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Contributing to the future of payments in Europe

The EPC focuses on the harmonisation of electronic methods of payments in SEPA

What we do

SEPA INSTANT CREDIT TRANSFER SCHEME

0 payment service providers
have already joined the scheme:
0% of European PSPs.

ESTIMATED SHARE OF SCT INST VOLUMES IN
TOTAL CT* VOLUMES

* SCT + SCT Inst.
SPAIN NUMBER NORWAY NUMBER FINLAND NUMBER ESTONIA NUMBER SWEDEN NUMBER LATVIA NUMBER BELARUS NUMBER LITHUANIA NUMBER GERMANY NUMBER POLAND NUMBER ICELAND NUMBER DENMARK NUMBER UNITED KINGDOM NUMBER IRELAND NUMBER NETHERLANDS NUMBER SWITZERLAND NUMBER LUXEMBOURG NUMBER BELGIUM NUMBER SPAIN NUMBER PORTUGAL NUMBER FRANCE NUMBER LICHTENSTEIN NUMBER ITALY NUMBER UKRAINE NUMBER SAN MARINO NUMBER MONACO NUMBER MOLDOVA NUMBER TURKEY NUMBER ROMANIA NUMBER BULGARIA NUMBER GREECE NUMBER BOSNIA AND HERZEGOVINIA NUMBER SERBIA NUMBER HUNGARY NUMBER SLOVAKIA NUMBER SLOVENIA NUMBER CROATIA NUMBER AUSTRIA NUMBER CZECHIA NUMBER MALTA NUMBER CYPRUS NUMBER VATICAN NUMBER ANDORRA NUMBER
from
12
COUNTRIES
At least 1 SCT Inst participant and a majority of payment accounts in the country
At least 1 SCT Inst participant but no majority of payment accounts in the country
No SCT Inst scheme participants in the country
*SCT Inst scheme largely enumerates those having the most significant volumes in their countries.


Featured

Now is the time to join - a major advance for European payments

Since its launch in November 2017, the Instant Credit Transfer ( ) scheme has grown significantly. Find out more information about the latest SCT Inst achievements. 
info

All eligible are encouraged to rapidly join it for the benefit of their customers and to help achieve the broadest coverage as soon as possible!
Want to board the instant payments train? Read more here.

POLL

In your opinion, for which situation would the SEPA Request-to-Pay (SRTP) scheme be the most useful?

  • For Person-to-Person payments (P2P) (17%)
  • Customer-to-Merchant (C2M) or Merchant-to-Customer (M2C) (36%)
  • Other Business-to-Customer (B2C) or Customer-to-Business (C2B) (20%)
  • Business-to-Business (B2B) (18%)
  • Business-to-Government (B2G) or Government-to-Business (G2B) (2%)
  • Government-to-Customer (G2C) (5%)
  • Other (1%)

About


 

529+
million citizens

146
billion electronic payments per year

36
European countries

43
billion + transactions per year