

13 March 23
The European Payments Council (EPC) published today a new version of the document called “Guidelines on cryptographic algorithms usage and key management”. Its purpose is to provide guidance to the European payment industry in the field of cryptographic algorithms and related key management issues.
03 March 23
Today the European Payments Council (EPC) published version 3.0 of the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) Implementation Guidelines (IGs). These IGs set out the rules for implementing the relevant ISO 20022 XML message standards based on version 3.0 of the SRTP scheme rulebook
23 January 23
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the last quarter of 2022, the EPC compiled a list of payment related reports that you can check out and download for fr
11 January 23
During the past two months, the European Payments Council (EPC) invited professionals working in the payments industry to answer the following question: “In your opinion, what are the most effective step(s) to make payments more sustainable”: The results were as follows: The results show
10 January 23
Today the European Payments Council (EPC) is launching a public consultation on the draft document “Interoperability of mobile initiated SEPA (instant) credit transfers (MSCTs) based on Near Field Communication (NFC) or Bluetooth Low Energy (BLE)”. The consultation will run for ten weeks before a fi
09 January 23
In the newly published infographic, the EPC reports on how it fulfilled its main objectives in 2022. It has been a busy and rewarding year with several memorable achievements, including: 2313 payment service providers have already joined the SEPA Instant Credit (SCT Inst) scheme: 61% of Europe
22 December 22
Today the European Payments Council (EPC) publishes the overview document which includes the public consultation comments on the draft SPAA scheme rulebook as well as the related responses from the Single Euro Payments Area (SEPA) Payment Account Access Multi-Stakeholder Group (SPAA MSG). This pu
16 December 22
Today the European Payments Council (EPC) is launching a public consultation on the extension of sections in version 1.0 of the SEPA Payment Account Access (SPAA) scheme rulebook about the usage of Strong Customer Authentication (SCA). The consultation will run for a 90-calendar day period from 16 D
15 December 22
The European Payments Council (EPC) publishes today the SEPA Request-To-Pay (SRTP) related Application Programming Interface (API) security framework which lists the minimum security-related requirements applicable to the SRTP scheme participants using APIs, and whether they rely on the default EPC
14 December 22
The EPC Payment Scheme Management Board (PSMB) – the body responsible for the administration and evolution of the EPC Single Euro Payments Area (SEPA) payment schemes will be renewed in 2023. In addition to the seats allocated to scheme participant representatives (maximum 22), three seats (includin
12 December 22
The SEPA Proxy Lookup Scheme Participants Group (SPL SPG) - the body responsible for the scheme management of the SPL service - will be renewed in 2023. The EPC invites all interested eligible candidates to apply by 31 January 2023. Who can participate? The call is open to all European Payment
08 December 22
Today the European Payments Council (EPC) publishes the yearly update of the “Payment Threat and Fraud Trends Report”. This report contributes to creating awareness on payment threats and fraud trends, and to help payment stakeholders decide on possible actions to prevent fraud. It provides an ov
01 December 22
The European Payments Council (EPC) is launching today a call for change requests for possible modifications to be introduced into the SEPA Request-to-Pay (SRTP) scheme rulebook v3.0. The call starts on 1 December 2022 and will run until 29 December 2023. How to participate? Stakeholders are k
30 November 22
Today the European Payments Council (EPC) publishes the first (v1.0) SEPA Payment Account Access (SPAA) scheme rulebook. It consists of a set of rules, practices and standards that will allow the exchange of payment accounts related data and facilitates the initiation of payment transactions in the
29 November 22
The European Payments Council’s (EPC) Dispute Resolution Committee (DRC) is the body responsible for the compliance function of scheme management. Three seats in the DRC (including the Chairmanship of the DRC) are available for “independent members”. The EPC invites all interested candidates to a
24 November 22
The European Payments Council (EPC) publishes today the third version of the SEPA Request-to-Pay (SRTP) scheme rulebook which takes into account the comments received in response to the three-month public consultation on the proposed change requests relating to the second version of the SRTP scheme
27 October 22
Today, the European Payments Council (EPC) has published version 1.1 of the 2023 EPC SEPA Instant Credit Transfer rulebook and related document on the SCT Inst maximum amount. This rulebook version replaces with immediate effect version 1.0 of the 2023 SCT Inst rulebook published in May 2022. It hig
19 October 22
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the third quarter of 2022, the EPC compiled a list of payment related reports that you can check out and download
29 September 22
The multi-stakeholder group on Mobile Initiated (instant) SEPA Credit Transfers (MSG MSCT), which is facilitated by the European Payments Council, has developed a new document on the specification of Quick-Response (QR)-codes for Mobile (Instant) Credit Transfers (MCTs) for submission to ISO (
09 September 22
Monei, a Spanish payment service provider just joined the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) scheme. This is good news for this European Payments Council (EPC) scheme which registered its first participant in April this year. Other applications for participation are in the pipeli