1. News & Insights

Polls

POLL

In your opinion, which type of approach in international cross-border payments will see the largest growth in adoption over the coming 10 years?

POLL
October 2022

In your opinion, what are the most effective step(s) to make payments more sustainable:

  • Using banknotes made out of ‘eco-friendly’ materials (8%)
  • Reducing the use of cash (16%)
  • Using a card made out of ‘eco-friendly’ materials (7%)
  • Using a mobile device (e.g. mobile phone, smart watch) and for example a digital wallet (21%)
  • Using a generic device (e.g. mobile phone) as an acceptance device (13%)
  • Opting for a digital receipt (or no receipt) over a paper one (20%)
  • Using a purchase-related ‘carbon footprint’ tracking and reporting tool (e.g. app on a mobile device) (10%)
  • Other (5%)
POLL
March 2022

In your opinion, which proximity technology will see the largest adoption for instant payments at the physical point of interaction in the coming 5 years?

  • Bluetooth Low Energy (BLE) (3%)
  • Near-Field Communication (NFC) (52%)
  • Merchant-presented Quick Response (QR)-codes (32%)
  • Consumer-presented QR-codes (9%)
  • Other (3%)
POLL
March 2021

In your opinion, for which situation would the SEPA Request-to-Pay (SRTP) scheme be the most useful?

  • For Person-to-Person payments (P2P) (17%)
  • Customer-to-Merchant (C2M) or Merchant-to-Customer (M2C) (36%)
  • Other Business-to-Customer (B2C) or Customer-to-Business (C2B) (20%)
  • Business-to-Business (B2B) (18%)
  • Business-to-Government (B2G) or Government-to-Business (G2B) (2%)
  • Government-to-Customer (G2C) (5%)
  • Other (1%)
POLL
September 2020

In your opinion, what will be the SCT Inst volumes’ estimated share in total CT volumes (SCT + SCT Inst) in Q4-2022? (Latest data: 7.47% in Q3 2020)

  • less than 10% (20%)
  • 11%-20% (22%)
  • 21%-30% (20%)
  • 31%-40% (19%)
  • above 40% (20%)
POLL
February 2020

What will be the market share of cash by 2025 in the euro area as a % of the total number of POS payments? ECB data showed an average* share of 78.8% in 2016. *The relative usage of cash differs greatly among the 19 euro area countries

  • less than 11% (8%)
  • 11%-20% (12%)
  • 21%-30% (14%)
  • 31%-40% (17%)
  • 41%-50% (15%)
  • 51%-60% (13%)
  • 61%-70% (13%)
  • above 70% (8%)
POLL
May 2019

When do you believe that electronic identification (eID) will play a critical role in customer identification and authentication for payments in Europe?

  • Already now (32%)
  • Within 2 years (28%)
  • Within 2-5 years (24%)
  • Within 5-10 years (6%)
  • Beyond 10 years (5%)
  • Never (5%)
POLL
October 2018

Which biometric authentication technology do you consider to offer the greatest potential for customer adoption for payments in the coming 5 years?

  • Fingerprint scanning (31%)
  • Facial recognition (11%)
  • Eye recognition (10%)
  • Palm and vein reader recognition (4%)
  • Voice recognition (5%)
  • Other (4%)
  • Multiple (29%)
  • None (5%)
POLL
April 2018

According to you, by when in Europe it will be a common practice to no longer check-out at physical merchants’? (i.e. payments taking place in the background):

  • In 3 years (12%)
  • In 5 years (32%)
  • In 10 years (29%)
  • More than 10 years (26%)
POLL
September 2017

When do you think the critical mass of SEPA Instant Credit Transfer transactions will be reached across Europe?

  • In 2018 (13%)
  • In 2019 (28%)
  • In 2020 (27%)
  • After 2020 (32%)