Insights

Insight

14 April 22

Pix: the rapid development of instant payments in Brazil

The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council.   Two years ago, the Brazilian Central Bank decided to launch Pix, an instant payment scheme that the bank developed, manages, operates, and owns. Since its lau

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Insight

16 March 22

Instant payments in Slovakia

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Since January 2022, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in use in Slovakia, where three payment service providers (PSPs) have joined the scheme

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Insight

28 February 22

Empowering European account-based payments with standardised QR-codes

The world is going contactless. As smartphones spread and our economy goes digital, uptake of contactless payments has accelerated – including account-based mobile payments made using Quick-Response codes, or QR-codes for short. On 16 February 2022, we launched an eight-week public consultation on a

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Insight

14 January 22

European payments: a look at the past, present, and future

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.  This time we interviewed Narinda You, our former Vice-Chair and former Head of Strategy and Market Practice at Crédit Agricole Payment Services. We were curious

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Insight

19 November 21

Strong corporate appetite for European Request to Pay services

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We interviewed Thomas Egner, Secretary General, Euro Banking Association (EBA) to know more about the key findings of the Euro Banking Association (EBA)’s recent Reque

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Insight

27 October 21

Smarter access to cash in Belgium

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We interviewed Kris De Ryck, CEO of Batopin to learn more about the Batopin initiative in Belgium and what were the key drivers for such a decision.  Could you

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Insight

07 October 21

Digitalisation trends in the Swiss payment landscape

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We interviewed Dieter Goerdten, Head of Products & Services at SIX BBS Ltd. and Michael Montoya, CEO of SIX Interbank Clearing Ltd. to know more about the latest u

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Insight

27 September 21

The changing Canadian payments landscape

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Over years and even decades, we’ve witnessed growing changes in the way Canadians pay. The payments ecosystem is rapidly evolving. Canada’s economic and financial welf

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Insight

06 September 21

The investigation phase of the digital euro project is about to start

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. After analysis, experiments and input from citizens and professionals, the Governing Council of the European Central Bank (ECB) has decided to launch the investigation

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Insight

26 July 21

Digital payments in Cyprus

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Although electronic payments are gaining popularity in Cyprus, cash is still king. Nevertheless, there are clear signs that the Cypriot payments landscape is entering

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Insight

07 July 21

The Payments Landscape in the UK after Brexit

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The UK payments industry highly values the work of the European Payments Council (EPC) and its members ensured the UK retained its membership of the Single Euro Paymen

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Insight

23 June 21

SWIFT – latest developments in cross border payments

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. SWIFT (Society for Worldwide Interbank Financial Telecommunication), one of the largest financial messaging systems in the world’s international payment network is con

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Insight

09 June 21

SRTP scheme - a major advance for European payments

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) scheme covers a wide range of use cases and business models, applicable in many sectors. The scheme can be c

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Insight

26 May 21

Pushing the frontiers of payments: towards a global payments area

The views expressed in this article are solely those of the author and not necessarily those of the BIS or CPMI and they should not be attributed to the European Payments Council.  The Committee on Payments and Market Infrastructures (CPMI), the global standard setter that aims to enhance th

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Insight

12 May 21

Using CoP to mitigate fraud and mistakes in online payments

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. SurePay was founded in 2016, providing the Confirmation of Payee (CoP) to all major Dutch banks since 2017 and recently implemented this service in the United Kingdom

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