SEPA Credit Transfer
Contributing to the future of payments in Europe
Register of Participants
SEPA Instant Credit Transfer
27 October 22
New entry-into-force time of the 2023 EPC SEPA Instant Credit Transfer rulebook preceded by a SEPA-wide downtime period
Today, the European Payments Council (EPC) has published version 1.1 of the 2023 EPC SEPA Instant Credit Transfer rulebook and related document on the SCT Inst maximum amount. This rulebook version replaces with immediate effect version 1.0 of the 2023 SCT Inst rulebook published in May 2022. It hig
07 October 21
Digitalisation trends in the Swiss payment landscape
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We interviewed Dieter Goerdten, Head of Products & Services at SIX BBS Ltd. and Michael Montoya, CEO of SIX Interbank Clearing Ltd. to know more about the latest u
07 January 21
Programmable instant payments in DLT networks and distribution of digital money
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. In July 2020, five Spanish banks successfully completed a proof of concept (POC) for an interbank smart payments’ platform managed by Iberpay. To complete the POC, Ibe
10 February 22
One-Leg Out: enhancing international euro credit transfers between SEPA and the rest of the globe
On 18 January, we launched a 90-day public consultation on the [Instant] Euro One-Leg Out Credit Transfer ([Inst] Euro OCT) arrangement rulebook. It aims to facilitate the processing of international (instant) credit transfers in euros between SEPA and non-SEPA countries. We interviewed the drafter
SEPA Credit Transfer Rulebook - Public Consultation Document on 2024 Change Requests and Response Template
Public consultation on the SEPA Request-to-Pay scheme Rulebook change requests
SEPA Direct Debit Core Rulebook - Public Consultation Document on 2024 Change Requests and Response Template
15 December 21
SEPA Request-to-Pay (SRTP) Scheme - A new driver for innovation in European payments
The Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) scheme managed by the European Payments Council (EPC) covers a set of operating rules and technical elements (including messages) that allow a Payee to request digitally the initiation of a payment from a Payer in a wide range of physical or