Publications

Insight

16 November 22

European Commission's proposal for a regulation on instant payments

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. On 26 October the European Commission (EC) adopted a legislative proposal on instant payments in euro, fulfilling its commitment of the 2020 Retail Payments Strategy f

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Insight

26 October 22

The Nordic Payments Council: harmonising payments in the Nordics

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Nordic Payments Council (NPC) plays a critical role in the management of Nordic payment schemes. Newly appointed Secretary General Camilla Åkerman offers us her vi

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Insight

14 October 22

Accessibility to retail payments in the EU

The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. The European retail payments landscape has changed due to a multitude of reasons: innovation, regulatory developments, the Covid-19 pandemic and changing consumer hab

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Insight

20 September 22

The Irish payment landscape: a digital transformation

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We continue our series of European payment landscapes with the profile of Ireland, and we interviewed Gillian Byrne Head of Payments, at Banking & Payments Federat

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News

09 September 22

New SRTP participant

Monei, a Spanish payment service provider just joined the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) scheme. This is good news for this European Payments Council (EPC) scheme which registered its first participant in April this year. Other applications for participation are in the pipeli

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Insight

08 September 22

Standardising European QR-code payments

The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. In June this year, the European Payments Council (EPC) published the final version of the Standardisation of Quick-Response (QR) codes for mobile initiated SEPA (inst

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Insight

15 July 22

European Digital Identity

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The European Commission (EC) is now working on electronic identification (eID) and its further harmonisation across Europe as secure eID should be an essential feature

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News

01 July 22

The EPC updates its members’ list

The EPC now counts among its members one additional organisation: •    Fintecture (based in France) The EPC now represents 77 payment service providers and their associations. Two further organisations have the status of ‘associate member’.  

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News

30 June 22

Default SRTP related API Specifications

The European Payments Council (EPC) publishes today the default Single Euro Payments Area (SEPA) Request-to Pay (SRTP) related application programming interface (API) specifications based on version 2.1 of the SRTP scheme rulebook, which becomes effective on 30 June 2022. It is important to menti

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News

17 June 22

The final version of the “Standardisation of QR-codes for MSCTs”

The European Payments Council (EPC) publishes today the final version of the Standardisation of Quick-Response (QR)-codes for mobile initiated SEPA (instant) credit transfers (MSCTs). This document standardises a payee- and a payer-presented QR-code for all types of MSCTs, i.e. all payment contexts:

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