Publications

Insight

15 July 22

European Digital Identity

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The European Commission (EC) is now working on electronic identification (eID) and its further harmonisation across Europe as secure eID should be an essential feature

Read more
News

01 July 22

The EPC updates its members’ list

The EPC now counts among its members one additional organisation: •    Fintecture (based in France) The EPC now represents 77 payment service providers and their associations. Two further organisations have the status of ‘associate member’.  

Read more
News

30 June 22

Default SRTP related API Specifications

The European Payments Council (EPC) publishes today the default Single Euro Payments Area (SEPA) Request-to Pay (SRTP) related application programming interface (API) specifications based on version 2.1 of the SRTP scheme rulebook, which becomes effective on 30 June 2022. It is important to menti

Read more
News

17 June 22

The final version of the “Standardisation of QR-codes for MSCTs”

The European Payments Council (EPC) publishes today the final version of the Standardisation of Quick-Response (QR)-codes for mobile initiated SEPA (instant) credit transfers (MSCTs). This document standardises a payee- and a payer-presented QR-code for all types of MSCTs, i.e. all payment contexts:

Read more
News

30 May 22

Clarification Paper on the SEPA Request-to-Pay scheme rulebook

Today the European Payments Council (EPC) published its clarification paper on the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) scheme rulebook which can be found in “related documents”.  The purpose of the clarification paper is to provide guidance and, where feasible, recommendat

Read more
News

25 May 22

Public consultation on the SEPA Request-to-Pay scheme Rulebook

Today the European Payments Council (EPC) is launching a public consultation on possible modifications to the SEPA Request-to-Pay scheme rulebook. The consultation will run for a 90-calendar day period from 25 May up to and including 26 August 2022. All interested stakeholders are invited to part

Read more
News

25 May 22

Important updates related to the EPC SEPA payment scheme rulebooks

Today the European Payments Council (EPC) published the version 1.0 of the 2023 EPC SEPA payment scheme rulebooks. All 2023 EPC SEPA payment scheme rulebooks enter into force on 19 November 2023. To ensure planning security for all market participants, the publication of the 2023 rulebook versions f

Read more
Insight

14 April 22

Pix: the rapid development of instant payments in Brazil

The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council.   Two years ago, the Brazilian Central Bank decided to launch Pix, an instant payment scheme that the bank developed, manages, operates, and owns. Since its lau

Read more
Insight

16 March 22

Instant payments in Slovakia

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Since January 2022, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in use in Slovakia, where three payment service providers (PSPs) have joined the scheme

Read more
News

07 March 22

Guidelines on cryptographic algorithms usage and key management

The European Payments Council (EPC) published today a new version of the document called “Guidelines on cryptographic algorithms usage and key management”. Its purpose is to provide guidance to the European payment industry in the field of cryptographic algorithms and related key management issues.

Read more
Insight

28 February 22

Empowering European account-based payments with standardised QR-codes

The world is going contactless. As smartphones spread and our economy goes digital, uptake of contactless payments has accelerated – including account-based mobile payments made using Quick-Response codes, or QR-codes for short. On 16 February 2022, we launched an eight-week public consultation on a

Read more