Clearing and Settlement Mechanisms
20 February 24
Update on the forthcoming Request for Proposal for the EPC Directory Service
The European Payments Council (EPC) will be launching a request for proposal (RFP) for selecting a technology service provider in charge of developing and operating an EPC Directory Service (EDS). The EDS service provider was formerly known as Operating Scheme Manager (OSM) and the forthcoming RFP f
SEPA Direct Debit
30 January 24
The euro cash cycle: how does it work and what is its environmental impact?
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council nor the associations or its members he represents. Cash is the most frequently used form of payment by Europeans at the point of sale. For this reason, an adequate cash
13 July 20
UK’s rollout of Confirmation of Payee
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. After a few years in development, a new Confirmation of Payee (CoP) system was rolled out last month by UK banks. In short, the CoP enables consumers to see whether th
12 May 21
Using CoP to mitigate fraud and mistakes in online payments
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. SurePay was founded in 2016, providing the Confirmation of Payee (CoP) to all major Dutch banks since 2017 and recently implemented this service in the United Kingdom
The schemes rely on global open standards
Register of Participants
23 January 23
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the last quarter of 2022, the EPC compiled a list of payment related reports that you can check out and download for fr
19 October 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the third quarter of 2022, the EPC compiled a list of payment related reports that you can check out and download
11 July 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the second quarter of 2022, the EPC compiled a list of payment related reports that you can check out and downloa
19 January 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the last quarter of 2021, the EPC compiled a list of payment related reports that you can check out and download
18 January 21
Around the web – a compilation of some interesting reports about payments published last quarter
*The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the last quarter of 2020, the EPC compiled a list of payment related reports that you can check out and download
02 May 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the first quarter of 2022, we gathered a list of recent and free reports that shine a spotlight on payments’ future and trends as well as other interestin
15 July 21
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the second quarter of 2021, we gathered a list of recent and free reports that are highlighting the future of payments, open banking and other interesting
01 July 20
SCT Inst transaction limit increased to 100,000 euros
As of today, the maximum amount per SEPA Instant Credit Transfer (SCT Inst) transaction went up from 15,000 to 100,000 euros. Payment end-users can use the SCT Inst scheme in higher-value business-to-business and business-to-consumer transactions. This new transaction limit means additional freed
23 January 20
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the last quarter of 2019, we gathered a list of interesting and free reports that focus on different payments’ topics. Check out the list below and downlo
22 April 20
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the first quarter of 2020, we gathered a list of recent and free reports that focus on artificial intelligence (AI), fraud and other interesting paym
15 April 21
Around the web – a compilation of some interesting reports about payments published last quarter
*The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the first quarter of 2021, we gathered a list of recent and free reports that shine a spotlight on payments future and trends as well as other interestin
22 July 20
Around the web – a compilation of some interesting reports about payments published last quarter
*The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the second quarter of 2020, we gathered a list of recent and free reports that shine a spotlight on the future of payments, open banking and other intere
SEPA Credit Transfer Rulebook - Public Consultation Document on 2024 Change Requests and Response Template
SEPA Direct Debit Core E-Mandate Service Implementation Guidelines 2023 version 1.1
SEPA Direct Debit Business-to-Business E-Mandate Service Implementation Guidelines 2023 version 1.1
SEPA Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.1
SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.2
05 March 20
Publication of the updated SEPA Proxy Lookup scheme rulebook
Today the EPC has published version 2.0 of the SEPA Proxy Lookup (SPL) scheme rulebook which consists of a set of rules, practices and standards that makes it possible to operate, join and participate in the SPL scheme. The rulebook will come into effect on 1 June 2020. The updated SPL rulebook,