Publications Inner Nav
12 March 24
Public consultation on change requests for the EPC payment scheme rulebooks
Today, the European Payments Council (EPC) initiated a public consultation on change requests for all five EPC payment scheme rulebooks. This consultation runs from 12 March to 9 June 2024.This public consultation is part of the change management process of the EPC payment schemes regularly organise
12 March 24
Public consultation on the SEPA Request-to-Pay scheme Rulebook change requests
Today the European Payments Council (EPC) launched a public consultation on the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) scheme rulebook change requests. The consultation will run for a period from 12 March up to and including 9 June 2024.More information about the public consultation
20 February 24
Update on the forthcoming Request for Proposal for the EPC Directory Service
The European Payments Council (EPC) will be launching a request for proposal (RFP) for selecting a technology service provider in charge of developing and operating an EPC Directory Service (EDS). The EDS service provider was formerly known as Operating Scheme Manager (OSM) and the forthcoming RFP f
20 February 24
Public consultation on the Verification Of Payee Scheme Rulebook
Today the European Payments Council (EPC) launches a public consultation on the Verification Of Payee (VOP) scheme rulebook. The consultation will run for a 90-calendar day period from 20 February up to and including 19 May 2024. All interested stakeholders are invited to participate in the publi
30 January 24
The euro cash cycle: how does it work and what is its environmental impact?
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council nor the associations or its members he represents. Cash is the most frequently used form of payment by Europeans at the point of sale. For this reason, an adequate cash
16 January 24
Around the web - a compilation of interesting reports about payments
Staying up to date with the latest news and trends in payments? Kick off the new year well-informed with the latest insights from the industry. See here for our list of free, recently published payment-related reports from a variety of sources, all in one place for your convenience. Follow the
12 January 24
TrueLayer first participant to the SEPA Payment Account Access (SPAA) scheme
We are happy to announce TrueLayer as the first participant to the SEPA Payment Account Access (SPAA) scheme! This marks a first important milestone for the scheme, which is open for scheme adherence since December 2023. The SPAA scheme covers the set of rules, practices and standards th
02 January 24
PostePay joins the EPC
The European Payments Council (EPC) is delighted to count among its members a new organisation: • PostePay, part of the Poste Italiane Group (based in Italy) As of 1 January 2024, the EPC represents 79 payment service providers and their associations.
22 December 23
Publication of v3.2 of the SEPA Request-To-Pay (SRTP) scheme rulebook and related clarification paper
Today the European Payments Council (EPC) has published new versions of the SEPA Request-to-Pay (SRTP) scheme rulebook as well as the rulebook-related clarification paper. Version 3.2 of the SRTP scheme rulebook includes clarifications related to Enrolment and Activation processes, to be al
14 December 23
Results of the EPC poll on the adoption of cross-border payments solutions
Over the past two months, the European Payments Council (EPC) invited payments industry professionals to answer the following question: “In your opinion, which type of approach in international cross-border payments will see the largest growth in adoption over the coming 10 years". The resu
07 December 23
Yearly update of the “Payment Threats and Fraud Trends Report”
Today the European Payments Council (EPC) publishes the yearly update of the “Payment Threats and Fraud Trends Report”. This report contributes to creating awareness on payment threats and fraud trends, and to help payment stakeholders decide on possible actions to prevent fraud. It provides a focu
01 December 23
The Finnish payment landscape: a digitalised society with one of the most developed payments ecosystem in the world
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Finland is a European frontrunner in payment digitalisation, with e-invoicing particularly commonplace in the country – a likely trend anticipated to happen in the res
29 November 23
Call for participants in the SEPA Payment Account Access (SPAA) Scheme Interest Group
The EPC is launching today a call for (additional) participants in the SEPA Payment Account access (SPAA) Scheme Interest Group, which was set up at the end of 2021 to ensure maximum stakeholder involvement and contribution - in addition to the creation of the SPAA Multi-Stakeholder Groups (MSG) in
28 November 23
The EPC One-Leg Out Instant Credit Transfer (OCT Inst) payment scheme goes live
Brussels, 28 November 2023 - As of today 08h00 CET, the new payment scheme of the European Payments Council (EPC) designed for international instant credit transfers is ready for use. The launch of the OCT Inst scheme marks a significant development for the EPC as it is the EPC’s first venture outsi
24 November 23
Publication of the SEPA Payment Account Access (SPAA) scheme’s default remuneration model
The European Payments Council (EPC) has published the business conditions for the SEPA Payment Account Access (SPAA) scheme, marking a significant step forward in the development of open banking in Europe. The SPAA scheme builds on the investments done in the context of the revised Payment
31 October 23
Instant payments in Romania: the engine for development in the payments sector
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The payments sector in Romania has been very dynamic in recent years. Since its launch in 2019, the Romanian domestic instant payment system has seen a sharp rise in u
24 October 23
Migration of the SEPA payment schemes to the 2019 version of ISO 20022 postponed to Sunday 17 March 2024
Since the end of March 2023, the European Payments Council (EPC) has closely monitored the SEPA payment scheme participants’ preparations to migrate the four SEPA payment schemes (i.e. the SEPA Credit Transfer (SCT), SEPA Instant Credit Transfer (SCT Inst), SEPA Direct Debit Core (SDD Core) and SDD
09 October 23
Around the web - a compilation of interesting reports about payments
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Staying up to date with the latest news and trends in the industry? We’ve put together a list of free recently published payment-related reports from differen