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  1. What we do
  2. Participating in the schemes

Register of Participants

The Register of Participants lists all payment service providers (PSPs) and other eligible institutions who adhere to the EPC payment and payment related schemes.

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This is also a key tool for any PSP and Clearing and Settlement Mechanism (CSM) that needs to know which organisations are able to send and receive SEPA credit transfers (SCT) and direct debits (SDD) and One-Leg Out instant credit transfers (OCT Inst).

The Register also includes the list of PSPs adhering to the Verification of Payee (VOP) scheme, and the status of their registration in the EPC Directory Service (EDS).

Register of participants for download

There is a Register of Participants for each European Payments Council scheme (the SCT, the SEPA Instant Credit Transfer (SCT Inst), the SDD Core, the SDD Business-to-Business (B2B), the SEPA Request-to-pay (SRTP), the SEPA Payment Account Access (SPAA), the OCT Inst, and the VOP schemes). A separate register is kept for those SCT scheme participants that have adhered to the Extended Remittance Information option.

Only legal entities within SEPA that have adhered to the EPC schemes are included in the Register of Participants. Branches are not included, unless they are SEPA branches of a Payment Service Provider incorporated in a country that is outside the geographical scope of the SEPA schemes.
 

Schedule of updates to the Register

Scheme participants and CSMs as well as other technical infrastructures seeking to ensure their systems have up-to-date statuses for all participating PSPs (as well as non-PSPs for the SRTP scheme) can find the planned updates of the Register of Participants below. The schedule also includes the deadlines for applicant scheme participants to submit their adherence packs for a given Register update publication.

The VOP Register of Participants is published daily.

Download the calendar for 2027.

Publication cycle

Adherence receipt deadline by EPC

Register SCT, SDD, SRTP and SPAA publicationOperational Readiness Date
119 December 20259 January 20262 February 2026
223 January 202613 February 20269 March 2026
320 February 202613 March 20267 April 2026
420 March 202610 April 20264 May 2026
517 April 20268 May 20261 June 2026
622 May 202612 June 20266 July 2026
717 July 20267 August 202631 August 2026
821 August 202611 September 20265 October 2026
918 September 20269 October 20262 November 2026
1023 October 202613 November 20267 December 2026

 

 

Overview of EPC scheme participants by country

For those interested in knowing the numbers of PSPs who adhered to the SCT, SCT Inst, SDD Core, SDD B2B and OCT Inst schemes per country you can find the latest data in the document below.

EPC scheme participants may need to know the total number of scheme participants in order to be able to assess the percentage of scheme participants affected in the circumstances of a so-called major incident.

Overview EPC Scheme Participants Status

The EPC Register of Participants contains only reference BICs, which should not be used as routing BICs

The Business Identifier Codes (BICs) that are listed in the Register of Participants are reference BICs only (used to unambiguously identify the scheme participants adhering to the relevant scheme), and must not be relied upon as valid routing BICs. Any organisation using these BICs for routing rather than reference purposes may face difficulties when initiating or processing transactions under the EPC schemes.

When a scheme participant chooses a CSM, it provides its routing BICs (including those of its branches) to this organisation.

CSMs compliant with the EPC schemes use the Register of Participants to check which PSPs are reachable in the context of EPC scheme transactions.

The EPC Register of Participants related to the EPC SEPA Request to Pay Scheme contains only reference Identifiers

The Identifiers that are listed in the Register of Participants are reference Identifiers which might or not be used as valid routing data.