rulebook DownloadDOCX | 204.85 KB
EPC012-22 v0.9 SEPA Payment Account Access Scheme Rulebook - Draft version for public consultation DownloadPDF | 1.76 MB
EPC123-22 v1.0 SPAA Possible Additional Functionality for Public Consultation DownloadDOCX | 204.24 KB
EPC112-22 v1.0 Response template for public consultation on SPAA scheme rulebook DownloadDOCX | 204.85 KB
Minutes and agendas 25 September 2023 Minutes of the 24th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 31 May 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 018-23 v1.0 Minutes 24th Meeting of the SPAA MSG – 31 May 2023 DownloadPDF | 553.8 KB
Other 24 March 2023| Version 1.0 Request for Information to find a Directory Service to play the role of Operational Scheme Manager Other SEPA Request-to-Pay (SRTP) SEPA Payment Account Access (SPAA) EPC087-23 v1.0 RFI - Directory service for Operational Scheme Management DownloadPDF | 692.53 KB
Minutes and agendas 24 June 2022 Agenda and Minutes of the 30th and 31st MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 30th MSG MSCT Plenary meeting – 21 March 2022 (MSG MSCT 030-22) DownloadPDF | 304.17 KB Minutes 30th MSG MSCT Plenary meeting – 21 March 2022 (MSG MSCT 031-22) DownloadPDF | 465.18 KB Agenda 31st MSG MSCT Plenary meeting – 29 April 2022 (MSG MSCT 041-22) DownloadPDF | 226.39 KB Minutes 31st MSG MSCT Plenary meeting – 29 April 2022 (MSG MSCT 042-22) DownloadPDF | 481.18 KB
Minutes and agendas 07 February 2022 Agenda and minutes of the 3rd meeting of the third phase of the Request-To-Pay Multi-Stakeholder Group (RTP MSG) – 18 October 2021 Minutes and agendas Request-To-Pay Multi-Stakeholder Group (RTP MSG) RTP MSG 006-21 v1.0 Agenda 3rd Meeting of the third Phase of the RTP MSG - 18102021 DownloadPDF | 136.61 KB RTP MSG 007-21 v1.0 Minutes 3rd Meeting of the third phase of the RTP MSG - 18102021 DownloadPDF | 179.97 KB
RTP MSG 006-21 v1.0 Agenda 3rd Meeting of the third Phase of the RTP MSG - 18102021 DownloadPDF | 136.61 KB
RTP MSG 007-21 v1.0 Minutes 3rd Meeting of the third phase of the RTP MSG - 18102021 DownloadPDF | 179.97 KB
Rulebooks 31 May 2023| Version v3.1 The SEPA Request-to-Pay scheme rulebook version v3.1 Rulebooks SEPA Request-to-Pay (SRTP) EPC014-20 v3.1 SEPA RTP Scheme Rulebook DownloadPDF | 1.95 MB
Other 22 March 2022 Request for Proposal (RFP): Economic Consultant to produce a cost methodology and aggregation of data for a Business Model for the SEPA Payment Account Access (SPAA) Scheme Other SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) EPC077-22 v1.0 Request for Proposal SPAA Economic Consultant DownloadPDF | 682.5 KB EPC086-22 v3.0 Q&A to the SPAA RFP DownloadPDF | 262.55 KB
Minutes and agendas 07 June 2023 Minutes of the 23rd meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 28 April 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 014-23 v1.0 Minutes 23rd Meeting of the SPAA MSG – 28 April 2023 DownloadPDF | 506.84 KB
Rulebooks 16 December 2022 Public consultation on the extension of SCA related sections in version 1.0 of the SPAA scheme rulebook Rulebooks Public consultation SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) EPC276-22 v1.0 Public consultation on the extension of SCA related sections in version 1.0 of the SPAA scheme rulebook DownloadPDF | 362 KB EPC285-22 v1.0 Response template for the public consultation on the extension of SCA related sections in version 1.0 of the SPAA scheme rulebook DownloadDOCX | 205.42 KB
EPC276-22 v1.0 Public consultation on the extension of SCA related sections in version 1.0 of the SPAA scheme rulebook DownloadPDF | 362 KB
EPC285-22 v1.0 Response template for the public consultation on the extension of SCA related sections in version 1.0 of the SPAA scheme rulebook DownloadDOCX | 205.42 KB
Minutes and agendas 04 April 2023 Minutes of the 21st meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 17 February 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 007-23 v1.0 Minutes 21st Meeting of the SPAA MSG - 17 February 2023 DownloadPDF | 419.37 KB
Rulebooks 20 December 2018| Version 1.0 The SEPA Proxy Lookup (SPL) scheme rulebook Rulebooks SEPA Proxy Lookup (SPL) Mobile EPC250-18 - The SEPA Proxy Lookup (SPL) scheme rulebook DownloadPDF | 640.41 KB
Minutes and agendas 21 February 2023 Minutes of the 20th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 03 February 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 004-23 v1.0 Minutes 20th Meeting of the SPAA MSG - 03 February 2023 DownloadPDF | 363.75 KB
Minutes and agendas 08 February 2023 Minutes of the 19th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 20 January 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 002-23 v1.0 Minutes 19th Meeting of the SPAA MSG - 20 January 2023 DownloadPDF | 395.44 KB
Other 07 October 2021 Terms of reference of the SEPA Payment Account Access Multi Stakeholder Group (SPAA MSG) Other SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) EPC166-21v1.1_Terms of reference of the SEPA Payment Account Access Multi Stakeholder Group (SPAA MSG) DownloadPDF | 220.76 KB
EPC166-21v1.1_Terms of reference of the SEPA Payment Account Access Multi Stakeholder Group (SPAA MSG) DownloadPDF | 220.76 KB
Minutes and agendas 24 January 2023 Minutes of the 15th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 04 October 2022 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 027-22 v1.0 Minutes 15th Meeting of the SPAA MSG - 04 October 2022 DownloadPDF | 348.68 KB
Minutes and agendas 24 January 2023 Minutes of the 16th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 24 October 2022 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 032-22 v1.0 Minutes 16th Meeting of the SPAA MSG - 24 October 2022 DownloadPDF | 345.68 KB
Minutes and agendas 20 October 2022 Agenda and minutes of the second meeting of the Scheme Technical Player Multi-Stakeholder Group (September 2022) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) STP MSG 003-22 Agenda 2nd STP MSG meeting 2022-09-07 DownloadPDF | 192.42 KB STP MSG 004-22 Minutes 2nd STP MSG meeting 07 September 2022 DownloadPDF | 308.75 KB