Share This

Register of Participants

The Register of Participants lists all the payment service providers (PSPs) who adhere to the EPC SEPA schemes.

Register of Participants

This is a key tool for any and Clearing and Settlement Mechanism (CSM) that needs to know which organisations are able to send and receive credit transfers and direct debits.

Register of participants for download

There is a Register of Participants for each European Payments Council scheme (the Single Euro Payments Area Credit Transfer, the Single Euro Payments Area Instant Credit Transfer, the Single Euro Payments Area Direct Debit Core and the Single Euro Payments Area Direct Debit Business-to-Business schemes). A separate register is kept for those scheme participants that have adhered to the Extended Remittance Information option.

Only legal entities within Single Euro Payments Area that have adhered to the European Payments Council schemes are included in the Register of Participants. Branches are not included, unless they are Single Euro Payments Area branches of a Payment Service Provider incorporated in a country that is outside the geographical scope of the Single Euro Payments Area schemes.

Schedule of updates to the Register

Scheme participants and CSMs seeking to ensure their systems have up-to-date statuses for all participating can find the planned updates of the Register of Participants below. The schedule also includes the deadlines for applicant scheme participants to submit their adherence packs for a given Register update publication.

Download here the calendar of 2019.
Download here the calendar of 2020.


In accordance with industry practice, the operational start date is the first Monday after the first full weekend of the month.

Adherence receipt deadline by

Register and publication Operational Readiness date
21 September 2018 12 October 2018 5 November 2018
23 November 2018 14 December 2018 7 January 2019
21 December 2018 11 January 2019 4 February 2019
18 January 2019 8 February 2019 4 March 2019
15 February 2019 8 March 2019 1 April 2019
22 March 2019 12 April 2019 6 May 2019
19 April 2019 10 May 2019 3 June 2019
24 May 2019 14 June 2019 8 July 2019
19 July 2019 9 August 2019 2 September 2019
23 August 2019 13 September 2019 7 October 2019
20 September 2019 11 October 2019 4 November 2019
Overview of SEPA scheme participants by country

For those interested in knowing the numbers of Payments Service Providers ( ) who adhered to the Credit Transfer ( ), Instant Credit Transfer ( Inst), Direct Debit ( ) Core and Direct Debit Business-to-Business ( B2B) payment schemes per country you can find the latest data in the document below.

scheme participants may need to know the total number of scheme participants in order to be able to assess the percentage of scheme participants affected in the circumstances of a so-called major incident.

Overview SEPA Scheme Participants Status

The EPC Register of Participants contains only reference BICs, which should not be used as routing BICs

The Business Identifier Codes (BICs) that are listed in the Register of Participants are reference BICs only (used to unambiguously identify the scheme participants adhering to the relevant scheme), and must not be relied upon as valid routing BICs. Any organisation using these BICs for routing rather than reference purposes may face difficulties when initiating or processing transactions.

When a scheme participant chooses a CSM, it provides its routing BICs (including those of its branches) to this organisation.

CSMs compliant with the schemes use the Register of Participants to check which are reachable in the context of transactions.