SEPA Direct Debit Core Customer-to-PSP Implementation Guidelines 2023 version 1.0
SEPA Direct Debit Business-to-Business Inter-PSP Implementation Guidelines 2023 version 1.0
SEPA Direct Debit Business-to-Business E-Mandate Service Implementation Guidelines 2023 version 1.0
SEPA Direct Debit Business-to-Business Customer-to-PSP Implementation Guidelines 2023 version 1.0
SEPA Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.0
SEPA Instant Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.0
SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.0
17 June 22
The final version of the “Standardisation of QR-codes for MSCTs”
The European Payments Council (EPC) publishes today the final version of the Standardisation of Quick-Response (QR)-codes for mobile initiated SEPA (instant) credit transfers (MSCTs). This document standardises a payee- and a payer-presented QR-code for all types of MSCTs, i.e. all payment contexts:
13 June 22
Public consultation on the SEPA Payment Account Access Scheme Rulebook
Today the European Payments Council (EPC) is launching a public consultation on the draft rulebook of its new SEPA Payment Account Access (SPAA) Scheme and on a related document concerning a possible additional ‘premium’ functionality that would allow asset brokers to request a payment with transact
07 June 22
Results of the EPC poll on proximity technology at the physical point of interaction
During the past two months, the European Payments Council (EPC) invited professionals working in the payments industry to answer the following question: “In your opinion, which proximity technology will see the largest adoption for instant payments at the physical point of interaction in the coming
30 May 22
The European Payments Council's 20th anniversary: contributing to the future of payments in Europe
We continue our series of articles for the 20th anniversary of the European Payments Council (EPC). This time we interviewed Rita Camporeale, EPC Vice-Chair. We wanted to hear her thoughts on European payments and more particularly on how the EPC has changed over the years, what lessons have been le
30 May 22
Clarification Paper on the SEPA Request-to-Pay scheme rulebook
Today the European Payments Council (EPC) published its clarification paper on the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) scheme rulebook which can be found in “related documents”. The purpose of the clarification paper is to provide guidance and, where feasible, recommendat
2022 Public Consultation – EPC SEPA Payment Scheme Change Proposal Submission Documents
25 May 22
Public consultation on the SEPA Request-to-Pay scheme Rulebook
Today the European Payments Council (EPC) is launching a public consultation on possible modifications to the SEPA Request-to-Pay scheme rulebook. The consultation will run for a 90-calendar day period from 25 May up to and including 26 August 2022. All interested stakeholders are invited to part
25 May 22
Important updates related to the EPC SEPA payment scheme rulebooks
Today the European Payments Council (EPC) published the version 1.0 of the 2023 EPC SEPA payment scheme rulebooks. All 2023 EPC SEPA payment scheme rulebooks enter into force on 19 November 2023. To ensure planning security for all market participants, the publication of the 2023 rulebook versions f
02 May 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the first quarter of 2022, we gathered a list of recent and free reports that shine a spotlight on payments’ future and trends as well as other interestin
29 April 22
The SEPA Request-to-Pay (SRTP) scheme: the first participant shares their experiences and views
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) is one of the most recent European Payments Council (EPC) schemes. Sami Karhunen, CEO of the first scheme partic
14 April 22
Pix: the rapid development of instant payments in Brazil
The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. Two years ago, the Brazilian Central Bank decided to launch Pix, an instant payment scheme that the bank developed, manages, operates, and owns. Since its lau