SEPA Instant Credit Transfer SEPA Instant Credit Transfer (SCT Inst) heralds a new era in payments. Payments are no exception to an increasingly digital and immediate society. Read more
Rulebooks 12 March 2024| Version 1.0 One-Leg Out Instant Credit Transfer Rulebook - Public Consultation Document on 2024 Change Requests and Response Template Rulebooks One-Leg Out Instant Credit Transfer (OCT Inst) Public consultation EPC010-24 OCT Inst Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 2.98 MB EPC015-24 Response template - OCT Inst - 2024 scheme change management cycle DownloadXLSX | 667.69 KB
EPC010-24 OCT Inst Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 2.98 MB
EPC015-24 Response template - OCT Inst - 2024 scheme change management cycle DownloadXLSX | 667.69 KB
Rulebooks 12 March 2024| Version v1.0 SEPA Credit Transfer Rulebook - Public Consultation Document on 2024 Change Requests and Response Template Rulebooks Credit transfer Public consultation EPC006-24 SCT Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 3.18 MB EPC011-24 Response template - SCT - 2024 scheme change management cycle DownloadXLSX | 667.72 KB
EPC006-24 SCT Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 3.18 MB
Rulebooks 12 March 2024| Version 1.0 SEPA Instant Credit Transfer Rulebook - Public Consultation Document on 2024 Change Requests and Response Template Rulebooks Instant credit transfer Public consultation EPC007-24 SCT Inst Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 4.15 MB EPC012-24 Response template - SCT Inst - 2024 scheme change management cycle DownloadXLSX | 669.21 KB
EPC007-24 SCT Inst Scheme Rulebook - Public Consultation Document on 2024 Change Requests DownloadPDF | 4.15 MB
EPC012-24 Response template - SCT Inst - 2024 scheme change management cycle DownloadXLSX | 669.21 KB
Rulebooks 14 November 2023| Version 1.3 2021 SEPA Instant Credit Transfer rulebook version 1.3 Rulebooks Instant credit transfer EPC004-16 2021 SCT Instant Rulebook v1.3 DownloadPDF | 1.74 MB
Rulebooks 14 November 2023| Version 1.2 2023 SEPA Instant Credit Transfer rulebook version 1.2 Rulebooks Instant credit transfer EPC004-16 2023 SCT Instant Rulebook v1.2 DownloadPDF | 1.79 MB
Rulebooks 14 November 2023| Version 1.3 2021 SEPA Credit Transfer rulebook version 1.3 Rulebooks Credit transfer EPC125-05 2021 SCT Rulebook version 1.3 DownloadPDF | 1.47 MB
Rulebooks 14 November 2023| Version 1.1 2023 SEPA Credit Transfer rulebook version 1.1 Rulebooks Credit transfer EPC125-05 2023 SCT Rulebook version 1.1 DownloadPDF | 1.65 MB
Rulebooks 30 June 2023| Version v1.1 2023 One-Leg Out Instant Credit Transfer Rulebook Version 1.1 Rulebooks One-Leg Out EPC158-22 v1.1 2023 One-Leg Out Instant Credit Transfer (OCT Inst) Scheme Rulebook DownloadPDF | 2.7 MB
EPC158-22 v1.1 2023 One-Leg Out Instant Credit Transfer (OCT Inst) Scheme Rulebook DownloadPDF | 2.7 MB
Other 28 March 2023| Version v1.0 2022 Public Consultation on the [Instant] Euro One-Leg Out Credit Transfer Arrangement Rulebook – Collected Comments with EPC Responses Other Credit transfer One-Leg Out Instant Credit Transfer (OCT Inst) Instant credit transfer Public consultation EPC091-22 [Inst] Euro OCT Arrangement rulebook - 2022 Public Consultation comments & EPC responses DownloadPDF | 1.13 MB
EPC091-22 [Inst] Euro OCT Arrangement rulebook - 2022 Public Consultation comments & EPC responses DownloadPDF | 1.13 MB
Rulebooks 28 March 2023| Version v1.0 2023 One-Leg Out Instant Credit Transfer Rulebook Version 1.0 Rulebooks One-Leg Out Instant Credit Transfer (OCT Inst) EPC158-22 v1.0 2023 One-Leg Out Instant Credit Transfer (OCT Inst) Scheme Rulebook DownloadPDF | 2.63 MB
EPC158-22 v1.0 2023 One-Leg Out Instant Credit Transfer (OCT Inst) Scheme Rulebook DownloadPDF | 2.63 MB
Rulebooks 27 October 2022| Version v1.2 2021 SEPA Instant Credit Transfer rulebook version 1.2 Rulebooks Instant credit transfer EPC004-16 2021 SCT Instant Rulebook v1.2 DownloadPDF | 1.53 MB
Rulebooks 27 October 2022| Version v1.1 2023 SEPA Instant Credit Transfer rulebook version 1.1 Rulebooks Instant credit transfer EPC004-16 2023 SCT Instant Rulebook v1.1 DownloadPDF | 1.49 MB
Rulebooks 25 May 2022| Version v1.0 2023 SEPA Instant Credit Transfer rulebook version 1.0 Rulebooks Instant credit transfer EPC004-16 2023 SCT Instant Rulebook v1.0 DownloadPDF | 1.5 MB
Rulebooks 13 December 2021| Version v1.1 2021 SEPA Instant Credit Transfer rulebook version 1.1 Rulebooks Instant credit transfer EPC004-16 2021 SCT Instant Rulebook v1.1 DownloadPDF | 1.51 MB
Rulebooks 25 May 2022| Version v1.2 2021 SEPA Credit Transfer rulebook version 1.2 Rulebooks Credit transfer EPC125-05 2021 SCT Rulebook version 1.2 DownloadPDF | 1.28 MB
Rulebooks 18 January 2022| Version v0.1 Public consultation on the [Instant] Euro One-Leg Out Credit Transfer Arrangement Rulebook Rulebooks One-Leg Out Instant Credit Transfer (OCT Inst) Credit transfer Instant credit transfer Public consultation EPC145-21 [Instant] Euro One-Leg Out Credit Transfer Arrangement Rulebook v0.1 - for public consultation DownloadPDF | 2.24 MB EPC208-21 Max. Amount for Instant Euro OCT Instructions under the [Inst] Euro OCT Arrangement RB - for public consultation DownloadPDF | 219.38 KB EPC013-22 [Inst] Euro OCT Arrangement rulebook - Response template for public consultation DownloadDOCX | 207.35 KB
EPC145-21 [Instant] Euro One-Leg Out Credit Transfer Arrangement Rulebook v0.1 - for public consultation DownloadPDF | 2.24 MB
EPC208-21 Max. Amount for Instant Euro OCT Instructions under the [Inst] Euro OCT Arrangement RB - for public consultation DownloadPDF | 219.38 KB
EPC013-22 [Inst] Euro OCT Arrangement rulebook - Response template for public consultation DownloadDOCX | 207.35 KB
Rulebooks 25 May 2022| Version v1.0 2023 SEPA Credit Transfer rulebook version 1.0 Rulebooks Credit transfer EPC125-05 2023 SCT Rulebook version 1.0 DownloadPDF | 1.3 MB
Rulebooks 13 December 2021| Version v1.1 2021 SEPA Credit Transfer rulebook version 1.1 Rulebooks Credit transfer EPC125-05 2021 SCT Rulebook version 1.1 DownloadPDF | 1.25 MB
Rulebooks 26 November 2020| Version v1.0 2021 SEPA Credit Transfer rulebook version 1.0 Rulebooks Credit transfer 2021 SCT Rulebook version 1.0 DownloadPDF | 1.3 MB
Other 25 May 2022 Public consultation on the SEPA Request-to-Pay scheme Rulebook Other Public consultation SEPA Request-to-Pay (SRTP) EPC074-22 v1.0 SRTP Scheme Rulebook 2022 Change Request Public Consultation Document DownloadPDF | 2.84 MB EPC075-22 v1.0 Response template SRTP Scheme Rulebook 2022 Change Request Public Consultation DownloadXLSX | 667.87 KB
EPC074-22 v1.0 SRTP Scheme Rulebook 2022 Change Request Public Consultation Document DownloadPDF | 2.84 MB
EPC075-22 v1.0 Response template SRTP Scheme Rulebook 2022 Change Request Public Consultation DownloadXLSX | 667.87 KB
Guidance documents 03 November 2022| Version v2.0 Clarification paper on SEPA Credit Transfer and SEPA Instant Credit Transfer rulebooks Guidance documents Credit transfer Instant credit transfer EPC131-17 v2.0 Clarification Paper SCT and SCT Inst scheme rulebooks DownloadPDF | 733.67 KB
Reports 08 March 2017| Version 5.0 EPC White paper on mobile payments (version 5.0) Reports Mobile EPC492-09 v5.0 White Paper Mobile Payments - edition 2017 DownloadPDF | 2.22 MB
Rulebooks 13 September 2021| Version v1.0 SEPA Instant Credit Transfer Rulebook - Public Consultation Document on 2022 Change Requests and Response Template Rulebooks Instant credit transfer Public consultation EPC157-21 SCT Inst Scheme Rulebook - Public Consultation Document on 2022 Change Requests DownloadPDF | 4.92 MB EPC161-21 Response template - SCT Inst - 2022 scheme change management cycle DownloadXLSX | 667.9 KB
EPC157-21 SCT Inst Scheme Rulebook - Public Consultation Document on 2022 Change Requests DownloadPDF | 4.92 MB
Rulebooks 26 November 2020| Version v1.0 2021 SEPA Direct Debit Core rulebook version 1.0 Rulebooks Direct debit 2021 SDD Core Rulebook version 1.0 DownloadPDF | 2.2 MB
Other 24 November 2022 2022 Public Consultation – SRTP Scheme Change Proposal Submission Document Other SEPA Request-to-Pay (SRTP) EPC156-22 v1.0 Change Proposal Submission Document following the 2022 Public Consultation on SRTP Scheme Rulebook 2022 Change Requests DownloadPDF | 1.02 MB
EPC156-22 v1.0 Change Proposal Submission Document following the 2022 Public Consultation on SRTP Scheme Rulebook 2022 Change Requests DownloadPDF | 1.02 MB
Rulebooks 26 November 2020| Version v1.0 2021 SEPA Instant Credit Transfer rulebook version 1.0 Rulebooks Instant credit transfer 2021 SCT Instant Rulebook version 1.0 DownloadPDF | 1.79 MB
Rulebooks 26 June 2023| Version v1.1 The SEPA Payment Account Access (SPAA) Scheme Rulebook v1.1 Rulebooks SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SEPA Payment Account Access (SPAA) EPC012-22 v1.1 SEPA Payment Account Access Scheme Rulebook DownloadPDF | 1.73 MB
Rulebooks 30 November 2022| Version v1.0 The SEPA Payment Account Access (SPAA) Scheme Rulebook Rulebooks SEPA Payment Account Access (SPAA) EPC012-22 v1.0 SEPA Payment Account Access Scheme Rulebook DownloadPDF | 1.54 MB
Rulebooks 24 November 2022| Version v3.0 The SEPA Request-to-Pay scheme rulebook version v3.0 Rulebooks SEPA Request-to-Pay (SRTP) EPC014-20 v3.0 SEPA RTP Scheme Rulebook DownloadPDF | 1.95 MB
Rulebooks 25 May 2022| Version v1.0 2022 Public Consultation – EPC SEPA Payment Scheme Change Proposal Submission Documents Rulebooks Credit transfer Direct debit Governance Instant credit transfer Public consultation EPC005-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT change requests DownloadPDF | 565.5 KB EPC006-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT Inst change requests DownloadPDF | 633.96 KB EPC007-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD Core change requests DownloadPDF | 488.04 KB EPC008-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD B2B change requests DownloadPDF | 459.57 KB
EPC005-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT change requests DownloadPDF | 565.5 KB
EPC006-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT Inst change requests DownloadPDF | 633.96 KB
EPC007-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD Core change requests DownloadPDF | 488.04 KB
EPC008-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD B2B change requests DownloadPDF | 459.57 KB