In an increasingly digital world, technology and consumer needs change rapidly. The regularly updates its schemes in order to adapt and remain at the forefront of payments technology.
The payment schemes are updated every two years to reflect market needs and evolutions in the technical standards developed by international standards bodies, such as the International Organization for Standardization. This evolution is guided through a transparent change-management process, open to all stakeholders:
In line with its commitment to transparency, the publishes its position on each change request after the public consultation comment received during the public consultation, so that all stakeholders know why their change requests propositions were taken forward or set aside.
scheme evolution calendar
The current call for change requests for the SEPA Credit Transfer, SEPA Direct Debit Core, Business-to-Business, and SEPA Instant Credit Transfer scheme rulebooks is open until 31 December 2017. Any stakeholder interested must use this template to submit their change requests.
- Until 31 December 2017
Call for change requests
- Between April and July 2018
Three month public consultation
- November 2018
Publication of the next rulebook (entering into effect one year later)