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EPC scheme participation fees

Payment service providers (PSPs) have to pay an annual scheme participation fee to use the EPC payment schemes.

2017 scheme participation fees 01

The EPC payment scheme participation fee is calculated for each PSP by taking into account the number of payment schemes to which it adheres. The fees paid by PSPs may evolve every year because they depend on the number of EPC payment schemes, the number of scheme participants and the costs borne by the EPC in relation to the management of the payment schemes.

PSPs can be invoiced either individually or at a group level when they are part of a declared ‘group’ of PSPs as defined in the Regulation (EU) No 648/2012 of the European Parliament and of the Council of 4 July 2012 on over-the-counter derivatives, central counterparties and trade repositories1. In the latter situation, the fees are due from the parent undertaking (which has a dominant influence on one or more PSPs) or the central control body of the group (to which scheme participants are affiliated and by which they are supervised). Interested groups are invited to use the standard template to declare their composition to the EPC by providing a list of all member scheme participants.


For those EPC payment scheme participants located in a country outside the EEA and within the geographical scope of the EPC payment schemes the definition of “group” will need to fulfil substantially equivalent requirements as those referred to in the EMIR Regulation.

2024 fee table-payment schemes

The same flat unit fee is applied for each of the EPC payment schemes except for the One-Leg Out Instant Credit Transfer (OCT Inst) scheme.

Individual scheme participant – not part of a declared group:


SCT scheme


SCT Inst schemeSDD Core schemeSDD B2B schemeOCT Inst schemeAll four schemes
EUR 329EUR 329EUR 329EUR 329No fees for 2024EUR 1.316

Declared group:

Number of participants per group

Group fee


EUR 2.634


EUR 6.586


EUR 10.537


EUR 19.757


EUR 26.343


EUR 39.515


EUR 52.686

Above 1,000

EUR 65.858


Local Value Added Tax (VAT) may in some cases be due on the above amounts.

Individual scheme participants who have not reported a local VAT number to the EPC will be charged with the applicable Belgian VAT rate. 


Scheme participants that belong to a grouping, can submit a grouping declaration. For the grouping’s fee calculation, the EPC assumes that all schemes are adhered to; therefore, in some cases, it may lead to the situation where a grouping declaration is a costlier option than if all members of the grouping are invoiced separately. Therefore, the EPC advises groupings to verify the published fee schedule and determine the most suitable billing option in their case. 

2024 fee table-other schemes
SPAA scheme
EUR 329*

*The SEPA Payment Account Access (SPAA) scheme participation fee will be waived for Module 3 and SPAA Scheme Interest Group participants.

How is the EPC payment scheme participation fee paid?

Each scheme participant (or the parent undertaking in the case of a group of scheme participants) receives its yearly fee invoice from the EPC during the first quarter of the year. The invoice must be paid by an electronic SEPA payment instrument. Direct debit (SDD Core) is preferred as it automates the payment and avoids the suspension of scheme participants from the EPC Register of Participants, in the event that they miss the payment deadline.

Read more about the scheme participation fees policy and invoicing guidelines

Guide for adherence to the EPC SEPA schemes

Download SDD mandate template