About us

We help make it possible for citizens and businesses to pay with the same ease and convenience across the Single Euro Payments Area (SEPA) as in their home country.

We manage the SEPA payment schemes, which are the rules underlying most of the euro credit transfers and direct debits in Europe.

Harmonising payments in SEPA

Harmonising payments in SEPA

We represent payment service providers (PSPs) on all European payment issues and strive to harmonise payments in SEPA to benefit European competitiveness and innovation.

Introducing the EPC

Introducing the EPC

We are an international not-for-profit organisation offering one focal point and voice for European PSPs. In constant dialogue with stakeholders and regulators at European level, we support and promote the integration and development of European payments. This mission translates into our four SEPA payment schemes – used by thousands of PSPs in Europe – which facilitate over 46 billion transactions each year.

Presentation of the EPC

The EPC and the SEPA process

The EPC and the SEPA process

SEPA is a European Union (EU) integration initiative pursued by the EU institutions. The EPC is not an EU institution; it was created by the banking industry in 2002 in response to the EU institutions’ call to develop harmonised electronic euro payment instruments. The introduction of euro coins and banknotes was just the first step in the integration of payments in Europe.

The role of the EPC in the SEPA project

EPC members

EPC members

The EPC has 78 members (PSPs or associations of PSPs). Membership of the EPC enables them to contribute to shaping the future of payments in Europe.

Why and how to become an EPC member

Our organisation

Our organisation

Hundreds of representatives of our members and other payment stakeholders are involved in the development of the SEPA payment schemes and the further harmonisation of other payment areas, through various working groups and task forces. Our Brussels-based staff facilitate their work under the guidance of the EPC governance bodies.

How the EPC is organised