07 October 21
Digitalisation trends in the Swiss payment landscape
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We interviewed Dieter Goerdten, Head of Products & Services at SIX BBS Ltd. and Michael Montoya, CEO of SIX Interbank Clearing Ltd. to know more about the latest u
30 November 22
Publication of the first SPAA scheme rulebook
Today the European Payments Council (EPC) publishes the first (v1.0) SEPA Payment Account Access (SPAA) scheme rulebook. It consists of a set of rules, practices and standards that will allow the exchange of payment accounts related data and facilitates the initiation of payment transactions in the
SEPA Credit Transfer Rulebook - Public Consultation Document on 2024 Change Requests and Response Template
26 November 20
Publication of the 2021 EPC SEPA payment scheme rulebooks
Today the EPC published the 2021 EPC SEPA payment scheme rulebooks and the related Implementation guidelines (IGs). All 2021 EPC SEPA payment scheme rulebooks enter into force on 21 November 2021. To ensure planning security for all market participants, the publication of the new rulebook versions f
16 March 22
Instant payments in Slovakia
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Since January 2022, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in use in Slovakia, where three payment service providers (PSPs) have joined the scheme
28 April 23
The SRTP scheme - Steady and ready to take off in 2023
On 30 November 2020, the European Payment Council (EPC) published the first version of its Single Euro Payments Area (SEPA) Request-To-Pay scheme (SRTP) rulebook. Today the scheme is set to take off and already counts some registered participants, as well as new ones that are going to launch soon. W
26 October 22
The Nordic Payments Council: harmonising payments in the Nordics
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Nordic Payments Council (NPC) plays a critical role in the management of Nordic payment schemes. Newly appointed Secretary General Camilla Åkerman offers us her vi
31 October 23
Instant payments in Romania: the engine for development in the payments sector
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The payments sector in Romania has been very dynamic in recent years. Since its launch in 2019, the Romanian domestic instant payment system has seen a sharp rise in u
19 November 20
The Nordic Payments Council is creating the new Nordic payment schemes
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Nordic Payments Council (NPC) developed the first Nordic payment schemes, based on and close to the European Payments Council’s (EPC) Single Euro Payments Area (SE
09 September 20
EPI: towards a new European payment solution?
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. In early July a group of major European banks announced the launch of the European Payments Initiative (EPI) with the aim of creating a unified payment solution for co
20 January 23
The transformation of the UK payments landscape
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We continue our series of European payment landscapes with the profile of the United Kingdom (UK), and we interviewed Jana Mackintosh, Managing Director for Payments a
23 June 21
SWIFT – latest developments in cross border payments
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. SWIFT (Society for Worldwide Interbank Financial Telecommunication), one of the largest financial messaging systems in the world’s international payment network is con
13 February 20
Bizum: The Spanish instant mobile payment solution
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Bizum is a payment service launched by Spanish banks in 2016 to allow users to conduct Person-to-Person (P2P) payments through a smartphone. We interviewed Fernando Ro
13 April 21
Empowering European payments with SCT Inst
The instant payments space had been gaining significant traction in recent years, and access to immediate funds has become paramount for consumers and businesses in particular in the current pandemic. We launched the SEPA Instant Credit Transfer (SCT Inst) scheme almost three and a half years ago, a
30 March 23
State of play, challenges, perspectives for European payments - Interview with Etienne Goosse
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The European payment landscape is going through a considerable transformation due to technological developments, entry by new actors and regulatory changes. We intervi
28 February 23
Green payments: sustainability by design for a more viable future
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Currently, more and more companies talk about sustainability and are starting to take action to change their products to become more environmentally friendly and creat