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  1. What we do
  2. Participating in the schemes

Register of Participants

The Register of Participants lists all payment service providers (PSPs) and other eligible institutions who adhere to the EPC payment and payment related schemes.

Register of Participants

This is also a key tool for any PSP and Clearing and Settlement Mechanism (CSM) that needs to know which organisations are able to send and receive SEPA credit transfers (SCT) and direct debits (SDD) and One-Leg Out instant credit transfers (OCT Inst).

Register of participants for download

There is a Register of Participants for each European Payments Council scheme (the SCT, the SEPA Instant Credit Transfer (SCT Inst), the SDD Core, the SDD Business-to-Business (B2B), the SEPA Request-to-pay (SRTP), the SEPA Payment Account Access (SPAA) and the OCT Inst schemes). A separate register is kept for those SCT scheme participants that have adhered to the Extended Remittance Information option.

Only legal entities within SEPA that have adhered to the EPC schemes are included in the Register of Participants. Branches are not included, unless they are SEPA branches of a Payment Service Provider incorporated in a country that is outside the geographical scope of the SEPA schemes.
 

Schedule of updates to the Register

Scheme participants and CSMs as well as other technical infrastructures seeking to ensure their systems have up-to-date statuses for all participating PSPs (as well as non-PSPs for the SRTP scheme) can find the planned updates of the Register of Participants below. The schedule also includes the deadlines for applicant scheme participants to submit their adherence packs for a given Register update publication.

Download here the calendar of 2025.

In accordance with industry practice, the operational start date is the first Monday after the first full weekend of the month.

 

Publication cycle

Adherence receipt deadline by EPC

Register SCT, SDD, SRTP and SPAA publicationOperational Readiness Date
122 December 202312 January 20245 February 2024
219 January 20249 February 20244 March 2024
316 February 20248 March 20242 April 2024
422 March 202412 April 20246 May 2024
519 April 202410 May 20243 June 2024
617 May 20247 June 20241 July 2024
719 July 20249 August 20242 September 2024
823 August 202413 September 20247 October 2024
920 September 202411 October 20244 November 2024
1018 October 20248 November 20242 December 2024
11*22 November 202413 December 20246 January 2025

*exceptional publication cycle in light of the Instant Payments Regulation

 

Overview of EPC scheme participants by country

For those interested in knowing the numbers of PSPs who adhered to the SCT, SCT Inst, SDD Core, SDD B2B and OCT Inst schemes per country you can find the latest data in the document below.

EPC scheme participants may need to know the total number of scheme participants in order to be able to assess the percentage of scheme participants affected in the circumstances of a so-called major incident.

Overview EPC Scheme Participants Status

The EPC Register of Participants contains only reference BICs, which should not be used as routing BICs

The Business Identifier Codes (BICs) that are listed in the Register of Participants are reference BICs only (used to unambiguously identify the scheme participants adhering to the relevant scheme), and must not be relied upon as valid routing BICs. Any organisation using these BICs for routing rather than reference purposes may face difficulties when initiating or processing transactions under the EPC schemes.

When a scheme participant chooses a CSM, it provides its routing BICs (including those of its branches) to this organisation.

CSMs compliant with the EPC schemes use the Register of Participants to check which PSPs are reachable in the context of EPC scheme transactions.

The EPC Register of Participants related to the EPC SEPA Request to Pay Scheme contains only reference Identifiers

The Identifiers that are listed in the Register of Participants are reference Identifiers which might or not be used as valid routing data.