12 October 2015 ESTF 002-15 v 1.0 Approved Minutes 1st ESTF meeting 09 September 2015 Minutes and agendas EPC Scheme Technical Forum (ESTF) Credit transfer Direct debit Governance ESTF 002-15 â1st ESTF meeting 09 September 2015 â approved minutesâ DownloadPDF | 243.93 KB