29 November 23
Call for participants in the SEPA Payment Account Access (SPAA) Scheme Interest Group
The EPC is launching today a call for (additional) participants in the SEPA Payment Account access (SPAA) Scheme Interest Group, which was set up at the end of 2021 to ensure maximum stakeholder involvement and contribution - in addition to the creation of the SPAA Multi-Stakeholder Groups (MSG) in
26 March 24
Creating a sustainable pan-European payment method through SPAA
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.The building blocks of an open, pan-European payment method are in place: SEPA Instant Credit Transfers (SCT Inst) and open banking to turn them into a payment method. The
25 October 21
Call for participants in the SEPA Payment Account Access (SPAA) scheme’s interest group
At its 28 June 2021 meeting the Euro Retail Payments Board (ERPB) formally invited the EPC to take up the role of Scheme manager of a SEPA API Access Scheme in relation to payment accounts, in line with the requirements defined in the June 2021 report of the ERPB Working Group on a SEPA API Access S
2022 Public Consultation – EPC SEPA Payment Scheme Change Proposal Submission Documents
09 October 23
Around the web - a compilation of interesting reports about payments
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Staying up to date with the latest news and trends in the industry? We’ve put together a list of free recently published payment-related reports from differen
18 April 23
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the first quarter of 2023, we gathered a list of payment related reports that shine a spotlight on payments’ future and trends as well mobile payments and
23 January 23
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the last quarter of 2022, the EPC compiled a list of payment related reports that you can check out and download for fr
19 October 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the third quarter of 2022, the EPC compiled a list of payment related reports that you can check out and download
11 July 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the second quarter of 2022, the EPC compiled a list of payment related reports that you can check out and downloa
18 September 23
What do the PSD3 and PSR mean for the payments sector?
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council or the European Commission. On June 28, 2023, the European Commission (EC) published a set of new legislative proposals, notably for a Third Payment Services Directive
19 January 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the last quarter of 2021, the EPC compiled a list of payment related reports that you can check out and download
18 January 21
Around the web – a compilation of some interesting reports about payments published last quarter
*The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the last quarter of 2020, the EPC compiled a list of payment related reports that you can check out and download
30 January 24
The euro cash cycle: how does it work and what is its environmental impact?
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council nor the associations or its members he represents. Cash is the most frequently used form of payment by Europeans at the point of sale. For this reason, an adequate cash
02 May 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the first quarter of 2022, we gathered a list of recent and free reports that shine a spotlight on payments’ future and trends as well as other interestin
15 July 21
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the second quarter of 2021, we gathered a list of recent and free reports that are highlighting the future of payments, open banking and other interesting
19 February 24
Introducing a new EPC member: PostePay
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. At the start of 2024 we were delighted to welcome a new member: PostePay. We spoke to PostePay’s General Manager, Laura Furlan, about payment trends, PostePay’s role w
23 January 20
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the last quarter of 2019, we gathered a list of interesting and free reports that focus on different payments’ topics. Check out the list below and downlo
25 July 22
The Polish payment landscape: a modern payments approach
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Polish payment landscape is characterised both by traditional practices such as cash, which remains one of the dominant methods of payment, and by innovation and d
12 October 20
Around the web – a compilation of some interesting reports about payments published last quarter
*The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Explore more about the overall payment statistics, global market visions, artificial intelligence (AI) and more in a selection of recent and free reports that w
18 July 23
The Croatian payment landscape
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Croatia became the 20th EU Member State to join the euro on 1 January this year. Since the end of June, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in
22 April 20
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the first quarter of 2020, we gathered a list of recent and free reports that focus on artificial intelligence (AI), fraud and other interesting paym
15 April 21
Around the web – a compilation of some interesting reports about payments published last quarter
*The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the first quarter of 2021, we gathered a list of recent and free reports that shine a spotlight on payments future and trends as well as other interestin
22 July 20
Around the web – a compilation of some interesting reports about payments published last quarter
*The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the second quarter of 2020, we gathered a list of recent and free reports that shine a spotlight on the future of payments, open banking and other intere
22 June 23
The role of payments in driving positive climate action
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We continue our series of interviews focusing on sustainability in the payments industry with the contribution of Valerie Nowak, the Chief Product and Innovation Offic
Public consultation on the SEPA Request-to-Pay scheme Rulebook change requests
25 May 22
Important updates related to the EPC SEPA payment scheme rulebooks
Today the European Payments Council (EPC) published the version 1.0 of the 2023 EPC SEPA payment scheme rulebooks. All 2023 EPC SEPA payment scheme rulebooks enter into force on 19 November 2023. To ensure planning security for all market participants, the publication of the 2023 rulebook versions f
15 December 20
SRTP: the newest EPC scheme
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. On 30 November 2020, the European Payment Council (EPC) launched the first version of its Single Euro Payments Area (SEPA) Request-To-Pay (SRTP) scheme rulebook. The S
SEPA Credit Transfer Rulebook - Public Consultation Document on 2024 Change Requests and Response Template
12 May 21
Using CoP to mitigate fraud and mistakes in online payments
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. SurePay was founded in 2016, providing the Confirmation of Payee (CoP) to all major Dutch banks since 2017 and recently implemented this service in the United Kingdom
25 March 21
The PCI Security Standards maintaining payment security
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Payment Card Industry Security Standards Council (PCI SSC) is a global organisation that maintains, evolves and promotes PCI standards for the safety of cardholder
01 December 23
The Finnish payment landscape: a digitalised society with one of the most developed payments ecosystem in the world
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Finland is a European frontrunner in payment digitalisation, with e-invoicing particularly commonplace in the country – a likely trend anticipated to happen in the res
28 September 23
Exploring FIDA: revised rules on financial data sharing access
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council or the European Commission. In June 2023 the European Commission put forward a proposal for a Regulation to further digitalise and improve competitiveness in the Europe
26 January 21
Instant payment environment in Slovenia
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Since November 2020, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in use in Slovenia, where six payment service providers (PSPs) have joined the scheme
29 April 22
The SEPA Request-to-Pay (SRTP) scheme: the first participant shares their experiences and views
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) is one of the most recent European Payments Council (EPC) schemes. Sami Karhunen, CEO of the first scheme partic
13 July 20
UK’s rollout of Confirmation of Payee
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. After a few years in development, a new Confirmation of Payee (CoP) system was rolled out last month by UK banks. In short, the CoP enables consumers to see whether th
31 May 23
A pathway to improve the security of card payment systems
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Smart Payment Association (SPA) is the trade body of the cards and mobile payments industry and addresses the challenges of a fast-evolving payment ecosystem, prom