What is a payment scheme?
Our organisation
SEPA for cash
About SEPA
Public consultation on the [Instant] Euro One-Leg Out Credit Transfer Arrangement Rulebook
SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.2
01 December 23
The Finnish payment landscape: a digitalised society with one of the most developed payments ecosystem in the world
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Finland is a European frontrunner in payment digitalisation, with e-invoicing particularly commonplace in the country – a likely trend anticipated to happen in the res
26 March 24
Creating a sustainable pan-European payment method through SPAA
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.The building blocks of an open, pan-European payment method are in place: SEPA Instant Credit Transfers (SCT Inst) and open banking to turn them into a payment method. The
SEPA Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.1
23 February 23
How the Dutch became the frontrunners in payment transformation
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Netherlands has a fascinating and ever-changing payment landscape where card payments are increasing each year and are preferred over cash payments. We wanted to k
SEPA Instant Credit Transfer Rulebook - Public Consultation Document on 2022 Change Requests and Response Template
SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.0
SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.1
SEPA Instant Credit Transfer Scheme Customer-to-PSP Implementation Guidelines 2021 version 1.0
28 November 23
The EPC One-Leg Out Instant Credit Transfer (OCT Inst) payment scheme goes live
Brussels, 28 November 2023 - As of today 08h00 CET, the new payment scheme of the European Payments Council (EPC) designed for international instant credit transfers is ready for use. The launch of the OCT Inst scheme marks a significant development for the EPC as it is the EPC’s first venture outsi