1. News & Insights

Polls

POLL
September 2023

In your opinion, which type of approach in international cross-border payments will see the largest growth in adoption over the coming 10 years?

  • Closed-loop solutions (3%)
  • Correspondent banking (5%)
  • Bilateral or multilateral interlinking arrangements (e.g. Nexus) (20%)
  • Peer-to-Peer platforms (e.g. based on blockchain / DLT) (18%)
  • Scheme-based solutions (e.g. One-Leg Out Instant Credit Transfer [OCT Inst] scheme) (53%)
  • Other (2%)
POLL
October 2022

In your opinion, what are the most effective step(s) to make payments more sustainable:

  • Using banknotes made out of ‘eco-friendly’ materials (8%)
  • Reducing the use of cash (16%)
  • Using a card made out of ‘eco-friendly’ materials (7%)
  • Using a mobile device (e.g. mobile phone, smart watch) and for example a digital wallet (21%)
  • Using a generic device (e.g. mobile phone) as an acceptance device (13%)
  • Opting for a digital receipt (or no receipt) over a paper one (20%)
  • Using a purchase-related ‘carbon footprint’ tracking and reporting tool (e.g. app on a mobile device) (10%)
  • Other (5%)
POLL
March 2022

In your opinion, which proximity technology will see the largest adoption for instant payments at the physical point of interaction in the coming 5 years?

  • Bluetooth Low Energy (BLE) (3%)
  • Near-Field Communication (NFC) (52%)
  • Merchant-presented Quick Response (QR)-codes (32%)
  • Consumer-presented QR-codes (9%)
  • Other (3%)
POLL
March 2021

In your opinion, for which situation would the SEPA Request-to-Pay (SRTP) scheme be the most useful?

  • For Person-to-Person payments (P2P) (17%)
  • Customer-to-Merchant (C2M) or Merchant-to-Customer (M2C) (36%)
  • Other Business-to-Customer (B2C) or Customer-to-Business (C2B) (20%)
  • Business-to-Business (B2B) (18%)
  • Business-to-Government (B2G) or Government-to-Business (G2B) (2%)
  • Government-to-Customer (G2C) (5%)
  • Other (1%)
POLL
September 2020

In your opinion, what will be the SCT Inst volumes’ estimated share in total CT volumes (SCT + SCT Inst) in Q4-2022? (Latest data: 7.47% in Q3 2020)

  • less than 10% (20%)
  • 11%-20% (22%)
  • 21%-30% (20%)
  • 31%-40% (19%)
  • above 40% (20%)
POLL
February 2020

What will be the market share of cash by 2025 in the euro area as a % of the total number of POS payments? ECB data showed an average* share of 78.8% in 2016. *The relative usage of cash differs greatly among the 19 euro area countries

  • less than 11% (8%)
  • 11%-20% (12%)
  • 21%-30% (14%)
  • 31%-40% (17%)
  • 41%-50% (15%)
  • 51%-60% (13%)
  • 61%-70% (13%)
  • above 70% (8%)
POLL
May 2019

When do you believe that electronic identification (eID) will play a critical role in customer identification and authentication for payments in Europe?

  • Already now (32%)
  • Within 2 years (28%)
  • Within 2-5 years (24%)
  • Within 5-10 years (6%)
  • Beyond 10 years (5%)
  • Never (5%)
POLL
October 2018

Which biometric authentication technology do you consider to offer the greatest potential for customer adoption for payments in the coming 5 years?

  • Fingerprint scanning (31%)
  • Facial recognition (11%)
  • Eye recognition (10%)
  • Palm and vein reader recognition (4%)
  • Voice recognition (5%)
  • Other (4%)
  • Multiple (29%)
  • None (5%)
POLL
April 2018

According to you, by when in Europe it will be a common practice to no longer check-out at physical merchants’? (i.e. payments taking place in the background):

  • In 3 years (12%)
  • In 5 years (32%)
  • In 10 years (29%)
  • More than 10 years (26%)
POLL
September 2017

When do you think the critical mass of SEPA Instant Credit Transfer transactions will be reached across Europe?

  • In 2018 (13%)
  • In 2019 (28%)
  • In 2020 (27%)
  • After 2020 (32%)