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Register of Participants

The Register of Participants lists all the payment service providers (PSPs) who adhere to the EPC SEPA schemes.

Register of Participants

This is a key tool for any and Clearing and Settlement Mechanism (CSM) that needs to know which organisations are able to send and receive credit transfers and direct debits.

Register of participants for download

There is a Register of Participants for each European Payments Council scheme (the Single Euro Payments Area Credit Transfer, the Single Euro Payments Area Instant Credit Transfer, the Single Euro Payments Area Direct Debit Core and the Single Euro Payments Area Direct Debit Business-to-Business schemes). A separate register is kept for those scheme participants that have adhered to the Extended Remittance Information option.

Only legal entities within Single Euro Payments Area that have adhered to the European Payments Council schemes are included in the Register of Participants. Branches are not included, unless they are Single Euro Payments Area branches of a Payment Service Provider incorporated in a country that is outside the geographical scope of the Single Euro Payments Area schemes.

Schedule of updates to the Register

Scheme participants and CSMs seeking to ensure their systems have up-to-date statuses for all participating can find the planned updates of the Register of Participants below. The schedule also includes the deadlines for applicant scheme participants to submit their adherence packs for a given Register update publication.

Download here the calendar of 2021.

In accordance with industry practice, the operational start date is the first Monday after the first full weekend of the month.

Adherence receipt deadline by

Register and publication Operational Readiness date
23 October 2020 13 November 2020 7 December 2020
18 December 2020 8 January 2021 1 February 2021
22 January 2021 12 February 2021 8 March 2021
19 February 2021 12 March 2021 6 April 2021
19 March 2021 9 April 2021 3 May 2021
16 April 2021 7 May 2021 31 May 2021
21 May 2021 11 June 2021 5 July 2021
23 July 2021 13 August 2021 6 September 2021
20 August 2021 10 September 2021 4 October 2021
17 September 2021 8 October 2021 2 November 2021
22 October 2021 12 November 2021 6 December 2021
Overview of SEPA scheme participants by country

For those interested in knowing the numbers of Payments Service Providers ( ) who adhered to the Credit Transfer ( ), Instant Credit Transfer ( ), Direct Debit ( ) Core and Direct Debit Business-to-Business ( ) payment schemes per country you can find the latest data in the document below.

scheme participants may need to know the total number of scheme participants in order to be able to assess the percentage of scheme participants affected in the circumstances of a so-called major incident.

Overview SEPA Scheme Participants Status

The EPC Register of Participants contains only reference BICs, which should not be used as routing BICs

The Business Identifier Codes (BICs) that are listed in the Register of Participants are reference BICs only (used to unambiguously identify the scheme participants adhering to the relevant scheme), and must not be relied upon as valid routing BICs. Any organisation using these BICs for routing rather than reference purposes may face difficulties when initiating or processing transactions.

When a scheme participant chooses a CSM, it provides its routing BICs (including those of its branches) to this organisation.

CSMs compliant with the schemes use the Register of Participants to check which are reachable in the context of transactions.