In an increasingly digital world, technology and consumer needs change rapidly. The regularly updates its schemes in order to adapt and remain at the forefront of payments technology.
The payment schemes are updated every two years to reflect market needs and evolutions in the technical standards developed by international standards bodies, such as the International Organization for Standardization. This evolution is guided through a transparent change-management process, open to all stakeholders:
In line with its commitment to transparency, the publishes its position on each change request after the public consultation comment received during the public consultation, so that all stakeholders know why their change requests propositions were taken forward or set aside.
payment scheme evolution calendar
The call for change requests for the
Credit Transfer,
Direct Debit (
) Core,
Business-to-Business, and
Instant Credit Transfer scheme rulebooks ended on 31 December 2019.
Any stakeholder interested can submit their change requests by using this template. These change requests will then be considered for the 2022 change-management process cycle
- Until 31 December 2019
Call for change requests (now closed) - Between 12 March and 9 June 2020 closing at 17h:00 CET
Three-month public consultation - November 2020
Publication of the next rulebook (entering into effect one year later)
