1. News & Insights

Polls

POLL

In your opinion, for which situation would the SEPA Instant Credit Transfer scheme be the most useful?

POLL

In your opinion, how may blockchain technology impact the European payments landscape by 2025?

  • No significant impact (9%)
  • Impact in some niches or aspects of the payments activity (36%)
  • Emergence of innovative customer payment solutions based on blockchain (31%)
  • Impact on the overall infrastructure underlying the payments mass market (24%)
POLL

Future of payments: in your view, which of the following factors is most likely to trigger the next wave of innovation in the European payments market?

  • Mobile payments (29%)
  • Instant payments (42%)
  • Regulation (7%)
  • Virtual currencies (11%)
  • Cyber security (12%)
POLL

In your view, which of the following initiatives will have the greatest impact on the European payments market?

  • European Commission proposal for revised Payment Services Directive (PSD2) (49%)
  • European Commission proposal for new Regulation on interchange fees for card-based payment transactions (23%)
  • Work programme of Euro Retail Payments Board, chaired by European Central Bank (9%)
  • SecuRe Pay Forum recommendations for security of internet payments; for payment account access services; for security of mobile (11%)
  • Guidelines and technical standards issued by European Banking Authority pursuant to mandate provided by proposed PSD2 (Art 86,87 (9%)
POLL

In your view, what is the main advantage for non-consumer payment service users resulting from migration to harmonised SEPA payment schemes and technical standards?

  • Streamline back office processes and, consequently, reduce costs (36%)
  • Collect direct debit payments based on the new harmonised SEPA Direct Debit Schemes across all SEPA countries (26%)
  • Generate efficiencies with implementation of the ISO 20022 message standards (15%)
  • Centralise cash management (12%)
  • Consolidate number of bank accounts required to manage payment business (11%)
POLL

Vote on future EPC Newsletter topics! Which European Union regulatory action impacting euro payments is most important to you?

  • Proposal for a Regulation on electronic identification and trusted services for electronic transactions in the internal market (27%)
  • Revision of the Payment Services Directive (PSD) (33%)
  • Revision of the EU legal framework on the protection of personal data (5%)
  • SEPA governance review (22%)
  • ECB recommendations for the security of internet payments (SecuRe Pay) (12%)
POLL

Vote on the information on SEPA migration in the EPC Newsletter most important to you!

  • SCT and SDD (29%)
  • IBAN and BIC (8%)
  • ISO 20022 / EPC Implementation Guidelines (21%)
  • Regulation (EU) 260/2012 (10%)
  • SEPA Case Studies / Best Practice (31%)
POLL

Vote on EPC Newsletter topic most important to you!

  • SEPA Direct Debit & SEPA Credit Transfer (61%)
  • SEPA for Cards (9%)
  • SEPA for Mobile (8%)
  • SEPA for Cash (2%)
  • Legal and Political/Regulatory Issues Impacting SEPA (12%)
  • Research / Trends in Euro Payments (7%)