Guidance documents 13 March 2024| Version 13.0 Yearly update of the “Guidelines on cryptographic algorithms usage and key management” Guidance documents Cards Contactless payments Credit transfer Direct debit Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments SDD mandate Security EPC342-08 v13.0 Guidelines on Cryptographic Algorithms Usage and Key Management.pdf DownloadPDF | 1.34 MB
EPC342-08 v13.0 Guidelines on Cryptographic Algorithms Usage and Key Management.pdf DownloadPDF | 1.34 MB
Guidance documents 13 March 2023| Version v12.0 Yearly update of the “Guidelines on cryptographic algorithms usage and key management” Guidance documents Cards Contactless payments Credit transfer Direct debit Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Multi-stakeholder group on mobile contactless SEPA card payments (MSG MCP) Person-to-Person mobile payments SDD mandate Security EPC342-08 v12.0 Guidelines on Cryptographic Algorithms Usage and Key Management DownloadPDF | 1.55 MB
EPC342-08 v12.0 Guidelines on Cryptographic Algorithms Usage and Key Management DownloadPDF | 1.55 MB
Minutes and agendas 10 May 2023 Agenda and Minutes of the 38th and 39th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 38th MSG MSCT Plenary meeting – 30 January 2023 (MSG MSCT 005-23) DownloadPDF | 270.31 KB Minutes 38th MSG MSCT Plenary meeting – 30 January 2023 (MSG MSCT 006-23) DownloadPDF | 508.08 KB Agenda 39th MSG MSCT Plenary meeting – 9 March 2023 (MSG MSCT 012-23) DownloadPDF | 250.96 KB Minutes 39th MSG MSCT Plenary meeting – 9 March 2023 (MSG MSCT 013-23) DownloadPDF | 471.9 KB
Guidance documents 08 March 2022| Version 11.0 Guidelines on cryptographic algorithms usage and key management Guidance documents Cards Contactless payments Credit transfer Direct debit Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments SDD mandate Security EPC342-08 v11.0 Guidelines on Cryptographic Algorithms Usage and Key Management. DownloadPDF | 1010.01 KB
EPC342-08 v11.0 Guidelines on Cryptographic Algorithms Usage and Key Management. DownloadPDF | 1010.01 KB
Minutes and agendas 02 November 2021 Agendas and Minutes of the 23rd and 24th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments SEPA Proxy Lookup (SPL) Agenda 23rd MSG MSCT Plenary meeting – 29 June 2021 (MSG MSCT 081-21v1.0) DownloadPDF | 268.57 KB Minutes 23rd MSG MSCT Plenary meeting – 29 June 2021 (MSG MSCT 082-21v1.0) DownloadPDF | 430.33 KB Agenda 24th MSG MSCT Plenary meeting – 31 August 2021 (MSG MSCT 086-21v1.0) DownloadPDF | 332.52 KB Minutes 24th MSG MSCT Plenary meeting – 31 August 2021 (MSG MSCT 087-21v1.0) DownloadPDF | 439.35 KB
Rulebooks 25 May 2022| Version v1.0 2023 SEPA Instant Credit Transfer rulebook version 1.0 Rulebooks Instant credit transfer EPC004-16 2023 SCT Instant Rulebook v1.0 DownloadPDF | 1.5 MB
Rulebooks 26 November 2020| Version v1.0 2021 SEPA Instant Credit Transfer rulebook version 1.0 Rulebooks Instant credit transfer 2021 SCT Instant Rulebook version 1.0 DownloadPDF | 1.79 MB
Rulebooks 12 March 2024| Version 1.0 SEPA Instant Credit Transfer Rulebook - Public Consultation Document on 2024 Change Requests and Response Template Rulebooks Instant credit transfer Public consultation EPC007-24 SCT Inst Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 4.15 MB EPC012-24 Response template - SCT Inst - 2024 scheme change management cycle DownloadXLSX | 669.21 KB
EPC007-24 SCT Inst Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 4.15 MB
EPC012-24 Response template - SCT Inst - 2024 scheme change management cycle DownloadXLSX | 669.21 KB
Guidance documents 14 November 2023| Version 4.0 Guidance on the migration to the 2019 version of the ISO 20022-based XML messaging standard Guidance documents Credit transfer Direct debit Instant credit transfer EPC087-22 v4.0 EPC guidance document - Migration to the 2019 Version of ISO 20022-based XML Messaging Standard DownloadPDF | 790.67 KB
EPC087-22 v4.0 EPC guidance document - Migration to the 2019 Version of ISO 20022-based XML Messaging Standard DownloadPDF | 790.67 KB
Minutes and agendas 30 November 2023 Agenda and minutes of the fourth meeting of the Scheme Technical Player Multi-Stakeholder Group (September 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) STP MSG 003-23 Agenda 4th STP MSG meeting 2023-09-13 DownloadPDF | 196.41 KB STP MSG 004-23 Minutes 4th STP MSG meeting 13 September 2023 DownloadPDF | 267.6 KB
Minutes and agendas 26 June 2023 Agenda and Minutes of the 40th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 40th MSG MSCT Plenary meeting – 18 April 2023 (MSG MSCT 020-23) DownloadPDF | 256.01 KB Minutes 40th MSG MSCT Plenary meeting – 18 April 2023 (MSG MSCT 021-23) DownloadPDF | 483.14 KB
Minutes and agendas 07 February 2023 Agenda and Minutes of the 35th, 36th and 37th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 35th MSG MSCT Plenary meeting – 6 October 2022 (MSG MSCT 080-22) DownloadPDF | 228.05 KB Minutes 35th MSG MSCT Plenary meeting – 6 October 2022 (MSG MSCT 081-22) DownloadPDF | 469.25 KB Agenda 36th MSG MSCT Plenary meeting – 3 November 2022 (MSG MSCT 090-22) DownloadPDF | 241.92 KB Minutes 36th MSG MSCT Plenary meeting – 3 November 2022 (MSG MSCT 091-22) DownloadPDF | 462.93 KB Agenda 37th MSG MSCT Plenary meeting – 6 December 2022 (MSG MSCT 100-22) DownloadPDF | 276.68 KB Minutes 37th MSG MSCT Plenary meeting – 6 December 2022 (MSG MSCT 101-22) DownloadPDF | 485.49 KB
Reports 06 December 2023| Version 1.0 Yearly update of the “Payment Threats and Fraud Trends Report” Reports Cards Contactless payments Credit transfer Instant credit transfer Direct debit Mobile Security SEPA Request-to-Pay (SRTP) Payment System Security Group (PSSG) EPC181-23 v1.0 2023 Payments Threats and Fraud Trends Report DownloadPDF | 1.16 MB
Minutes and agendas 24 June 2022 Agenda and Minutes of the 30th and 31st MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 30th MSG MSCT Plenary meeting – 21 March 2022 (MSG MSCT 030-22) DownloadPDF | 304.17 KB Minutes 30th MSG MSCT Plenary meeting – 21 March 2022 (MSG MSCT 031-22) DownloadPDF | 465.18 KB Agenda 31st MSG MSCT Plenary meeting – 29 April 2022 (MSG MSCT 041-22) DownloadPDF | 226.39 KB Minutes 31st MSG MSCT Plenary meeting – 29 April 2022 (MSG MSCT 042-22) DownloadPDF | 481.18 KB
Other 30 May 2023| Version v 6.0 Guide for Adherence to the SEPA Credit Transfer scheme, the SEPA Instant Credit Transfer scheme, the SEPA Direct Debit schemes and the One-Leg Out Instant Credit Transfer Other Adherence Credit transfer Direct debit Instant credit transfer One-Leg Out Instant Credit Transfer (OCT Inst) EPC012-17 Adherence Guide to the EPC Payment Schemes v6.0 DownloadPDF | 579.97 KB
Minutes and agendas 08 July 2021 Agenda and Minutes of the 22nd MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 22nd MSG MSCT Plenary meeting - 28 May 2021 DownloadPDF | 244.77 KB Minutes 22nd MSG MSCT Plenary meeting - 28 May 2021 DownloadPDF | 527.88 KB
Minutes and agendas 23 February 2022 Agenda and Minutes of the 28th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 138-21v1.0) DownloadPDF | 240.53 KB Minutes 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 139-21v1.0) DownloadPDF | 580.08 KB
Agenda 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 138-21v1.0) DownloadPDF | 240.53 KB
Minutes 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 139-21v1.0) DownloadPDF | 580.08 KB
Minutes and agendas 14 April 2022 Agenda and minutes of the first meeting of the Scheme Technical Player Multi-Stakeholder Group (March 2022) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) STP MSG 001-22 Agenda 1st STP MSG meeting 2022-03-03 DownloadPDF | 192.61 KB STP MSG 002-22 Minutes 1st STP MSG meeting 03 March 2022 DownloadPDF | 412.12 KB
Minutes and agendas 20 October 2022 Agenda and minutes of the second meeting of the Scheme Technical Player Multi-Stakeholder Group (September 2022) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) STP MSG 003-22 Agenda 2nd STP MSG meeting 2022-09-07 DownloadPDF | 192.42 KB STP MSG 004-22 Minutes 2nd STP MSG meeting 07 September 2022 DownloadPDF | 308.75 KB
Minutes and agendas 05 November 2020 Agenda and Minutes of the 14th and 15th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 14th MSG MSCT Plenary meeting – 1 September 2020 (MSG MSCT 073-20v1.0) DownloadPDF | 260.13 KB Minutes 14th MSG MSCT Plenary meeting – 1 September 020 (MSG MSCT 074-20v1.0 DownloadPDF | 678.1 KB Agenda 15th MSG MSCT Plenary meeting – 1 October 2020 (MSG MSCT 087-20v1.0) DownloadPDF | 232.93 KB Minutes 15th MSG MSCT Plenary meeting – 1 October 2020 (MSG MSCT 088-20v1.0) DownloadPDF | 673.31 KB
Agenda 14th MSG MSCT Plenary meeting – 1 September 2020 (MSG MSCT 073-20v1.0) DownloadPDF | 260.13 KB
Minutes and agendas 11 April 2022 Agenda and Minutes of the 29th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 29th MSG MSCT Plenary meeting – 26 January 2022 (MSG MSCT 007-22) DownloadPDF | 243.59 KB Minutes 29th MSG MSCT Plenary meeting – 26 January 2022 (MSG MSCT 008-22) DownloadPDF | 505.32 KB
Rulebooks 09 January 2024| Version v5.0 EPC Payment Scheme Management Rules Rulebooks Adherence Credit transfer Direct debit Governance One-Leg Out Instant credit transfer Scheme End-User Multi-Stakeholder Group (SEU MSG) Scheme Technical Player Multi-Stakeholder Group (STP MSG) Dispute Resolution Committee (DRC) Payment Scheme Management Board (PSMB) EPC207-14 v5.0 EPC Payment Scheme Management Rules DownloadPDF | 519.01 KB
Minutes and agendas 29 March 2021 Agendas and Minutes of the 18th and 19th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Multi-stakeholder group on mobile contactless SEPA card payments (MSG MCP) Person-to-Person mobile payments Agenda 18th MSG MSCT Plenary meeting - 15 January 2021 (MSG MSCT 003-21v1.0) DownloadPDF | 239.54 KB Minutes 18th MSG MSCT Plenary meeting - 15 January 2021 (MSG MSCT 004-21v1.0) DownloadPDF | 537.85 KB Agenda 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 014-21v1.0) DownloadPDF | 268.99 KB Minutes 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 015-21v1.0) DownloadPDF | 538.26 KB
Minutes 18th MSG MSCT Plenary meeting - 15 January 2021 (MSG MSCT 004-21v1.0) DownloadPDF | 537.85 KB
Agenda 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 014-21v1.0) DownloadPDF | 268.99 KB
Minutes 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 015-21v1.0) DownloadPDF | 538.26 KB
Minutes and agendas 21 December 2021 Agenda and minutes of the 13th meeting of the EPC Scheme End-User Forum (September 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme End User Forum (SEUF) Instant credit transfer SEUF 003-21 Agenda 13th meeting Scheme End-User Forum 2021-09-10 DownloadPDF | 165.79 KB SEUF 004-21 Minutes 13th SEUF meeting 10 September 2021 DownloadPDF | 339.74 KB
Guidance documents 08 December 2020| Version 1.0 Technical interoperability of MSCTs based on payer-presented data Guidance documents Contactless payments Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Request-To-Pay Multi-Stakeholder Group (RTP MSG) EPC096-20v1.0 Technical interoperability of MSCTs based on payer-presented data DownloadPDF | 1.03 MB
EPC096-20v1.0 Technical interoperability of MSCTs based on payer-presented data DownloadPDF | 1.03 MB
Minutes and agendas 14 April 2022 Agenda and minutes of the first meeting of the Scheme End-User Multi-Stakeholder Group (March 2022) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) SEU MSG 001-22 Agenda 1st SEU MSG meeting 2022-03-01 DownloadPDF | 195.45 KB SEU MSG 002-22 Minutes 1st SEU MSG meeting 01 March 2022 DownloadPDF | 345.29 KB
Minutes and agendas 26 May 2021 Agenda and minutes of the 14th meeting of the EPC Scheme Technical Forum (March 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme Technical Forum (ESTF) Instant credit transfer ESTF 001-21 Agenda 14th meeting EPC Scheme Technical Forum 2021-03-24 DownloadPDF | 167.4 KB ESTF 002-21 Minutes 14th ESTF meeting 24 March 2021 DownloadPDF | 359.87 KB
Minutes and agendas 06 June 2023 Agenda and minutes of the third meeting of the Scheme End-User Multi-Stakeholder Group (March 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) SEU MSG 001-23 Agenda 3rd SEU MSG meeting 2023-03-28 DownloadPDF | 169.21 KB SEU MSG 002-23 Minutes 3rd SEU MSG meeting 28 March 2023 DownloadPDF | 302.06 KB
Minutes and agendas 06 June 2023 Agenda and minutes of the third meeting of the Scheme Technical Player Multi-Stakeholder Group (March 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) STP MSG 001-23 Agenda 3rd STP MSG meeting 2023-03-29 DownloadPDF | 172.61 KB STP MSG 002-23 Minutes 3rd STP MSG meeting 29 March 2023 DownloadPDF | 295.81 KB
Minutes and agendas 13 October 2022 Agenda and Minutes of the 34th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 34th MSG MSCT Plenary meeting – 23 August 2022 (MSG MSCT 070-22) DownloadPDF | 227.39 KB Minutes 34th MSG MSCT Plenary meeting – 23 August 2022 (MSG MSCT 071-22) DownloadPDF | 512.32 KB
Other 01 July 2020 Infographic – A New Era in Payments: Launch of the SEPA Instant Credit Transfer Scheme Other Media and communication Instant credit transfer A New Era in Payments: Launch of the SEPA Instant Credit Transfer Scheme DownloadPDF | 17.55 MB
Minutes and agendas 20 October 2022 Agenda and minutes of the second meeting of the Scheme End-User Multi-Stakeholder Group (September 2022) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) SEU MSG 003-22 Agenda 2nd SEU MSG meeting 2022-09-12 DownloadPDF | 195.91 KB SEU MSG 004-22 Minutes 2nd SEU MSG meeting 12 September 2022 DownloadPDF | 280.91 KB
Minutes and agendas 28 January 2022 Agenda and Minutes of the 27th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 27th MSG MSCT Plenary meeting – 4 November 2021 (MSG MSCT 130-21v1.0) DownloadPDF | 250.66 KB Minutes 27th MSG MSCT Plenary meeting – 4 November 2021 (MSG MSCT 131-21v1.0) DownloadPDF | 596.17 KB
Minutes 27th MSG MSCT Plenary meeting – 4 November 2021 (MSG MSCT 131-21v1.0) DownloadPDF | 596.17 KB
Other 01 July 2020 Questions & Answers on the SEPA Instant Credit Transfer Scheme Other Media and communication Instant credit transfer EPC090-16 v4.0_QA_SCT Inst scheme_Updated July 2020 DownloadPDF | 176.69 KB
Minutes and agendas 21 December 2021 Agenda and minutes of the 15th meeting of the EPC Scheme Technical Forum (September 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme Technical Forum (ESTF) Instant credit transfer ESTF 003-21 Agenda 15th meeting EPC Scheme Technical Forum 2021-09-09 DownloadPDF | 168.01 KB ESTF 004-21 Minutes 15th ESTF meeting 09 September 2021 DownloadPDF | 398.57 KB
Minutes and agendas 04 February 2021 Agenda and Minutes of the 17th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments MSG MSCT 103-20v1.0 Agenda 17th MSG MSCT Plenary meeting 4 December 2020 DownloadPDF | 225.92 KB MSG MSCT 104-20v1.0 Minutes MSG MSCT Plenary meeting 4-12-2020 DownloadPDF | 537.5 KB
Minutes and agendas 26 May 2021 Agenda and minutes of the 12th meeting of the EPC Scheme End-User Forum (March 2021) Minutes and agendas Credit transfer Direct debit EPC Scheme End User Forum (SEUF) Instant credit transfer SEUF 001-21 Agenda 12th meeting Scheme End-User Forum 2021-03-25 DownloadPDF | 164.89 KB SEUF 002-21 Minutes 12th SEUF meeting 25 March 2021 DownloadPDF | 317.5 KB
Reports 08 December 2022 Yearly update of the “Payment Threats and Fraud Trends Report” Reports Cards Contactless payments Credit transfer Direct debit Instant credit transfer Mobile Security SEPA Request-to-Pay (SRTP) Payment System Security Group (PSSG) EPC183-22 v1.0 2022 Payments Threats and Fraud Trends Report DownloadPDF | 1.22 MB
Minutes and agendas 02 December 2021 Agenda and Minutes of the 25th and 26th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Person-to-Person mobile payments Agenda 25th MSG MSCT Plenary meeting – 30 September 2021 (MSG MSCT 106-21v1.0) DownloadPDF | 240.17 KB Minutes 25th MSG MSCT Plenary meeting – 30 September 2021 (MSG MSCT 108-21v1.0) DownloadPDF | 540.83 KB Agenda 26th MSG MSCT Plenary meeting – 20 October 2021 (MSG MSCT 126-21v1.0) DownloadPDF | 238.32 KB Minutes 26th MSG MSCT Plenary meeting – 20 October 2021 (MSG MSCT 127-21v1.0) DownloadPDF | 546.08 KB
Agenda 25th MSG MSCT Plenary meeting – 30 September 2021 (MSG MSCT 106-21v1.0) DownloadPDF | 240.17 KB
Minutes 25th MSG MSCT Plenary meeting – 30 September 2021 (MSG MSCT 108-21v1.0) DownloadPDF | 540.83 KB
Minutes 26th MSG MSCT Plenary meeting – 20 October 2021 (MSG MSCT 127-21v1.0) DownloadPDF | 546.08 KB
Guidance documents 28 May 2020| Version v1.0 Technical Interoperability for MSCTs based on payee-presented data Guidance documents Contactless payments Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments EPC312-19v1.0 - Technical Interoperability of MSCTs based on payee-presented data DownloadPDF | 818.49 KB
EPC312-19v1.0 - Technical Interoperability of MSCTs based on payee-presented data DownloadPDF | 818.49 KB
Reports 06 December 2021| Version v1.0 2021 Payment Threats and Fraud Trends Report Reports Cards Contactless payments Credit transfer Direct debit Mobile Instant credit transfer Security SEPA Request-to-Pay (SRTP) Payment System Security Group (PSSG) EPC193-21 v1.0 2021 Payments Threats and Fraud Trends DownloadPDF | 1.18 MB
Rulebooks 13 September 2021| Version v1.0 SEPA Instant Credit Transfer Rulebook - Public Consultation Document on 2022 Change Requests and Response Template Rulebooks Instant credit transfer Public consultation EPC157-21 SCT Inst Scheme Rulebook - Public Consultation Document on 2022 Change Requests DownloadPDF | 4.92 MB EPC161-21 Response template - SCT Inst - 2022 scheme change management cycle DownloadXLSX | 667.9 KB
EPC157-21 SCT Inst Scheme Rulebook - Public Consultation Document on 2022 Change Requests DownloadPDF | 4.92 MB
Rulebooks 14 November 2023| Version 1.2 2023 SEPA Instant Credit Transfer rulebook version 1.2 Rulebooks Instant credit transfer EPC004-16 2023 SCT Instant Rulebook v1.2 DownloadPDF | 1.79 MB
Rulebooks 14 November 2023| Version 1.3 2021 SEPA Instant Credit Transfer rulebook version 1.3 Rulebooks Instant credit transfer EPC004-16 2021 SCT Instant Rulebook v1.3 DownloadPDF | 1.74 MB
Guidance documents 08 July 2021 Public consultation on draft second release “Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance (MSCT IG)” Guidance documents Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Public consultation Request-To-Pay Multi-Stakeholder Group (RTP MSG) Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance – draft 2nd release (EPC269-21v1.14) DownloadPDF | 9.74 MB Feedback questionnaire New MSCT use cases and interoperability models (MSG MSCT 074-21v1.0) DownloadDOCX | 350.45 KB
Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance – draft 2nd release (EPC269-21v1.14) DownloadPDF | 9.74 MB
Feedback questionnaire New MSCT use cases and interoperability models (MSG MSCT 074-21v1.0) DownloadDOCX | 350.45 KB
Rulebooks 27 October 2022| Version v1.1 2023 SEPA Instant Credit Transfer rulebook version 1.1 Rulebooks Instant credit transfer EPC004-16 2023 SCT Instant Rulebook v1.1 DownloadPDF | 1.49 MB
Rulebooks 27 October 2022| Version v1.2 2021 SEPA Instant Credit Transfer rulebook version 1.2 Rulebooks Instant credit transfer EPC004-16 2021 SCT Instant Rulebook v1.2 DownloadPDF | 1.53 MB