Insights

Insight

26 June 24

UPI: revolutionising real-time digital payments in India

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.Continuing our series on instant payments beyond Europe, we delve into the National Payments Corporation of India (NPCI) and its widely acclaimed Unified Payments Interfac

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Insight

11 June 24

Exploring the Belgian Payment Landscape: Trends and Challenges

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.Explore the Belgian payment landscape further with our exclusive interview featuring Saar Carre, Head of Payments and Daily Banking and Program Manager at Febelfin. Gain i

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Insight

30 May 24

Pix: the latest updates on Brazil’s leading instant payment scheme

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.Four years ago, the Brazilian Central Bank introduced an instant payment scheme called Pix. Pix has experienced remarkable growth since its inception. To learn more about

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Insight

25 April 24

European payments: a look at the past, present, and future

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.The European payments landscape is witnessing significant transformations driven by technological advancements, the emergence of new players, and regulatory shifts. We rec

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Insight

26 March 24

Creating a sustainable pan-European payment method through SPAA

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.The building blocks of an open, pan-European payment method are in place: SEPA Instant Credit Transfers (SCT Inst) and open banking to turn them into a payment method. The

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Insight

19 February 24

Introducing a new EPC member: PostePay

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. At the start of 2024 we were delighted to welcome a new member: PostePay. We spoke to PostePay’s General Manager, Laura Furlan, about payment trends, PostePay’s role w

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Insight

28 September 23

Exploring FIDA: revised rules on financial data sharing access

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council or the European Commission. In June 2023 the European Commission put forward a proposal for a Regulation to further digitalise and improve competitiveness in the Europe

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Insight

18 September 23

What do the PSD3 and PSR mean for the payments sector?

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council or the European Commission. On June 28, 2023, the European Commission (EC) published a set of new legislative proposals, notably for a Third Payment Services Directive

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Insight

28 July 23

Payments in wartime: the story of the National Bank of Ukraine

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Russia invaded Ukraine on 24 February 2022. Ever since, martial law has made ensuring the country’s economic and financial stability a challenge for the National Bank

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Insight

18 July 23

The Croatian payment landscape

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Croatia became the 20th EU Member State to join the euro on 1 January this year. Since the end of June, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in

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Insight

22 June 23

The role of payments in driving positive climate action

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We continue our series of interviews focusing on sustainability in the payments industry with the contribution of Valerie Nowak, the Chief Product and Innovation Offic

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Insight

31 May 23

A pathway to improve the security of card payment systems

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Smart Payment Association (SPA) is the trade body of the cards and mobile payments industry and addresses the challenges of a fast-evolving payment ecosystem, prom

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Insight

28 April 23

The SRTP scheme - Steady and ready to take off in 2023

On 30 November 2020, the European Payment Council (EPC) published the first version of its Single Euro Payments Area (SEPA) Request-To-Pay scheme (SRTP) rulebook. Today the scheme is set to take off and already counts some registered participants, as well as new ones that are going to launch soon. W

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