SEPA Credit Transfer rulebook and implementation guidelines
26 November 20
Publication of the 2021 EPC SEPA payment scheme rulebooks
Today the EPC published the 2021 EPC SEPA payment scheme rulebooks and the related Implementation guidelines (IGs). All 2021 EPC SEPA payment scheme rulebooks enter into force on 21 November 2021. To ensure planning security for all market participants, the publication of the new rulebook versions f
SEPA Instant Credit Transfer rulebook and implementation guidelines
SEPA Credit Transfer Scheme Inter-PSP Implementation Guidelines 2021 version 1.0
EPC Members
SEPA Credit Transfer
SEPA Credit Transfer Rulebook - Public Consultation Document on 2024 Change Requests and Response Template
The schemes rely on global open standards
03 November 20
Brexit reminder: how to get ready for the end of the transition period
As of 1 January 2021 the United Kingdom (UK) is set to leave the single market and customs union, either with an European Union (EU) - UK deal, negotiated during the transition period, or without it (i.e. "no-deal" Brexit). The UK will at that point maintain participation in the Single Euro payments
20 May 20
SCT Inst scheme gaining further traction in Europe
November 2017 marked a major event in an increasingly instant world: the launch of the Single Euro Payments Area (SEPA) Instant Credit Transfer (SCT Inst), which enables credit transfers in ten seconds – or less – across the SEPA. Two and a half years on, the scheme has grown significantly, and the
21 December 21
Brexit reminder: implications for all SEPA payment scheme participants
On 1 January 2021, the UK left the EU Single Market and Customs Union. In the run-up to that date, the European Payments Council (EPC) requested on several occasions all SEPA payment scheme participants to implement the measures described below, to ensure a continued smooth processing of cross-
21 February 22
Second release of mobile Initiated SEPA (Instant) Credit Transfer Payments and Technical Interoperability Guidance
The multi-stakeholder group on mobile initiated SEPA (instant) credit transfers (MSG MSCT) has prepared the second release of the document “Mobile Initiated SEPA (Instant) Credit Transfer Payments and Technical Interoperability Guidance” (MSCT IG), originally published in 2019. The document inclu
14 July 20
Brexit from 1 January 2021 onwards: get ready for the end of the transition period
On 7 March 2019, the EPC published its decision paper on Brexit and United Kingdom’s (UK) payment service providers’ (PSPs) participation in the EPC SEPA payment schemes, approving UK Finance's application for the continued participation of UK PSPs in the EPC SEPA payment schemes, even in the event
SEPA Direct Debit
SEPA Instant Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.2
SEPA Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.1
06 July 21
New version of the Clarification Paper on SEPA Credit Transfer and SEPA Instant Credit Transfer rulebooks
Today the EPC published the version 1.7 of the Clarification Paper on Single Euro Payments Area (SEPA) Credit Transfer (SCT) and SEPA Instant Credit Transfer (SCT Inst) rulebooks. The objective of this new document is to offer information and recommendations to the scheme participants. This ve