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SEPA Credit Transfer public consultation

The EPC attaches utmost importance to involve all stakeholders of the payment value chain in the evolution of the SEPA Credit Transfer (SCT) scheme.

The European Payments Council Single Euro Payments Area payment schemes are updated every two years to reflect market needs and the evolution of technical standards.

Previous public consultation

A scheme rulebook change management cycle had been organised throughout 2018 and ended with the publication of the 2019 and rulebooks on 22 November 2018.

In line with its commitment to transparency, the European Payments Council publishes all comments received during the public consultation, as well as the position of the European Payments Council stakeholder forums on these comments.

Read more about the comments received during the 2018 public consultation

Read more about the positions of the EPC stakeholder forums

Next scheme rulebook change management cycle

The next scheme rulebook change management cycle will take place in 2020. Stakeholders are invited to submit change requests to the and rulebooks by 31 December 2019 by completing a dedicated template . The received change requests will be considered regarding the rulebook versions and associated implementation guidelines to be published in November 2020 to take effect in November 2021.

Read more about the evolution of the EPC SEPA schemes