Publications

Insight

27 September 21

The changing Canadian payments landscape

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Over years and even decades, we’ve witnessed growing changes in the way Canadians pay. The payments ecosystem is rapidly evolving. Canada’s economic and financial welfare...

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Insight

06 September 21

The investigation phase of the digital euro project is about to start

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. After analysis, experiments and input from citizens and professionals, the Governing Council of the European Central Bank (ECB) has decided to launch the investigation...

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Insight

26 July 21

Digital payments in Cyprus

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Although electronic payments are gaining popularity in Cyprus, cash is still king. Nevertheless, there are clear signs that the Cypriot payments landscape is entering a...

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Insight

07 July 21

The Payments Landscape in the UK after Brexit

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The UK payments industry highly values the work of the European Payments Council (EPC) and its members ensured the UK retained its membership of the Single Euro Payments...

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Insight

23 June 21

SWIFT – latest developments in cross border payments

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. SWIFT (Society for Worldwide Interbank Financial Telecommunication), one of the largest financial messaging systems in the world’s international payment network is constantly...

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News

15 June 21

The SRTP rulebook now into force

Today, the first version of the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) scheme rulebook enters into force (see in “related document”). The SRTP scheme rulebook consists of a set of rules, practices and standards that makes it possible for any eligible SEPA RTP Service Provider to join,...

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Insight

09 June 21

SRTP scheme - a major advance for European payments

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) scheme covers a wide range of use cases and business models, applicable in many sectors. The scheme can be considered...

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Insight

26 May 21

Pushing the frontiers of payments: towards a global payments area

The views expressed in this article are solely those of the author and not necessarily those of the BIS or CPMI and they should not be attributed to the European Payments Council.  The Committee on Payments and Market Infrastructures (CPMI), the global standard setter that aims to enhance the...

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Insight

12 May 21

Using CoP to mitigate fraud and mistakes in online payments

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. SurePay was founded in 2016, providing the Confirmation of Payee (CoP) to all major Dutch banks since 2017 and recently implemented this service in the United Kingdom (UK)....

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News

05 May 21

SRTP scheme – the adherence process is now open!

Payment Service Providers (PSPs) and non-PSPs across Europe can now apply for adherence to the European Payments Council’s (EPC) SEPA Request-to-Pay (SRTP) scheme ahead of its effective date and pending the announcement of its homologation body.  As part of its vision to support an increasingly...

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