SEPA Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.1
31 October 23
Instant payments in Romania: the engine for development in the payments sector
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The payments sector in Romania has been very dynamic in recent years. Since its launch in 2019, the Romanian domestic instant payment system has seen a sharp rise in u
24 October 23
Migration of the SEPA payment schemes to the 2019 version of ISO 20022 postponed to Sunday 17 March 2024
Since the end of March 2023, the European Payments Council (EPC) has closely monitored the SEPA payment scheme participants’ preparations to migrate the four SEPA payment schemes (i.e. the SEPA Credit Transfer (SCT), SEPA Instant Credit Transfer (SCT Inst), SEPA Direct Debit Core (SDD Core) and SDD
09 October 23
Around the web - a compilation of interesting reports about payments
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Staying up to date with the latest news and trends in the industry? We’ve put together a list of free recently published payment-related reports from differen
28 September 23
Exploring FIDA: revised rules on financial data sharing access
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council or the European Commission. In June 2023 the European Commission put forward a proposal for a Regulation to further digitalise and improve competitiveness in the Europe
27 September 23
Call for candidates for the Scheme End-User Multi-Stakeholder Group and for the Scheme Technical Player Multi-Stakeholder Group
In 2021, the European Payments Council’s (EPC) Board entrusted the Scheme End-User Multi-Stakeholder Group (SEU MSG) and the Scheme Technical Player Multi-Stakeholder Group (STP MSG) with the mission to maintain a formal and regular dialogue between the EPC and representatives of associations of end
18 September 23
What do the PSD3 and PSR mean for the payments sector?
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council or the European Commission. On June 28, 2023, the European Commission (EC) published a set of new legislative proposals, notably for a Third Payment Services Directive
28 July 23
Payments in wartime: the story of the National Bank of Ukraine
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Russia invaded Ukraine on 24 February 2022. Ever since, martial law has made ensuring the country’s economic and financial stability a challenge for the National Bank
18 July 23
The Croatian payment landscape
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Croatia became the 20th EU Member State to join the euro on 1 January this year. Since the end of June, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in
03 July 23
The EPC updates its members’ list
The European Payments Council (EPC) is glad to count among its members one additional organisation: • Insignia Cards Limited (Based in Malta) The EPC now represents 78 payment service providers and their associations.
One-Leg Out Instant Credit Transfer Scheme Inter-PSP Implementation Guidelines 2023 version 1.0
30 June 23
Publication of the OCT Inst Implementation Guidelines and version 1.1 of the 2023 OCT Inst Rulebook
Today the European Payments Council (EPC) published the Customer-to-Payment Service Provider (PSP) (C2PSP) and the Inter-PSP implementation guidelines (IGs) based on version 1.1 of the 2023 One-Leg Out Instant Credit Transfer (OCT Inst) rulebook. Version 1.1 of the 2023 OCT Inst rulebook has also be
27 June 23
Publication of the “Interoperability of MSCTs based on NFC or BLE” document
Today the European Payments Council (EPC) is publishing the “Interoperability of mobile initiated SEPA (instant) credit transfers (MSCTs) based on Near Field Communication (NFC) or Bluetooth Low Energy (BLE)” document that has been prepared by the multi-stakeholder group on Mobile Initiated (instant
26 June 23
Publication of the updated SPAA scheme rulebook
Today the European Payments Council (EPC) publishes the updated version (1.1) of the SEPA Payment Account Access (SPAA) scheme rulebook, which replaces with immediate effect version 1.0 (published in November 2022). Version 1.1 of the rulebook will come into effect on 30 November 2023. The main c
22 June 23
The role of payments in driving positive climate action
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We continue our series of interviews focusing on sustainability in the payments industry with the contribution of Valerie Nowak, the Chief Product and Innovation Offic